📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nichelette wants her own house (and to be overdraft free)

1121315171833

Comments

  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Yay! Well done on your first £100 towards your house deposit hun. You will have it mounting up in know time!

    xx
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Maria, I've really got my fingers crossed :). I was talking to OH yesterday morning and he was saying I'm always stressed and that I need to relax about things (I was trying to work out how much I could save a month for the deposit whilst I was still in bed!). Anyway, I got a bit upset about it but he made me feel better. I explained to him why I want a house so much and why I'm getting stressed about money/buying a house so now he understands. The long and short of it seems to be that he wants to stay with me and for us to buy a house together eventually. We knew each other for 4 years before getting together, he'd always had a thing for me and I know how much he cares about me (and likewise) so it did put my mind at rest a bit. Also, although I want to save up a big deposit and still want to get a better job, he's on 30k so I don't have to worry quite so much about the income multiple part of getting a mortgage which had been getting me a bit stressed.

    In the end I had a really nice day yesterday, we went out for dinner with his parents and then to the pub after. Even better is that I've sold a necklace today so I've got another £24 to take off of my overdraft :).
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done on your first £100 towards the deposit and your payments for the OD. I get myself worked up over money stuff as well, i also lie in bed thinking about how and when I will pay things off. Is a pain but at least we are doing something about it. Your OH sounds lovely and really supportive which is just what you need.
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Wendz. I'm really lucky to have him, he's lovely and I know he'd do almost anything for me. The only reason he mentioned it yesterday was because he wants me to be happy rather than worrying constantly which I can understand.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Thats great news that your OH wants to buy a place together with you when you come to buying. Two incomes will make it so much easier than just one. And like wendz said he sounds very suportive of you bless him. :)

    Well done on the necklace sale!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Maria. I can really see us staying together and we seem to want the same things so it's a bit of light at the end of the tunnel. He's 27 where I'm 23 so I guess being slightly older thats the kind of thing he's starting to think about.

    I tried to get one of my friends christmas presents sorted today but I failed there lol. She likes making cakes so I wanted to get something that would teach her how to make sugarcraft flowers or the like, but hobbycraft didn't really have anything worth getting. I'm looking on ebay too but I'm struggling to find the kind of thing I'm after. I did find some amazing hello kitty things though http://shop.ebay.co.uk/?_from=R40&_trksid=m38&_nkw=hello+kitty+mould . Some of the stuff you can get is crazy, I'm so sad :o!
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    edited 5 October 2009 at 3:55PM
    Oh cute!!!! I didnt know places made things like that! Ohhh now im thinking who can i make a birthday cake for!

    Have you tried lakeland website? Not sure if they might have something your after, they do some great stuff!

    http://www.lakeland.co.uk/F/C/cooking-baking/C/cooking-baking-cake-decorating

    There is a book here:http://www.lakeland.co.uk/creating-celebration-cakes-!AMPERSAND-sugar-flowers/F/C/cooking-baking/C/cooking-baking-cake-decorating/product/12823
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Maria :). They do have some good bits on there. My mum lives close-ish to Brent Cross and I'm supposed to visit her soon so I might have a look there. I think this is quite nice too http://www.lakeland.co.uk/tala-icing-bag-set/F/C/cooking-baking/C/cooking-baking-cake-decorating/product/13042/pgs/66 , I like the box lol.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    haha very retro box! I'd never heard of lakeland until someone said they are going in place of woolworths here! yay!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    I love Hello Kitty those moulds are so cute.

    I am glad your OH is so nice Nicki :)
    Now a SAHM trying to earn some spare pennies each month
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.