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Clearmydebts - Diary to keep me away from the path of temptation
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Hmmm, I just calculated how much I'd have to pay a day if I'd want to be debt free on my birthday in 2011 (thats 799 days away from today). It says £13.52 a day, which in an avarage 30day month would be £405. I'm starting to pay £400 off from Sept, but snowball reckons I'll have to pay extra £56 a month to get to that date, so I guess the difference is in the interest accrued? Useful though.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Hi Starnac and Tirlittan,
Welcome to my diary. I am verey bad at updating it I'm afraid. Yeah the figure is scary but it makes things more realistic, although unless OH gets a job it isn't realistic for me to hit that daily target!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
i had a look as well and using my birthday as the target date (april next year) we'd have to pay off £50 a day. can't see it happening somehow unless like you cmd my OH gets a job.
fingers crossed for all our OH's to get jobs :rotfl:Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
i had a look as well and using my birthday as the target date (april next year) we'd have to pay off £50 a day. can't see it happening somehow unless like you cmd my OH gets a job.
fingers crossed for all our OH's to get jobs :rotfl:
Will defo keep my fingers crossed!
Got paid today so amended my sig and off to pay the rest of my Australia flights (at last!!!). Now anymore money I pay off can come off my sig as well! Yay!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi,
Hope you are well CMD. Not been on here for ages myself until today so checking how you are getting on.Total Debt now £22,525.07 Start Debt £32,732.36
£10207.29 OF DEBT PAID OFF:j 31.18%0 -
Hi,
Hope you are well CMD. Not been on here for ages myself until today so checking how you are getting on.
Hi Hobsch!
How are you? I am not too bad at all. Still waiting on OH's first pay cheque to come through but we are moving and I have been selling stuff so we are really hoping to make a dent in the debt.
I am due our first baby in February so once the last credit card is paid off I think I will slow down on paying off the loan and we will start to save a lump sum so there is money in the bank when I am on maternity leave. I am feeling very positive about the move and life in general at the moment though!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Thats really good to hear. Its great to feel positive and be happy. Congratulations on the baby too.
Things seem to be moving along nicely for you.Total Debt now £22,525.07 Start Debt £32,732.36
£10207.29 OF DEBT PAID OFF:j 31.18%0 -
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Had a very productive day yesterday
* Xmas present for godson
* Xmas present for OH's nephew
* Birthday present for OH's nephew
* Birthday present for my SIL
* Food processor/blender for baby when we are waening him/her. It got great reviews and OH will be in charge of the food cooking!!!
I saved £30 and also got £36 equivalent back in points! I have about £50 in points now and am going to keep saving them and then use them for baby stuff in Jan!
Then I went into town, met OH and we bought:
* Birthday present for a friends baby (I always buy for their 1st bithday)
* Baby present for a friend who just had a baby
And for the holiday:
* Maternity clothes for me for holidays
* Tee-shirt and new trainers for OH for holidays (need to buy at least 2 more tee-shirts)
I also ordered linen trousers and 2 tops from Asos (in the sale) and used the next day free delivery. Overall I am feeling very organised (for Xmas and holidays) and OH treated me to Las Iguanas afterwards as he is so impressed with all that I organised yesterday!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi CMD.
Very organised indeed! Well done.
Where are you going on holidays and when? I must of missed that bit.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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