Clearmydebts - Diary to keep me away from the path of temptation

tirlittan

Hmmm, I just calculated how much I'd have to pay a day if I'd want to be debt free on my birthday in 2011 (thats 799 days away from today). It says £13.52 a day, which in an avarage 30day month would be £405. I'm starting to pay £400 off from Sept, but snowball reckons I'll have to pay extra £56 a month to get to that date, so I guess the difference is in the interest accrued? Useful though.

clearmydebts

Hi Starnac and Tirlittan,

Welcome to my diary. I am verey bad at updating it I'm afraid. Yeah the figure is scary but it makes things more realistic, although unless OH gets a job it isn't realistic for me to hit that daily target!

starnac

i had a look as well and using my birthday as the target date (april next year) we'd have to pay off £50 a day. can't see it happening somehow unless like you cmd my OH gets a job.

fingers crossed for all our OH's to get jobs :rotfl:

clearmydebts

starnac wrote: »

i had a look as well and using my birthday as the target date (april next year) we'd have to pay off £50 a day. can't see it happening somehow unless like you cmd my OH gets a job.

fingers crossed for all our OH's to get jobs :rotfl:

Will defo keep my fingers crossed!

Got paid today so amended my sig and off to pay the rest of my Australia flights (at last!!!). Now anymore money I pay off can come off my sig as well! Yay!

Hobsch

Hi,

Hope you are well CMD. Not been on here for ages myself until today so checking how you are getting on.

clearmydebts

Hobsch wrote: »

Hi,

Hope you are well CMD. Not been on here for ages myself until today so checking how you are getting on.

Hi Hobsch!

How are you? I am not too bad at all. Still waiting on OH's first pay cheque to come through but we are moving and I have been selling stuff so we are really hoping to make a dent in the debt.

I am due our first baby in February so once the last credit card is paid off I think I will slow down on paying off the loan and we will start to save a lump sum so there is money in the bank when I am on maternity leave. I am feeling very positive about the move and life in general at the moment though!

Hobsch

Thats really good to hear. Its great to feel positive and be happy. Congratulations on the baby too.

Things seem to be moving along nicely for you.

clearmydebts

Hobsch wrote: »

Thats really good to hear. Its great to feel positive and be happy. Congratulations on the baby too.

Things seem to be moving along nicely for you.

Thanks Hobsch!

clearmydebts

Had a very productive day yesterday

* Xmas present for godson
* Xmas present for OH's nephew
* Birthday present for OH's nephew
* Birthday present for my SIL
* Food processor/blender for baby when we are waening him/her. It got great reviews and OH will be in charge of the food cooking!!!

I saved £30 and also got £36 equivalent back in points! I have about £50 in points now and am going to keep saving them and then use them for baby stuff in Jan!

Then I went into town, met OH and we bought:

* Birthday present for a friends baby (I always buy for their 1st bithday)
* Baby present for a friend who just had a baby

And for the holiday:

* Maternity clothes for me for holidays
* Tee-shirt and new trainers for OH for holidays (need to buy at least 2 more tee-shirts)

I also ordered linen trousers and 2 tops from Asos (in the sale) and used the next day free delivery. Overall I am feeling very organised (for Xmas and holidays) and OH treated me to Las Iguanas afterwards as he is so impressed with all that I organised yesterday!

tirlittan

Hi CMD.

Very organised indeed! Well done.

Where are you going on holidays and when? I must of missed that bit.