Clearmydebts - Diary to keep me away from the path of temptation

clearmydebts

Hiya,

Will head over to your thread in a minute! I find posting on here, whether it is my thread or someone else's, helps with my motivation.

My savings have come through so I have been able to pay some of them off my credit card. I should be able to pay some more off during the week but first off I have to make sure that the money comes through from the tenants for our flat. They are late payers.

It feels great to be sub-20k. It has been my goal for a long time. I finally feel like I have turned a corner and I can see an end in sight. It is the first time I actually think I might be able to get rid of this debt.

Hobsch

Well Done!!

Excellent news and to be below £20K is a Fantastic achievement.

Whats your next target on the road to your eventual goal?

Keep motivated.

clearmydebts

Thanks Hobsch,

My next goal is sub 15k and I have started a challenge with someone from the 15k hat challenge to see who can get below it first!

Ideally I would like to be sub 15k by the time OH finishes uni, which is the beginning of July. That would be fantastic, and to be sub 10k by Xmas would be even better!

What about you? When you get to sub 23k what is your next challenge?

Hobsch

I think based on how much I have been paying off (so far) I have to take each £1000 at a time so Sub £22K will be the next target. However, if plans etc pay off and do take place maybe I will be able to increase this.

clearmydebts

Hobsch wrote: »

I think based on how much I have been paying off (so far) I have to take each £1000 at a time so Sub £22K will be the next target. However, if plans etc pay off and do take place maybe I will be able to increase this.

Sounds like a good enough plan to me! I was able to pay off another £120 today from my AQA earnings.

I noticed I have been slipping a bit lately with buying magazines etc so I need to keep an eye on that. I also nearly booked 2 return flights to Mallorca during the week but just managed to stop myself and then the prices went up so I wasn't able to. Travel is such a weakness for me.

Please someone give me a kick!

savingholmes

Be good CMD - we can find you anywhere LOL

CAFCGirl will get her whip out....

Have a great weekend and keep debt busting!

clearmydebts

savingholmes wrote: »

Be good CMD - we can find you anywhere LOL

CAFCGirl will get her whip out....

Have a great weekend and keep debt busting!

Ha ha! I know you can SavingH and I defo don't want CAFC to get her whip after me! You have a great weekend as well. I will keep my fingers crossed for you with the job hunt this week.

miemie

HI clearmydebts

Just wanted to say well done and keep going.

clearmydebts

miemie wrote: »

HI clearmydebts

Just wanted to say well done and keep going.

Thanks Miemie,

And thanks for finding this thread. I hadn't been on it for ages and need to keep up with it to ensure that my motivation is still high!

Hobsch

Yes - keep on top of it - you have done brilliantly so far. Am glad you have posted again in your thread.

Keep going.