📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Kaupthing Edge CHAPS Transfer

1382383385387388493

Comments

  • agsnu
    agsnu Posts: 1,457 Forumite
    theFury wrote: »
    does anyone know if a BACS payment has been made to A&L today or are we just one of the forgotten banks?

    Do BACS payments not take longer to A&L generally?
  • Just been on phone to Ing.They are still insisting their latest brief is that all transactions will leave Ing by close of business but tough if your bank doesn't happen to stay open for business 'til 6.00pm.Apparently the transfer will just hang around in the system until your bank (in my case Halifax who closed for business at 5.00pm)opens on Mon morning.Another weekend of waiting and worrying.
  • So 18.00 has come and gone without the promised payment arriving. We seem to be getting flamed on this board for having the temerity to complain, so I'm going to retire from the internet for tonight.

    But hang in there, fellow waiters (heh). You're not alone - plenty of us have sizeable chunks of cash still in the aether. They'll come through, on Monday, definitely. And I expect ING will have an update on their website tomorrow explaining why not all payments were made.
    CHAPS to Natwest: sent 9/10, RECEIVED 22/10 at 16.35
  • genny
    genny Posts: 319 Forumite
    MadBill wrote: »
    Interesting point you make. Must admit, I don't really have an issue with ING, other than the fact that I DO AGREE with what you say about the fact that they offer new customers better rates than their exisitng ones, and indeed I am not only an ING saver, but also (yes, I know, sadly) a Formula One fan, and ING advertising is plastered EVEYWHERE there - on cars, posters, drivers tunics and caps, etc etc etc... better they should redirect their (unknown amount) of Guilders / Euros / GBP equivalent / towards giving customers (savers) a better interst rate rather than wasting their profits on F1 sponsorship. (and I've said the same in an e-mail to a senior ING manager (to which I got a kindly but non-commital response!) ))

    Also take your point about the foreign nature of the bank - but - unlike Iceland, it is indeed fully within the Euro-zone - and don't mistake the difference between what happened to IceSave with what was "forced upon" KE - caused by quite different things.


    But KE were a UK bank, whereas ING are not, KE was fully protected by the FSCS, ING are not, they are covered by the Dutch Deposit Guarantee Scheme.

    Icesave weren't a UK bank, just like ING aren't, although I agree they are in the Eurozone.

    Personally I'll not be saving with another non-UK bank, unless I trust them 100%, and that's not going to be for a very long time.

    And saving with a non-UK bank that treats savers badly by dropping rates, really isn't ever going to attract me, nor any other canny savers ;) There are plenty of historic threads on this forum about ING and their poor rates.

    Still no CHAPS from 7-10, going home now, dejected and annoyed I trusted INGs statement at the beginning of the week.

    Good luck all for Monday.
  • darren72
    darren72 Posts: 1,307 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mine is just this minute showing in my Cahoot account !!!

    :):):):):):)
  • schoolrunmum
    schoolrunmum Posts: 2,689 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    fredhaben wrote: »
    So 18.00 has come and gone without the promised payment arriving. We seem to be getting flamed on this board for having the temerity to complain, so I'm going to retire from the internet for tonight.

    But hang in there, fellow waiters (heh). You're not alone - plenty of us have sizeable chunks of cash still in the aether. They'll come through, on Monday, definitely. And I expect ING will have an update on their website tomorrow explaining why not all payments were made.

    But what if it doesn't Fred?
    Debt-free...and staying that way...
  • agsnu wrote: »
    Do BACS payments not take longer to A&L generally?

    I know that A&L aren't a clearing bank so I think transactions might take longer... We'll see on Monday I guess.

    Have a great weekend everyone! Well done to those who got their money back.

    See you Monday fellow CHAPs and CHAPettes
  • theFury
    theFury Posts: 173 Forumite
    Part of the Furniture Combo Breaker
    agsnu wrote: »
    Do BACS payments not take longer to A&L generally?

    I was not aware of that? Seems like i've got all of my accounts with the wrong companies! :confused:

    CHAPS should still be same day tho, right?
    No more offshore banking for me :rolleyes:
  • I'm still waiting.
    CHAPS requested 7.30pm 6th Oct and the money disappeared into the ether at 10am on the 7th.
    No payment yet into HSBC. Once again, I can't believe it.......after all we were told.

    I have a feeling I'll be on this thread again on Monday. I hope that Martin doesn't pull it. It's been my lifeline all this time. It's kept me (nearly) sane when I found myself in a very weird place of great anxiety and confusion.

    Don't pull this place Martin.....please.
  • 10_66
    10_66 Posts: 3,470 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm never going to just close an account in future. I've learned from this that to withdraw all and then close later would have been the best option. God knows when I'm going to get my money!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.