capital one credit classic limit increases please input feedback

mumofboys_2

I have just received the pin for my C1 card - 1st credit card for a VERY long time. Limit is only £100, which is kind of disappointing, but understandable. I am just delighted I have a tool to rebuild my credit, and we will see what happens after four months!

MOB

Cash_Flow

bengal-stripe wrote: »

Sorry, it's you, who wants an increase, you are asking for their money.
They can decide, whether or not they want to give you any more.

Get a card elsewhere, they might (or might not) give you a higher limit.

Chill and have a pill:shhh:

bigbum_2

Just to let you guys know, i received my Cap1 card. :j Rather disappointingly, it's the standard design and not the cute image of a pig i requested. lol Guess, it's not that important.

On the plus side, the Cap1 web-site is nicely designed and is very easy to navigate around. NO excuse for not keeping on top of my credit spending.

Waiting for my Vanquis card to drop through the letter box now.:p

With judicious use over the next 12-18 months, i hope to have gone some way to repair my damaged credit rating.

Can't thank you guys enough for all your helpful advice on this site.

The drinks are on me. :beer:

HockeyDuo8083

1......after how long 3 Months
2......by how much £200
3......how many increases None since

I took out my card in June 08, I have never had a late payment and always pay the balance in full often well before the due date. Card limit when I took it out was £100...rubbish!

I have now got a joint cashback credit card with OH so I plan on closing the Capital One card at the end of this month. It has a limit of £300 on it. I have never defaulted on anything and have pristine credit report so was surprised when offered a low limit.

This will be my only credit card I have.

4littleone

starting limit was £200.
Current limit after 13 months of payment monthly by dd in full is ....... £200.

I will probably close it as i don't think it will ever be reviewed and tbh hasn't had much if any effect on my credit rating.

grancanfan

I'm anxiously waiting to see if my limit is increased as i'm due my 4th statement today, but I have just checked online and its not on ,I wonder when it will be available to view online, also when it is available will it show my new limit if they have increased it?

xgingerx

Hi all, I spoke to someone at Cap 1 the other day as I started on 200 and raised to 600 after 4 months but then since 4 years later nothing. Anyway I found out that the inital credit check 5 years ago is the one they keep on record, so in my case was very bad back then. If your credit has improved a lot since then I was told to close and reapply.

But I think this is the problem in a lot of the cases listed, that are still be judged on your original application.

katie1

Got a increase this month (4th month)
Increase £200
Limits now is £200

Not great but hope to see it grow, i just want to get my credit file in better order .

digitalphase

katie1 wrote: »

Got a increase this month (4th month)
Increase £200
Limits now is £200

Not great but hope to see it grow, i just want to get my credit file in better order .

Was it £100 before?

Rose123

Started at £200 in sept 2007, increased to £500 thereafter, nothing ever since!
I did decrease it to £350 last month though!