capital one credit classic limit increases please input feedback

darcyvuqua

hey guys just doing some research

capital one say they will increase there limit after the 4th statement which alot of people have confirmed what im trying to find out is whether they increase it again if so please include

1......after how long
2......by how much
3......how many increases

thanks for the input and please vote on you initial credit limt

gomer

I'll go and check my statements and come back with an answer for you.

darcyvuqua

thanks gomer i think this thread could help alot of the newer customers

gomer

1......after how long 12 Months
2......by how much £1000
3......how many increases Only one so far


I've had my card over 2 years now & the original limit was £1000. I have had no further increase since 12 months but that's probably based on my own individual spending habits - i am verrrrry careful with money.


ETA: Just voted.

sammyjammy

Original limit £1100, increased to £1300 after three months and increased again to £2300 after 18 months.

darcyvuqua

thank for voting guys hope this thread grows into a fountain of knowledge

gomer

It will be interesting to see the different starting limits because i've never been able to work out how they decide what to give you. They knew i was out of work when they started me at £1000 but i knew people in work who applied at the same time who were started on £500. Work that one out??

darcyvuqua

i have just been accepted this is why i started this thread to see where my card may end up i earn £25000 pa but have 1 satisfied ccj and they give me a limit of £100 so want as many tips to increase it quickly as it could be a good tool towards a 0% when ccj falls off

Steven337

ive just logged into my C1 Account to pay my bill due on 17th and on the page it says. [ We are currently unable to process debit card payments. Please refer to the FAQ's for alternative payment methods. ]

Anyone else know if there having payment problems ?? i cannot see anything in the FAQ,s thats relivant to the message.

ive been with them 2 years and have £2000 CL now.

sammyjammy

darcyvuqua wrote: »

i have just been accepted this is why i started this thread to see where my card may end up i earn £25000 pa but have 1 satisfied ccj and they give me a limit of £100 so want as many tips to increase it quickly as it could be a good tool towards a 0% when ccj falls off

I also earn just over £25k and had a satisfied CCJ of over £6000 when I took out my card and got my limits increased, its now gone though (yay!) so would have been over four years old when I first applied maybe that makes a difference.

Sam

Sammy_Girl

Hi!

Great thread My starting limit was £1000, it got increased on the 4th statement to £1600 . A few satisfied defaults on my file, but in full time employment on £31k. I'd be interested to see when the next increase is??