capital one credit classic limit increases please input feedback

darcyvuqua

thanks AQAddict well done on the halifax card i like the design of the halifax card

Jamie2008

Still no card, surprise surprise.

I know a friend who is also waiting for a card, they've clearly ran out of plastic :P

I shall phone again on monday if it doesn't arrive.

PJHilder

I've had my Classic for about 3 years now. Limit still at £400 as it was when I got it. I've paid it off in full each month for the past 2 years. Guess my account is one of those that's never looked at. Beginning to find the limit a little useless for my needs.

Worth calling them to check or is it still done automatically?

PROLIANT

PJHilder wrote: »

I've had my Classic for about 3 years now. Limit still at £400 as it was when I got it. I've paid it off in full each month for the past 2 years. Guess my account is one of those that's never looked at. Beginning to find the limit a little useless for my needs.

Worth calling them to check or is it still done automatically?

Done automatically, they dont do requests. :rolleyes:

darcyvuqua

cant believe they dont do increases for over 2 years i think alot of people actually leave them just because of that fact!!

steveflower

they did increase mine on 4th statement but i now had card for 14 months and no further increases, i always use and pay off this card and it has been a great tool to build credit - went from nothing to several £8,000-£10,000 limit cards in a year but dont go expecting to book your next world cruise on your cap one card!

debtdestroyer007

started at £100 , increased to £300 after 3 months, but since then nothing happened, i have now had it for 9 months.

its funny how i did manage to get a barclaycard platinum for £2200 though.

neways i dont plan on keeping cap 1 for long, another 3 months and then i am ditching them.

darcyvuqua

debtdestroyer007 wrote: »

started at £100 , increased to £300 after 3 months, but since then nothing happened, i have now had it for 9 months.

its funny how i did manage to get a barclaycard platinum for £2200 though.

neways i dont plan on keeping cap 1 for long, another 3 months and then i am ditching them.

do you have any nasties on your credit file??

cd87

i dont understand capital one they started me with £100 limit due to having no credit history i have never been increased and will be leaving them soon the thing is i cant get accepted by anyone else and have a good history for around 18 months now the only this i can think that is the problem is the fact that i had moved not that long ago??

sorry for the post its my first one!

londonuk2008

I'm leaving for exactly that. My mate had a limit of £200 4 years ago . After a year no increase so left . Went back and got £500 , increased to £1100 , again closed after a year or so . Reapplied recently and got 'mainstram' card with them and £1800 limit.