We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

capital one credit classic limit increases please input feedback

1192022242550

Comments

  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    did you get the 0% chick?
    you cant change yesterday
    but you can make tomorrow better
  • c8ndice
    c8ndice Posts: 201 Forumite
    darcyvuqua wrote: »
    did you get the 0% chick?

    Yes :)

    It seems strange though, considering the amount of time I held my previous card with them. If they had wanted to keep me as a customer, then why let me close my account in the first place? lol
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    strange! but good for the 0%
    you cant change yesterday
    but you can make tomorrow better
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    what limit did you get?
  • Jemma-T
    Jemma-T Posts: 1,546 Forumite
    Just to add to my comments about Capital One (8 years never had an increase), I mentioned I'd even put money in a Capital One savings account to show I was a good customer. I recently signed up for a free credit check http://www.annualcreditreport.co.uk and looked back at the searches and surprisingly found a search not by Capital One but the [now] bankrupt Landisbank. Obviously, I've removed those funds and I doubt there would never of been a problem but it would have been nice to know Landisbank were involved.
  • xgingerx
    xgingerx Posts: 591 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well, it appears that if you havent had a credit limit increase by the 4th Statement, its unlikely you will at all, based on everyones posts :(

    My fourth one is due in a week so ill let you know

    :)
    Dmp Mutual Support thread member No 82
  • clio
    clio Posts: 3,345 Forumite
    akashi
    was just hoping they would change the card to the "Premier

    whats the cap1 premier card then matey??
  • on my 5th statement with them and no increase, this is due to them losing my 2nd payment and charging me a late fee, have had this removed and noted on my report, but depending on who i get through to they say its because i paid late and they cant increase it!!!! doesnt matter that they have had the payment and applied it to the wrong account they are useless!!!

    just applied for flybe card so will see if i get that.
    Debt free 3 years early :j
    Savings for house deposit - very healthy

    Cash back earnt so far £14.57
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    its my 4th statement next month so i will let you guys know i get on with the increase!
    you cant change yesterday
    but you can make tomorrow better
  • cos_2
    cos_2 Posts: 624 Forumite
    Part of the Furniture Combo Breaker
    Mine started at £200 as my credit rating was shot to bits through divorce issues. Raised to £500 after 4 months and then £2000 after a full year. I closed it a while ago but noticed on my latest Experian report it is marked as closed (or satisfied?) with a limit of £3000, so they must have raised it as I was closing it!

    For the first wee while I repaid in full, but quite soon wasn't able to and that's when the limit started to rise. I was always just under the limit and paying a whack of interest. When they raised it to £2000 I nearly maxed it in two or three months.

    Fortunately, change of circumstances meant I was able to clear it.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.