capital one credit classic limit increases please input feedback

darcyvuqua

have you ever gone over limit or missed payment was that also your starting limit?

stuartmck

I've had the card for well over 2 years. I started at £200 and that's where it's stayed. I've never missed a payment & tend to pay off the whole balance each month.

darcyvuqua

i started with £100 2 months ago if i have it longer than 6 months and no increases i will be cancelling the card!!

londonuk2008

It started at £200 and then after four months it went to £500 . Always used and paid off in full every month . Never late always by DD and never over my limit . Anyway I 'may' re-apply after a couple of months as I should now get a better deal. Must check its actually closed.

samjackjord

I started with £100 and I have just had my 4th statement and they have increased to £750?????????
I phoned them a couple of weeks ago to see if they could raise the limit as I wanted to make a purchase online for more than my limit and the cs said she would add a note to my file. Not sure if that is why I have had the larger than expected upped limit!
I made a purchase at tesco when I first got it and just make the minimum payment plus phoning once or twice to pay £10 over the phone wi debit card.

akashi

I had my card since April 2008. Initial limit was £500 and on the 4th statement, limit increased to £1100. Now I have received my 8th statement, no further increases.

The limit does not really bother me, was just hoping they would change the card to the "Premier"

darcyvuqua

cool i hope i get a nice limit increase like you sam thanks for voting guys

darcyvuqua

what did you say to them sam???

louiser123

started at £100, increased to £300 on 4th statement, just had eighth statement but no increase. i have paid in full, then reverted to keeping a balance for a couple of months but no increase so im paying off in full and cancelling the card. i requested increase but was told i cant request one they only give increases on the reviews of accounts, when is the review i asked , reply no idea not sure if your card is one we review!!!!! ha ha ha

c8ndice

I closed mine down a few months ago, and got an offer last week of the same card but with 0% on purchases until May 2009.

I decided to send off the application form just for the 0% in the end, and shall cancel it again once the period expires as the rate then goes back to 34%...

Not too sure what limit I will get though. My last card was only £600 and I'd had it for 4 years, and it was run to perfection lol