We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Shopgirl Trying to Sort It out!
Comments
-
hi shopgirl....sorry its taken so long for me to post again...:o life has gotten in the way over the past couple of weeks but i will be posting rubbish on your thread from now on...promise!!:rotfl:
you are doing so well...congrats on cancelling that insurance!!:A
shoes....aargh!!! I hate shopping of any description and clothes and shoe shopping are the worst :mad: ....i always wear baseball boots...day in day out...and have to replace about once a year...i usually ask for them as a birthday gift so never have to worry about expenditure!!:D
growing kids....scary...:eek: i am also of the short variety so by the time my babies got to double figures they already were taller than me!! on the plus side, it did stop dd from nicking every item of clothing i owned!!
anyway, less of the drivel...well done on your progress so far, keep up the good work and have a great time away from the job next week...:D0 -
frazzmunch wrote: »hi shopgirl....sorry its taken so long for me to post again...:o life has gotten in the way over the past couple of weeks but i will be posting rubbish on your thread from now on...promise!!:rotfl:
It's lovely to hear from you! If you're not posting rubbish on my thread - I'll be on yours spouting drivel - you have been warned!!;)
Thanks for the encouragement - I'm off to read your diary now...
PS. You don't like shopping?!?!? V.strange...
MBNA - [STRIKE]£7068.60 [/STRIKE] £7060.00 Egg - 1422.35 A&L - [STRIKE]£249.32[/STRIKE] £215.00Loan - £13279.50 :rolleyes:0 -
and the drivel begins......:D
no, i don't like shopping...i would rather stay at home and flay myself alive than shop...my dd despairs of me, she is a true girlie girl (sorry if that offends anyone, but it's true!!)...she loves shopping, handbags, shoes, makeup and all of those things that i really just don't understand...:o most of my male friends, when discussing females, regularly tell me that i 'don't count' and my old female boss (who owned over a hundred pairs of shoes and fifty handbags :eek: why????!!!) used to call me the 'chick with a d*** ' !!! (again, sorry if anyone is offended!).....i really can't get my head around the attraction of shopping..
dd is dragging me christmas shopping with her in december, she wanted to go early dec, but it's going to take a while for me to brace myself for the event so i have told her we are going on the 20th!! there is no hope....:rotfl:0 -
no, i don't like shopping...i would rather stay at home and flay myself alive than shop
I have to admitt that I'm not a fan of shopping but I wouldn't go that far!
Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
I too would rather stick hot pins in my eyes than go shopping. But I really need some shoes to keep me feet warm & dry! My kids go to a school full of yummy mummy types so I can't really get away with wearing wellies (though mine are funky and stripey!).
Anyway, back on topic (hhhu hum!).
I can't believe I didn't think to mention it sooner about the SO for the insurance. Sorry 'bout that! As I said, I did it when I first got rid of the insurance policy that DH set up when they rang to offer a free 6 month trial (he shouldn't be allowed to talk to sales people on the phone!). He didn't want to cancel it as it would pay out after 15 years if we didn't use it. It didn't earn any interest though so I crunched the numbers and saw that the amount it would save on the mortgage went over and above what we lost from having paid into it for nearly a year. So it went!
I also became very anal and started using shopping vouchers all the time. As soon as I got home from the shop I would work out how much I had saved in vouchers and pay that off the mortgage. I have to say that habit has gone now what with all of the price hikes. I went to the supermarket last night and was horrified about the price of food. All of the value ranges seem to be being removed and rebranded (smaller packets higher prices).
Just got emailed mumof4's allotment plan so I'm going to try and emulate it on smaller scale in my back garden and see if I can get any veggies to grow out the front. Ah well. Onward and downward!Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.0 -
frazzmunch wrote: »my dd despairs of me, she is a true girlie girl (sorry if that offends anyone, but it's true!!)...she loves shopping, handbags, shoes, makeup and all of those things that i really just don't understand...:o
Ha ha! Your dd sounds like my kind of girl...I too am of the girlie girl persuasion! I love to shop (eyes glaze over in fabulous shoe daydream...;) ) Oooh! You're not offensive...I've heard worse!!!
Kaz - you're very organised with the vouchers, etc. Perhaps things will calm down soon and you can get back to it. It's definately something else I can try. Thanks. Good luck with your garden. I'm going to put my name down for an allotment...hopefully I'll be able to feed myself with lots of lovely veg next year (if I can get one that fast!) PS. Your wellies sound fab!:DMBNA - [STRIKE]£7068.60 [/STRIKE] £7060.00 Egg - 1422.35 A&L - [STRIKE]£249.32[/STRIKE] £215.00Loan - £13279.50 :rolleyes:0 -
I obviously can't comment on shopping for fear of a non-PC comment either way!!!
Focused trips just 3 times a year should be enough for anyone (well, it is enough for me!) but there's always the internet for the Christmas shopping and I intend to try to get some ideas drafted with OH and see what I can get via the companies listed on Quidco.0 -
Oh yes! You chaps have to be careful!!!
I have already started the Christmas shopping and have got all 3 presents bought through Quidco...which is all new and exciting for me, but it's a wonderful thing! I didn't know it existed until a few weeks ago!MBNA - [STRIKE]£7068.60 [/STRIKE] £7060.00 Egg - 1422.35 A&L - [STRIKE]£249.32[/STRIKE] £215.00Loan - £13279.50 :rolleyes:0 -
I've only made limited use of Quidco and TopCashBack so intend to try to make these work for us this year.0
-
shopgirl2512 wrote: »Ha ha! Your dd sounds like my kind of girl...I too am of the girlie girl persuasion! I love to shop (eyes glaze over in fabulous shoe daydream...;) )
You sound just like my sister!! she 'borrows' my dd a couple of times a year to go shopping with!!:rotfl: they always go to the bull ring in birmingham and literally shop till they drop..:rolleyes: must admit, i am really grateful...gets me out of it!!:D0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards