Shopgirl Trying to Sort It out!

shopgirl2512

Hi!

After lurking around this site for weeks, I thought that I would finally give this diary malarky a go!

I bought my wee (bijoux, I believe some would say!) flat 2 1/2 years ago by getting a mortgage that meant I was constantly over-stretching myself...however, after a couple of lovely pay rises, I'm in the position to try and sort myself out.

Thanks to the fabulous StuartGMC, for providing me with the magic spreadsheet, I am going to keep track of my comings and goings and (hopefully) make my first mortgage over payment this month.:j

I'm hoping that by keeping this diary it will make me think about my pennies, instead of just spending them...fingers crossed! Even if no-one reads this, at least I can keep track myself...

Anyhoo! Will stop waffling now - just thought...I suppose I need a signature too!

Take care.

Shopgirl

frazzmunch

Welcome shopgirl:T i've only recently joined mfw too...:D i look forward to keeping up with your diary:T

Sunny_Donny

Well done shopgirl.
It does become addictive!!!
Don't forget you can raise some extra money by selling on ebay/amazon etc and look at the money raising board for extra ideas and Quidco!!!!

gallygirl

Welcome, and good luck :T

shopgirl2512

Thanks for such a warm welcome! I shall be keeping up with your diaries too...glad to see we can all encourage each other.

Sunny Donny, thanks for the advice - I'm currently looking to see what I can get rid of etc.

It's all very exciting! I can't wait to get going properly...I'm definately on the first step...Yeah!

StuartGMC

Looking forward to hearing of your progress.

setmefree2

Welcome and Good Luck - Keep us posted:D

SmlSave

Hello :wave:

welcome and good luck

Gillybean

Welcome Shopgirl!

I'm fairly new to this too, although have been gearing up to it for a while.

Hope we can keep each other motivated, I love reading everyone's diaries on here.

evab_2

Welcome shopgirl and good luck

shopgirl2512

Oh dear...it seems the harder I try to be good - the worse I am! :mad:

I had quite an expensive weekend, but this was (mostly) accounted for, however, since then I have spent a ridiculous amount buying unecessary bits and bobs - THIS is what I need to keep an eye on. I also tried to fill in a form which would ensure my student loans would continue to be paid for me and I forgot to fill in one bit and left one of the sheets on my desk - typical...I try to be organised!!! This means that I will have the repayment taken out of my account, bbut I should get it back...hope everyone else is slightly more organised!;)