Cashier gave me extra £1000

harry112

A few days ago I rang my bank and asked to take out £4000. They told me to come in yesterday. I wasn't paying attention to the cashier counting out £4000, when she finished she put the money in the envelopes and gave them to me. Soon as I left the bank I handed the money over to somebody who I owed without opening the envelope as I assumed it had £4000 in there. However, later on in the day I received phone calls on my house number and mobile number and a letter through the post personally dropped by the cashier, they said that I was actually given an extra £1000 and they are asking for it back. I'm not sure whether they did as I wasn't paying much attention as the cashier was counting the money. But they say they have video evidence that she accidently gave me an extra £1000. What do I do? I can't get through to the person I gave the money to because his mobile is switched off and I do not know where he lives. I owed him money from a car I bought. The bank said that if I cannot get the money by 5pm the evening then they will inform the police. Can they do this? Will I be in trouble? It's not my fault, its the cashiers.

lindos90

harry112 wrote: »

I can't get through to the person I gave the money to because his mobile is switched off and I do not know where he lives. I owed him money from a car I bought.

Im not surprised hes switched off his mobile!!!
If you bought a car from him then the documents that come with the car should have his address on, whether he is honest enough to return it is another matter, if he was, he would probably have contacted you already.

Hindsight is a wize man, but a bankers draft would have been better, its as good as cash, thats what we accepted when we sold our car on ebay, as you dont have to wait to see if it bounces.

Hope you get it sorted.

Ivrytwr3

I wasn't paying attention

will teach you to be more careful in future. Wish i had such a vast amount of money that i could afford to be so careless and flippant.

(no useful advice though )

BTman

I'm suprised the seller didn't count the money in front of you. I would have insisted on it..

oldone_2

You do owe the money and are liable to pay it back. I also think you are unwise to buy car from someone without having a contact address.Suppose the car turns out to be stolen, or have a string of parking tickets. Just a mobile number as a contact is not enough, as it may be a pay as you go 'phone without the owner registering their address.

JonClarke78

I think the bank does have the right to ask for its money back, regardless of whose fault it is, it is still their property, if they do have video evidence showing their mistake then they can go to the police if u refuse to repay it. unless you can prove that you gave this person an extra £1000, I doubt he's gonna admit it or return it. My advice would be to ask the bank to be lenient and see about making repayments to them, as it was indeed their mistake in the first place. Good luck!

harry112

I did do a HPI check before buying the car. And the log book is not in his name as he is a trader. He opened the enveloped looked through the cash and didnt count it infront of me. Maybe he trusted me enough or saw 5 bundles of cash and thought I might have given extra and tried a fast one. Can the bank call the police?

harry112

JonClarke78 wrote: »

I think the bank does have the right to ask for its money back, regardless of whose fault it is, it is still their property, if they do have video evidence showing their mistake then they can go to the police if u refuse to repay it. unless you can prove that you gave this person an extra £1000, I doubt he's gonna admit it or return it. My advice would be to ask the bank to be lenient and see about making repayments to them, as it was indeed their mistake in the first place. Good luck!

But if its there fault then why should I suffer and loose a grand??

gibbyni

I would call into the bank and tell them what happened and ask to see the evidence that you got the extra £1000, after all how do you know the cashier isnt pullng a fast one and took the money. if it is proven that they gave you to much then I would think you have to pay it back. But I wouldnt do anything till they prove that you got the extra grand

robpw2

harry112 wrote: »

But if its there fault then why should I suffer and loose a grand??

it may have been the banks fault but he didnt once check the money so he should have to pay it back

pjala

Involve the police with the guy who you gave the money to - he is stealing your money as much as the bank claim you are stealing theirs. You have to find him, you handed over 4000 in good faith, but he took 5000 knowlingly.
The police should be able to trace him, and pay him a visit.
Good luck.