Cashback Credit Card Discussion Area

ed2104

I've seen no mention of First Trust Bank (NI) Credit Card:

£25 cash back
If your card is used at least 12 times and your annual spend is at least £5000, we will credit £25 back to your First Trust Options Credit Card account and an additional £1 back for every additional £200 spent. Maximum Cashback Loyalty Reward is £250 per annum

First Trust Option 1

Does anybody think it's any good?

Ed

Galstonian

It has been mentioned before but not very much since it is only available to existing First Trust customers.

zcaprd7

Just got an email (finally after much email tennis) confirming the following:


"Thank you for your recent email.

I have just spoke to MBNA who have clarified that existing Premier customers will still get the Moneyback benefit and do not need to apply for new card. Please accept our apologies on behalf of MBNA if you have been advised incorrectley.

Kind Regards

Internet Banking Helpdesk"

I've asked them how I go about convincing MBNA this as they were fairly unhelpful on the phone!

marymilkmaid

Hi
I've got an A & L visa which I'm going to stop getting money back on.
Has anyone any idea which visa card is best to swap to. I do pay business invoices with it & spend about £20,000.per year. (I didn't tell A&L that I did that tho!!)

All these different cards are making it hard for me to choose, so maybe someone else can help me.
Thanks

Reaper

If cashback/points are your main aim then Martin has helpfully ranked them all in descending order here.

Mamma_Money_Saver

MSE_Martin wrote:

If you want to ask a question or discuss cashback cards please reply to this message. *

Martin< I am trying to follow your advice. I use credit cards to earn as much "cashback" as possible. Therefore have AMEX card and am applying for Conran Card to use where AMEX not accepted. However, on receipt of T&C's from MBNA, can see no mention of "Profit Sharing" scheme. Have requested clarification from MBNA, said details on application form. Still unable to see the relevent terms. Until I can see clarification of these terms I am reluctant to sign the forms. Please help.

Reaper

Mamma_Money_Saver wrote:

However, on receipt of T&C's from MBNA, can see no mention of "Profit Sharing" scheme.

It talks about it on their web site. Have a look at the top of this page.

marymilkmaid

Hi

Thanks for replying to my question. Do you know where i can find quick links to the sites. Thanks

Reaper

Well there are about 5 listed at the bottom of Martin's article on cashbacks. For any others I suggest you just type the name into Google. Should be easy enough to find them.

zcaprd7

From A&L:

Thank you for your recent e-mail,

We have been advised that they have placed a note on your account to clarify.


So I guess if I ring up MBNA they will switch my cash back on - bit late as I just sent off my A&L email correspondence with an A&L account statement to MBNA.

So anyone with a Premier A&L account should kick up a fuss...