A payment a day............

nickynoo08

Added 10p to my jar, only 9 more 10ps to go. Wont be making another payment to my cc this wk, waiting for a cash back site to pay out.

Smamfer

:snow_laug Morning all.. has anyone got any ruddy snow yes as all im getting is frozen fingers in the morning to clear the frost!

Just updated my own diary and im in a reet feel good mood today so here are my happy payments for today.

BA2 o/d £5.00
Hal cc £5.00
Cap 1 cc £5.00
Bed fund £30.00

£45 in payments go me:T

I just want to add, and i know others have said it, but this little basic thread on its own has probably made the biggest difference in me dealing with my debts. I feel guilty if i dont make even a small extra payment. i get excited updating my signature and knowing all of us are pushing each other on is,, well i find touching and heart warming!

God im off to cry now lol be good all xx

katie2407

morning everyone freezing here
just paid £29.47 to virgin rounded down balance

Flower08

Morning all,
feeling so disappointed with myself at the mo. My main aim since joining this site was not to use my credit cards ever again, and definatly not a christmas!! I havent used them since about March/April time and i was chipping away at the balances with this PAD, BUT i have spent on them, about £200 to be exact :mad:
I dont know if its the run up to christmas, but i just dont seem to have budgeted properly. Admittedly last year i would have put 5 times the amount onto them but im still so disappointed with myself!!

Feels like i have just been wasting my time since starting this challenge now.
Just paid £2 to CC but now not sure if its even worth doing now...

Ok sorry self pity rant over

mcjordi

1.14 to crap one cc

ElizabethJH

£1 to Abbey today... it's getting very close to pay day and Christmas I'm not sure what I'm looking forward to more!?

teeni

Flower08 wrote: »

Morning all,
feeling so disappointed with myself at the mo. My main aim since joining this site was not to use my credit cards ever again, and definatly not a christmas!! I havent used them since about March/April time and i was chipping away at the balances with this PAD, BUT i have spent on them, about £200 to be exact :mad:
I dont know if its the run up to christmas, but i just dont seem to have budgeted properly. Admittedly last year i would have put 5 times the amount onto them but im still so disappointed with myself!!

Feels like i have just been wasting my time since starting this challenge now.
Just paid £2 to CC but now not sure if its even worth doing now...

Ok sorry self pity rant over

you have n't been wasting your time just think that by making the extra payments you have reduced your debt and paid less interest. If you had not been part of this challenge you would have probably spent the money on christmas anyway as well as having the higher level of debt.

Greenbynature

Afternoon all :santa2: I'm actually in a good mood today!!! It's pay day!! Already typed this out once!!! :mad: OOOhh and got a lovely £50 cheque from YouGov today :j :j It's only took me nearly 2 years to get it lol.
Thanks Terri for your suggestions yesterday much appreciated I had a look at the toffee vodka and will be making some of that have got my wethers but forgot to get the vodka :rotfl: never mind will have a go next week DS1's other half will appreciate it!! Well sat and had a chat with the kids about my lack of funds last night got myself quite upset but they've been really great about it mind you DS4 is a little sod :rotfl: he ONLY wants one of those touch screen phones for xmas and they're ONLY about £300 ish huh to that :rotfl:but DS2 has been great he's got too much money he said (I wish :rotfl: ) and will help out foodwise which I really appreciate even if it did make me cry lol! I've worked out that as I get paid every Thursday with xmas and new years days falling on a Thursday we're getting 2 weeks money on the 22nd so even tho it means a mad dash round shops and will be skint for following 2 weeks I can more or less buy stocking fillers and stuff so am feeling a bit calmer now lol good cry sometimes does you good and its taught me one thing at least never to take getting a bonus for granted again :mad: Next year I WILL be more organised and have savings if it kills me never want to feel this way again!! Oh and DS2 gave me a nice shiny £2 coin for my sealed tin :T Sorry for the long post
Anyway have paid £3 to cap 1 cc and added shrapnel to my copper jar and £2 to sealed tin (which is for next xmas)

Greenbynature

Oh forgot to ask tomtombeanie what are these ballons you mentioned??? and thanks for the support too

Greenbynature

Sorry me again
Hope your weekend works out how you want it to Flying_fresian and good luck!

thanks Terri re my gorgeous poochies love em to bits