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A payment a day............

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  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Morning to all you you choccy, coccy ( :eek: :D ) and smoker giving uppers! Good luck with your extra challenges. We really are such good wholesome people!! :A

    Well my dad is struggling with money and needs the £400 i owe him. He is often out and away for weekends, so i hadn't realised how much he needs it and feel really guilty now. I've added him to my sig and paid £30 today. I've also added £1 to my savings ;)

    I'm off to spend my nectar vouchers and post office card savings on a DS for my little one for Christmas. It's such a good feeling being able to do that without breaking the bank.

    YAY for PaD and the focus it has given me :T
    One step at a time ;)
  • struggling with PAD this month - some little **********'s tried to break in and broke the back door and the back gate. Paid for emergency repairs and everything very secure!! but now broke!!!!.
    Will leave this month and start again next month - hope their little hands drop off - apparently 4 houses/garages been done in the last week. Have taken all Xmas pressies I have already bought to relatives houses so nothing left in house.

    GGGGRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRRR
    Mortgage free as at 1/9/13 :j
    To start work on the credit cards now!!
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    Hi all ,

    I'm happy now that i'm all "choccied " up banana.gif! Hope you are all ok ....

    Debt Free Dreamer - :hello: Hi .... Good luck with your debts :D ....

    Double Trouble - Are the Rum Truffles , your anniversary ones :question: ... If so, i
    really admire your will power ;) ....

    Nichelette - Well done for clearing your credit card :T ... even though you
    still need to keep it to pay your fees ....

    paybacktime2008 - Keep up the good work ... you are doing really well :T ...

    Hopeful1 - I bought my daughter a DS last year for Christmas and we have
    both spent hours playing on it :D ! I really fancy getting a
    Nintendo wii this Christmas for us, but am not sure if i'll be able
    to afford it ..... Fingers crossed Quidco pays me out some money
    that's due ...crossfingers.gif

    Sunny Donny - Sorry to hear your news .... That's awful :mad: .... People that
    do that make me so angry :mad: .... The main thing is that you
    are ok and now secure ....

    weebag - Have found a money saving smilie ... especially for you popcorn.gif!!...


    Here's my Good and Bad for today ....

    The good - Added £3 to my pot ( grand total £87 ) woohoo1.gif

    The Bad - Spent £1.24 on CHOCCY :eek:
    I know ... it's a waste of money ... but i did have 4 CHOCCY
    free days whew.gif bitenails.gif ......

    Anyway keep up the good work everyone grouphug3.gif....
    ( sorry .... have just found some new smilies to play with !rofll.gif )

    Catch you all tomorrow ...

    terri x.
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Ha! I'm loving the new smilies Terri they're soo cool!

    Sunny Donny, i'm sorry too, that you've had to pay for the damage. Things like that make my blood boil :mad: To me it signifies laziness and complete disrespect when people think they can swagger into other people's properties and take what they want instead of going out and freaking working / paying for it themselves like everyone else. As Terri says, at least you and your family are now safe and secure.

    Argos didn't know how to use my PO savings card so have put the amount on my credit card. When hubby pays me i can use the PO card for my sainsbury's shop and put the cash back on my credit card - phew!! Hope that makes sense to someone :rotfl:

    Anyway, i will be test driving the DS tonight when Nintendo DS in bed - i can't wait :j but it is a present for him...honest :D
    One step at a time ;)
  • one-day
    one-day Posts: 303 Forumite
    right thats it starting tomorrow when oh is at work i'm going to find an old jar hide it from oh and start putting some money in everyday as want to pay some of my bills off
    :eek::eek::eek:grand total of debt on 21/1/11 is £8,208.19 :eek::eek::eek:
    debt total on 30/07/12 is £4313.52
    water £847.75, HSBC £479.66, vodafone £262.35, Captial one £415, AA £47.97, scotcall (scottish power) £622, Arrow £420, Welcome £642.41, CSA (scottish power) £484.90, BT £91.50
  • Hi all
    Well done paybacktime2008 your doing well I've got a box of patches from last time I tried to pack in :o and a big box of the nicorette (sp?) gum - which is absolutely disgusting and made me want a cig more than anything lol
    but I am going to try cold turkey and if that fails I'll use the patches. I'm so bad tempered tho when I pack in :huh: Smoking my last cig tonight!
    Sorry to hear about your break in Sunny Donny the little :mad: What annoys me most is the police do nothing to stop the swines!!!!
    Well done nichelette on the cc :T Welcome back Debtfree dreamer :hello:
    paid £2 to kays again Oh and forgot 46p to change jar lol
    Have a nice day everyone
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • weebag
    weebag Posts: 153 Forumite
    Just fell of the DFW waggon..........

    Bought a bottle of wine for this evening.

    Wife works full time and has got a pub job at weekends - bless her - to earn a few extra pennies.

    She works so hard, i thought id do something for her. So am going to cook a lovely roast dinnner and share a bottle of wine.

    The wine was 3.99 on offer, so not so bad - and the best bit - i used one of the self serve till in tescos (god I hate those things, they are FOREVER going wrong!), and the person in front left their receipt.

    It was a 5p off fuel coupon! Wahay! Will need fuel on friday, 70 litres 5p off a litre = a 3.50 saving, therefore wine only cost me .49p!:beer:

    Had no heating on again all yesterday, watched a box set of Heroes in candlelight last night (no popcorn this time!).

    Got thursday off this weekend to take my daughter to a midwifery trial day in Worcester, so will make sure I make sandwhiches to take with me, and a flask of tea........

    Have seriously been thinking of selling one of my two motorbikes, but i just cannot bring myself to do it. Its my one real pleasure (actually, I have a number of pleasures, most of them associated with ladies bottoms:rotfl: )

    Anyway, hope everyone is having a good afternoon..........im off to peel some potatoes!

    Mr W.Bag
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    Hi again ,

    Greenbynature - You will have to keep yourself occupied tomorrow .... to take your mind off of smoking .... Here's a few suggestions for you... flipcake.gif ... exbike.gif.... HSiron.gif ..... seamstress.gif...... HSdishes.gif .... HSnails.gif ..... people566.gif ....... coffee1.gif ...... reading.gif ...... coffee.gif ..... chartv.gif ..... HSwash.gif.....

    HStype.gif .... shop.gif ...... you won't have time to think about it after doing all these ;) .....

    one-day - Hi hellowave.gifGood luck with your debts ...

    Hopeful1 - grr.gif!!!!! What's a post office savings card ?

    Anyway sorry to bore you all with my new smilies scared0016.gif .... confetti2.gif...


    Keep smiling ..silly.gif
    Catch you all tomorrow

    terri x
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • carlislelass
    carlislelass Posts: 1,776 Forumite
    Debt-free and Proud!
    thought a PO savings card could only be used for paying bills at the post office...car tax etc?
  • Day 9 - Sunday

    £1.15 saved on Petrol. I had a "5p off a litre of petrol" voucher last time I went to Tesco but it had to be used by today. I haven't fathomed my new car out yet but I have 5 "bars" of petrol on the meter and I was down to 2 bars so didn't need any petrol but thought I might as well take advantage of the 5p off (spent £22)
    £0.09 - bought milk from farm shop instead of Tesco.
    £0.77 - usually buy juice for school in 2 packs of three at £65p each, but I got 9 cartons of Tesco value fresh orange for £1.09 so this is the difference
    £0.19 - courgettes worked out at 19p cheaper at the Farm Shop than Tesco.

    £2.20

    Might have an excitingly large payment in a few minutes but I daredn't tempt fate by talking about it yet.
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
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