Single and in debt.

Bowski_1011

Oh I've been naughty today, went to asda for a card for DD's grandad and ended up buying muffins and some ham, coz I love them toasted mmmm I also bought a box of 6 vienesse whirls...have only eaten 2 so far, but it's still early! And I also bought 2 quiches, just little ones mind (is that any excuse:rolleyes: ) Anyways, now I know why I don't just nip to asda for 1 thing coz it's never just 1 thing is it!!:mad: I also didn't mind wasting £4 in there either just because I wasn't on a NSD! So I've had a crap day diet and mse wise but on the whole I'm feeling good and tomorrow is my monthly payday and I've STILL got money in the bank!! :T Even though I've bought a wii, 4xconcert tickets and 4xtheatre tickets!! Just go to show if I can afford that and still have money left and paid extra towards debts then how much was I wasting the past few years:eek: I think it would drive me insane if I thought about it too much, I guess I should just be grateful I'm now into moneysaving. This site has got to be the best site I've ever come across!! :A

sarahb123_3

Hi all, am very annoyed with myself tonight:mad: fell asleep when I got in from work, accidentally left my phone on silent, when I woke up I found work had called and left a message re overtime, by the time I called back it was too late and they had given it to someone else:mad: :mad: :mad: I NEEDED that money! Will have to keep fingers crossed that some more comes along! Just when I had decided to make a concerted effort to take all the overtime I could get so I can make a huge inroad into the debts and get them cleared once and for all. Plus being at work makes dieting so much easier as too busy to eat, thus earning, saving money and losing weight all at the same time. Will give them a call tomorrow, but has ruined my evening. Why is everything so bloody difficult? I want to get my overdraft cleared by Christmas so I only have the loan left. I have been in debt my whole adult life! Need to be a sensible grown up. Plus I bought a new bag for work at the weekend, figuring that there would be overtime, giving me money for the bag and an extra £50 for debts. GRRRRRR.

On the plus side, have been good with food so far this week, am going for 3-4 lbs by the end of the month, and should still have surplus funds by the end of the month for overdraft, so must look at the positives. Still annoyed though. :mad: Will try for a NSD tomorrow if no overtime, at least it will be a step in the right direction.

Ossireo you haven't been on for a while, please let us know you're ok if you are reading. Hope everything is good with you.

Bowski hope there are still some Viennese whirls left!

Hope everyone is ok xxx

cornishinfens

Also single and in debt...
If you can call 7 snakes and 2 puss cats being single.

It's an awful position to be in (for me) - i really love a lady but keep pushing her away - as i'm embarresed about the position i'm in and i don't want to drag her in... she's inspration to try and sort myself out though

SunderlandBlackCat

cornishinfens wrote: »

Also single and in debt...
If you can call 7 snakes and 2 puss cats being single.

It's an awful position to be in (for me) - i really love a lady but keep pushing her away - as i'm embarresed about the position i'm in and i don't want to drag her in... she's inspration to try and sort myself out though

Welcome to the thread

TBH mate if you keep pushing her away she might not be around when you finally get your situation sorted out.

Including her doesn't mean her helping pay your debts but she might at least be able to give you some emotional support.

sarahb123_3

Am I the only one stuck in (again) on a Friday night?:sad: Hope eveyone is up to lots of fun but moneysaving things;)

Well, I got my overtime back, so that was a relief. Every little helps. Have realised that a lot of my moneysaving comes from getting money of things I don't really need, saving £3 on a £50 bag means I can add £3 to my Quidco account but it doesn't seem to register with me that I have wasted £47. And I do this a lot. So I think I am going to have to bite the bullet and try to have some No Spend Days. :eek: I have no idea how I am going to manage that, I seem to spend money wherever I go. It needs proper planning, but I am not exactly an organised person. I used to buy whatever I wanted, hence my current situation, then I started to cut down, but never able to stop completely. I will give it a go anyway, not sure what is a good number to start with, don't want to set it too high that I fail completely and go on a spree, or too low that it doesn't make a difference. Why didn't I find this site in my 20s:rolleyes: . Sick of trying and then something throws me off track again.

Spent today having a big "I won't meet anyone, I have left it too late, won't be able to get a house, will never have children, won't meet anyone, will never have any money, won't meet anyone" attack. Wish it all didn't feel so reliant on meeting someone. Haven't felt like this for a while, don't know why it has suddenly come up again.

Onwards and upwards. I will get there. I think. Part of the way there at least. DFD is August 2012. I am trying to save as well, so hopefully by then I will have enough for a nice deposit on a house. Just feels such a long time away. And I can't help thinking that if someone comes along, than my financial situation will be so much better, life is just so much easier on 2 incomes. My rent is more than half a mortgage. I know I shouldn't be thinking of meeting someone as a way of getting out of debt, but it would just make things so much easier and I can't help it. Or like eco said, just someone to spend some time with and talk to. Someone who gives a !!!! really.

I am in this situation because I keep treating myself, because there is no one else to do it. If I don't, no one will. I know why I am doing it and I can't stop it.

Sorry for ramble. Don't feel any better for writing it down. In fact, I feel worse. Let's hope the wine next to me does the trick:beer: (I treated myself.) (Again.)

Bowski_1011

Hi Sarahb.. you're not the only one in tonite, I am too !!! I am recovering from lastnight though, went out with my sister and her friend and actually had a drink which is very rare for me! I had a good night, wore my FMB's and lets just say they worked!!

I've started to get a bit obbsessed with quidco,I've only just started understanding it a bit more and I'm always looking for things on it I can buy rather than jst going on it for something I need. I have managed to get DD's xmas present through it

I don't think i've posted since wed but I put half a lb on and 2% fat TOTALLY my own fault coz I ate all 6 viennese whirls why why why would anyone do that the night before getting weighed. at least it was good to see what eating fatty foods actually does ! So I was really good and did thursday at the gym which I didnt think I was going to be able to make. I havent been today tho, absolute no energy and don't want to be collapsing in there...how embarrassing would that be lol

As for NSD's, I started with 7 in august, hit target so gone up one, am on 9 this month. It's a really really good challenge. If you think it's goin to be a massive struggle, look at when you've got coming up etc and maybe start on 4 days? if you go over then see what you do get over it and make that your new target. It really makes you think about what ya need and if you really need it. I am the least organised person I've ever met in my life so I think if I can do it then you can too Just give it a whirl, you've nothing to lose!!

I'm sorry people I was meant to post more but I have fallen asleep a few times so will message again tomorrow night.

Yargo1

Hi all.. Sarahb, know exactly where you coming from on your post last night...Btw i was in home alone too! just that ive moved the router into the bedroom now which means can only go on while sat in bedroom..Not wireless! grrr!

And im in again tonight!! how sad.. I too think ive left it too late..35 next week and think back on the crappy relationships i let drag on for too long and now ... my mate told me this week she is expecting...and although pleased for her it was probably that that triggered my feeling sorry for myself! But i am pleased for her..just wish it were me that was with someone nice and starting a family with the right person...

So...off now to cook a homemade chicken curry (oh the excitement! ) and will pop back on here later .. hope some of you will be out enjoying yourself and not stuck in ..But if you are then be good to chat later...

Oh and also i have put weight on! back to ten stone ten !!! must be muscle... lol x

Buffythedebtslayer

Sarah stop writing down my thoughts in your posts!

I haven't been here for a bit, trying to sort out my life! having mixed success. pretty much given up on the bloke front, I had a crush on a married bloke at work, I would never dream of ever doing anything and always thought he was so nice, in fact I stopped drinking after work cos I was afraid I would make a fool of myself (well that and I can't stand some people at work!!) It turns out he has cheated on his wife, with some one she knows. It kinda shattered my illusions I thought he was a decent guy and maybe I had broken my !!!!hole liking phase but I guess not!

oh well. not much else to add, apart from I am in on Saturday night! but I do have a hallow een party to go to on Friday, so that's good!

hope everyone is okxxxx

sarahb123_3

Yargo1 wrote: »

And im in again tonight!! how sad.. I too think ive left it too late..35 next week and think back on the crappy relationships i let drag on for too long and now ... my mate told me this week she is expecting...and although pleased for her it was probably that that triggered my feeling sorry for myself! But i am pleased for her..just wish it were me that was with someone nice and starting a family with the right person...

I know just what you mean, the same thing happened to me last week as well! Arrggghhh! I hate it when that happens. I am always really pleased for them, but a little bit of me just feels so envious. Especially in your 30s, when every year counts! Keep telling myself I will meet someone nice, then I tell myself it's too late, then I say it's not etc. I just don't want to face the fact that it probably is, when there is still a small chance.

sarahb123_3

Buffythedebtslayer wrote: »

Sarah stop writing down my thoughts in your posts!

I haven't been here for a bit, trying to sort out my life! having mixed success. pretty much given up on the bloke front, I had a crush on a married bloke at work, I would never dream of ever doing anything and always thought he was so nice, in fact I stopped drinking after work cos I was afraid I would make a fool of myself (well that and I can't stand some people at work!!) It turns out he has cheated on his wife, with some one she knows. It kinda shattered my illusions I thought he was a decent guy and maybe I had broken my !!!!hole liking phase but I guess not!

oh well. not much else to add, apart from I am in on Saturday night! but I do have a hallow een party to go to on Friday, so that's good!

hope everyone is okxxxx

Am in on a Saturday night too, excitingly I am watching tv and washing my hair. Well done for avoiding married !!!!!!, at least it makes you realise that maybe marriage isn't the happy ever after we singletons thing it is. I won't stop hoping though! I know what you mean about making a fool of yourself at work functions, I never have any alcohol when I am with people from work for that very reason. I just do not trust myself! Hate that feeling when you wake up and realise you did something v embarrasing the night before. My particular talent is for drunken texts. Just cringed writing that, bought back too many memories!