Bank Charges Financial Hardship Disussion

lambournlad

natweststaffmember wrote: »

credit cards aren't priority debts either(however you should be reclaiming the charges from the cards including the £12.00 ones)
Electric bill is priority debt, are you paying the arrears off?

hi tnks again yes i am trying to pay the arrears off but struggling really bad for example my dd on my electric is £135.00 per month thats without the arrears & its growing every month. is there anything i can do to claim my money back thanks again.

craigyo

help i made a claim against halifax for 2,500 pound under finacanal hardship and they offered me 300 pound i didnt except that and left it but now accound has been taken over by blair and oliver and scott debt collectors and now say i owe 2,309 what can i do now

natweststaffmember

craigyo wrote: »

help i made a claim against halifax for 2,500 pound under finacanal hardship and they offered me 300 pound i didnt except that and left it but now accound has been taken over by blair and oliver and scott debt collectors and now say i owe 2,309 what can i do now

So that is Halifax Blair Oliver and Scott?
The debt is in dispute so they can get lost but go back to HBOS for the financial hardship element and do not reject any further offers but negotiate them if need be

natweststaffmember

lambournlad wrote: »

hi tnks again yes i am trying to pay the arrears off but struggling really bad for example my dd on my electric is £135.00 per month thats without the arrears & its growing every month. is there anything i can do to claim my money back thanks again.

Is that with the arrears on top?

craigyo

thanks natwest staff member yes oringanal overdraft was for 1,250 the rest is charges made since i closed the account so what do i need to now is there a template letter on here or something

natweststaffmember

craigyo wrote: »

thanks natwest staff member yes oringanal overdraft was for 1,250 the rest is charges made since i closed the account so what do i need to now is there a template letter on here or something

Tell Blair, Oliver and Scott that the account is in formal dispute with the bank and that until the OFT vs. Abbey et al and the issues around it are completely resolved that you will not be offering them anything and that any case brought through the courts will be defended vigorously.
Furthermore, ask Halifax for an updated list of charges since you can update the claim. Is it on hold with the bank or county court?

lambournlad

natweststaffmember wrote: »

Is that with the arrears on top?

yes that is with the arrears on top now they have threatened to cut us off.:eek:

natweststaffmember

lambournlad wrote: »

yes that is with the arrears on top now they have threatened to cut us off.:eek:

With that threat make the bank aware of that as it is new information so to speak.

lambournlad

natweststaffmember wrote: »

With that threat make the bank aware of that as it is new information so to speak.

thanks for all your help i will do that now :T

helenaw

Hi

I claimed the bank back in 2006 and won, however i have just check my online account and in 2008-2009 they have charged me a further £1050 this does not include 2007. Has anyone every tried to claim the same bank again? What do you think my chances are? Its just me partners business has just go into liquidation and would be really handy.

cheers
H