Bank Charges Financial Hardship Disussion

Orford

helenaw wrote: »

Has anyone every tried to claim the same bank again? What do you think my chances are?

Plenty have claimed twice. This time round you will have to wait for the outcome of the OFT test case for a refund, but that shouldn't deter you from making the claim now.

natweststaffmember

helenaw wrote: »

Hi

I claimed the bank back in 2006 and won, however i have just check my online account and in 2008-2009 they have charged me a further £1050 this does not include 2007. Has anyone every tried to claim the same bank again? What do you think my chances are? Its just me partners business has just go into liquidation and would be really handy.

cheers
H

You can claim back the charges.

zigzagzen

Orford wrote: »

Plenty have claimed twice. This time round you will have to wait for the outcome of the OFT test case for a refund, but that shouldn't deter you from making the claim now.

If financial hardship can be proved (e.g partner's biz problems) you might be able to claim it now.



M

natweststaffmember

zigzagzen wrote: »

If financial hardship can be proved (e.g partner's biz problems) you might be able to claim it now.



M

There has to be more than just a lifestyle issue and there should be priority debt arrears(mortgage/rent, councilt tax, utilities).

snortbrick

My wife has to work 55hours a week to meet our commiments and were on a DMP with the CCCS. Although most of our financial problems were solved when we started our DMP, my wife is still having to work 55hours in order to pay the Eclectric and others.
Can i claim Financial Hardship from the Hell Sadistic Bank China?

natweststaffmember

snortbrick wrote: »

My wife has to work 55hours a week to meet our commiments and were on a DMP with the CCCS. Although most of our financial problems were solved when we started our DMP, my wife is still having to work 55hours in order to pay the Eclectric and others.
Can i claim Financial Hardship from the Hell Sadistic Bank China?

Are there any priority debt arrears(mortgage/rent, council tax, utilities) not being paid off?

snortbrick

were just about able to pay the £ 360 electric bill, but that's only because my wife is having to work 5 nights a week. every week.

natweststaffmember

snortbrick wrote: »

were just about able to pay the £ 360 electric bill, but that's only because my wife is having to work 5 nights a week. every week.

If it's HSBC then you need to write the letter on financial hardship, with schedule of charges/. complete one of their income and expenditure forms(keep copies, btw of all paperwork)
http://www.hbeu1.hsbc.com/ukpersonal/budgetexpensescalc/ins.jsp
and send to here :

The Service Quality Team
HSBC Bank plc
Arlington Business Centre
Millshaw Park Lane
LEEDS
LS11 0PP

snortbrick

I've wrote and recieved a letter back and recieved the Expenditure form. I'm just in the process of filling it in but i'm a little worried as to what they might pick out and use against me if i put the wrong finacial figures down.

troubledmrsb

natwest bank has charged my hubby over £200 pounds in bank charges this past 2 months and we cant afford to pay the mortgage!