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£100 for joining Alliance + Leicester

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  • I saw Martin on GMTV this morning and have since read the article on best current accounts. They're not as good as they seem! So far I've spoken to First Direct and Abbey. First Direct state they give you £100 if you pay in £1500 month through salary/income. Contrary to what other lenders allow, First Direct will only pay the £100 if the £1500 is received by BACS payment. Put simply, this means that unless you earn enough to have the full £1500 paid in each month via your employer you wont be eligible for the £100. They dont allow you to pay in £1500 throughout the month via different means. Therefore, you cannot simply pay in your wage e.g. £1200, withdraw £300 and then pay this back in! Abbey are also meant to be offering £100 incentive to transfer to them if £1000 month is paid in. However, I've spoken to their customer services and have been told that this offer is no longer available - despite it still being on their website? This seemed better than first direct as the £1000 could be paid in by any means.Having read the other threads I'll have a look at Alliance and Leicester next!
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
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    masonic wrote: »
    ...what we are discussing is a link to a thread in the referrer's board
    It wasn't even that masonic (if you mean the one I posted). My link went to the referrals board itself. Anyone following it would then have had to locate the actual A&L referral thread.

    It seems to me like the 'rules' need revising. After all, what's the point in saying to someone "there's a little corner of this site where you could make/save yourself a bit of money...but I'm not allowed to tell you where it is"?
  • masonic
    masonic Posts: 27,421 Forumite
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    It wasn't even that masonic (if you mean the one I posted). My link went to the referrals board itself.
    Well, there's plenty of that going on....

    Results 1 - 10 of about 138 from forums.moneysavingexpert.com for "f=42". (0.11 seconds) http://www.google.co.uk/search?q=%22f%3D42%22+site:forums.moneysavingexpert.com&hl=en&filter=0

    Those are just links to the board and not individual threads within it. I bet there are a lot more of those. As I said above, I don't think showing people the proper place for referrals discussion is against the spirit of the rules. If it were a problem, then as a serial offender myself, I think I'd probably have found out about it by now.
  • bristolleedsfan
    bristolleedsfan Posts: 12,649 Forumite
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    It wasn't even that masonic (if you mean the one I posted). My link went to the referrals board itself. Anyone following it would then have had to locate the actual A&L referral thread.

    It seems to me like the 'rules' need revising. After all, what's the point in saying to someone "there's a little corner of this site where you could make/save yourself a bit of money...but I'm not allowed to tell you where it is"?


    Post with referral link contained within it should have got reported to abuse, post would have got removed, end of story. ;)

    To Masonic, as u are aware only posts that get reported to abuse or that happen to be spotted by a BG get acted upon. ;)
  • masonic
    masonic Posts: 27,421 Forumite
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    Post with referral link contained within it should have got reported to abuse, post would have got removed, end of story. ;)
    Yep, that's true, but again you seem to be confusing a referral link with a link to the referrers board
    To Masonic, as u are aware only posts that get reported to abuse or that happen to be spotted by a BG get acted upon. ;)
    Please feel free to work your way through all those posts google threw up, then. ;)

    Edit: Be sure not to miss this one, or this one.
  • bristolleedsfan
    bristolleedsfan Posts: 12,649 Forumite
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    masonic wrote: »
    Yep, that's true, but again you seem to be confusing a referral link with a link to the referrers board.

    quote]

    Im not confusing anything, as was linked earlier, the rules state.

    1. No referral links on the main board

    2. Referral board shouldnt be linked to from the main board.

    Reasoning I guess is that the referral board isnt supposed to be advertised, after all its plain for anyone to see from the forum index. ;)


    http://forums.moneysavingexpert.com/showthread.html?t=103391&page=2


    REFERRAL POSTS

    "Links to the referrals board from the main forums are not allowed."

    Edited to add following Masonic editing at 7.44pm and then 7.46pm

    Had the poster with the referral link not been on the forum for a period of time then abuse would have been the only people who could have removed the referral link. ;)
  • masonic
    masonic Posts: 27,421 Forumite
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    Im not confusing anything, as was linked earlier, the rules state.
    I know what the rules state, but I don't think the rules are enforced in the way you seem to think they are.

    But if YB had just reported the post, the person who posted it would not have been told it was removed, or why. They would be none the wiser and probably would have done it again. Also, it usually takes quite a while between reporting a post and the abuse team getting around to doing something about it. They have a lot of work to do. During that time, any number of forum visiters would see it, probably not knowing they would be better off visiting the referrers board for better referral offers, and potentially losing out because of that. By linking to the referrers board, YB managed to get the referral-poster to remove the offending information without bothering the abuse team, and let that person know what they had done wrong so they wouldn't do it again.
  • masonic
    masonic Posts: 27,421 Forumite
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    Had the poster with the referral link not been on the forum for a period of time then abuse would have been the only people who could have removed the referral link. ;)
    Which is why one sometimes needs to do both. (1) Give a warning so that if the poster is trying to pull a fast-one, other forum browsers are aware, and (2) Report the post if it doesn't get edited, so that it eventually gets removed.
  • bristolleedsfan
    bristolleedsfan Posts: 12,649 Forumite
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    masonic wrote: »
    I know what the rules state, but I don't think the rules are enforced in the way you seem to think they are.

    But if YB had just reported the post, the person who posted it would not have been told it was removed, or why. They would be none the wiser and probably would have done it again. Also, it usually takes quite a while between reporting a post and the abuse team getting around to doing something about it. They have a lot of work to do. During that time, any number of forum visiters would see it, probably not knowing they would be better off visiting the referrers board for better referral offers, and potentially losing out because of that. By linking to the referrers board, YB managed to get the referral-poster to remove the offending information without bothering the abuse team, and let that person know what they had done wrong so they wouldn't do it again.


    Mr Masonic, u appear to want the last word, u can have it. ;) All I will say ;) is that breaches of forum rules are supposed to be reported to abuse and/or a board guide as opposed to individual members dealing with such rule breaches. ;)
  • masonic
    masonic Posts: 27,421 Forumite
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    Mr Masonic, u appear to want the last word, u can have it. ;) All I will say ;) is that breaches of forum rules are supposed to be reported to abuse and/or a board guide as opposed to individual members dealing with such rule breaches. ;)
    Heh, how generous of you. ;) Well, if you insist...

    My point is that if someone posts to this board, offering something that is a bit of a con, and you know it is a bit of a con because a load of other people are offering better terms, why should you not be allowed to point that out? If you don't, then a lot of people could be suckered into a bad deal through ignorance. This could all happen long before the abuse team get a chance to respond to any complaints. That's the main reason why I normally address referral posters directly - because they tend to offer a lousy deal to other forum members, often they aren't even aware lots of other people are making better offers in the referrer's board. Most of them remove their own referral links. Now personally, I don't see how a dim view could be taken of that. :confused:
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