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Student loan changes for existing and future students
Hi folks, The Government is consulting on changing student loans for people who started uni after 2012. It always said that the repayment threshold will be £21,000 – and that this threshold will rise every year with earnings. Now they want to freeze the threshold at £21,000 for new and existing students, for five years.…
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Masters Course Bank Account
Good morning, My girlfriend completed her undergraduate degree more than 3 years ago so is ineligible for a graduate account. She is now intending on starting a masters course in September. Please can you advise which student account (if any) is most suitable. Her masters course will last 1 year so she is not able to get…
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Does a self-assessment 'loss' negate the need to pay student loans via PAYE?
Bit of a complicated query, but please bear with me. I studied 2002 - 2005, taking out the full income-contingent student loan and entering repayment in 2006 with £11,536 of debt to clear. I am slowly but surely wading through reams of old payslips, student loan statements and bank statements, because I think something…
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CIM marketing course
I only have GCSEs and A-levels and was thinking of doing the CIM marketing course. Will it help me because: I will be up against people with degrees. I have no marketing experience. I want to carry on doing office work but not purely admin or customer service as I have done in the past and struggling to find now, hence i…
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Teen Making Money
Hello, At the moment, I'm currently trying to find new ways to make money. I am 15, I have a part time job every day after school but it's not great pay. I have started using eBid and eBay and making some spare cash from that, but I had a new idea. My old primary school holds fairs for the main events (Christmas, Summer,…
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But the interest keeps adding...
Hi So our son, left Uni a couple of years ago and will probs go into low paid charity work so no immediate danger of having to start paying off the loan (which was tuition & accom). BUT...every month £30 interest is added to the amount owed and over a long period of time I can see this accumulating to a massive sum which…
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Student finance refused - pls help
Hi I recently received a letter from SF wales rejecting my sons application based on 3yr eligibility. I would like to appeal and need advice. I'm separated and I've lived in wales and Ireland since 2004 with my kids. My ex got a job abroad in 2012 (for 3yrs)and wanted spend time with his kids as they've always been with…
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What were you left to live on at uni.
Dd has £33 a week after accommodation to live on. So i bought a sainsburies meal ticket and i will put £100 a month on it. I also paid a £300 deposit on halls and need to buy an insurance policy for her gadgets. But of course she thinks she'll be the only student with no money and was ranting and raving, about not being…
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Best student bank account?
Hello there Apologies for how stupid this may sound, am kind of new to this so would appreciate it if I could not be flamed. I am starting university next month and am currently trying to get a student account sorted, so I can pay for my £200 for my laptop I am getting from my disabled students allowance from student…
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Contactless Card
Hey. I created a student account last week with Santander, at the branch I was promised a contactless card. Today the card came and realised it was a non contactless card with black writing, compared to my friend's card which is contactless with the silver embossed writing. Cause this is a student account there is a…
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16-25 Railcard and a seasonal ticket?
Hello, I will be traveling from Horley to Redhill for the next few years due to college. I know how much a 16-25 railcard is, but can you use it with a seasonal ticket? I need help. Thank you - Harvey
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Student loans deferment pre 1998?
I feel I am being treated really badly regarding the administration of my student loan. I took out a student loan back in 1991. I've always kept in touch with the student loans company. I have never had any problems requesting deferment. I always provide the correct documentation as soon as it is requested. I recently…
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Masters degree - full or part time? Views please.
I'm hoping you lovely people can provide some practical advice/information regarding taking a masters degree. My son will be starting his masters in September and has asked my advice about whether he should do this full time for one year or part time over three years. He could get a part-time job with either option, though…
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UK student studying in Spain - Banking
Not normally on this part of the forum but any advice would be welcome. I have a family member going to study in Madrid for a year as part of an exchange with a UK university. We're trying to figure out what is the best option for her banking needs. She will continue to receive a student load and small bursary into her UK…
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Further Education Course Funding For 20 Year Old
My 20 year old son is looking to apply for Further Education for an Access to Higher Education course (1 year 16 hours a week) but I can't find any information about funding available for his course fees of £1200. If he was 16 to 19 it would be free and there is a 24+ scheme where my understanding is that there would be…
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2002 - 2005 style student loans: nearing full repayment, but I think I've overpaid...
I took out a student loan (type 2) from 2002 to 2005, graduating with around £11,300 of debt. I have been paying this off month-by-month since then. According to SLC's records and recent statement, it looks as though - based on my current repayment - I will repay this in full in February coming up. However, I'm really…
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Clubcard vouchers and student discount
Hi Does anyone know if you can use your student discount in the likes of Prezzo and then pay using clubcard vouchers?
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Natwest/RBS bank student account 2012/2013: We want your feedback
Hi all, In our newly published Student Accounts 2012/13 guide the Natwest and RBS Student Accounts are in our top picks. They offer 0% overdrafts of tiered amounts up to £1,000 in year one. Then £1,250 in year two and £1,500 in year three. We're after feedback from people who have applied this year and want to know your…
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Advice on Bank Account for student with scholarship?
Hi guys I have accepted a phd position with scholarship. Frens could you please advice on bank account for Postgraduate students(>25) who also receive some stipend/scholarship, I may save some money. Can a full time student over 25yrs can avail All the benefits of student account like credit? rail card? amazon? etc. Can I…
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Change in career
Hi I am 37 years of age, I have a degree already and have been a teacher for the last 10 years. I really want a change in career and would welcome the opportunity to change. However funding is a big issue. I have poor credit rating and no savings. I have found a part-time course in Osteopathy which is a field of interest…
