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Stoozing: Make Free Cash from Credit Cards article discussion
This thread is to discuss the updated Stoozing: Make Free Cash from Credit Cards article Please click reply to discuss
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Lloyds credit limits
What kind of credit limit can you expect from Lloyds interest free credit card? I'm asking as there seems to be large variability in the interest free credit limits offered, e.g. my Barclaycard is £4k and Virgin is £12.5k. I'm getting another credit card for stoozing and I'm preapproved for both Lloyds and MBNA. I've…
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2 cards with the same provider?
Can you have
two credit cards with the same provider? I have a long-standing
credit card with Barclaycard, over twenty years. I’ve just noticed they are
offering a O% on purchases card for up to 21 months. Now I would love to go for
this so I could do a bit of stoozing but would I be rejected due to having a
card with them…
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Barclaycard 0% card they are increasing my credit limit
I have a stoozing card on 0% purchase with Barclaycard and they just sent me a letter saying that they are going to increase my credit limit (I did not request this they just said they are going to do it unless I decline). Can I assume that my 0% deal until August 2025 applies to the entire increased amount (it doesn't say…
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Stoozing -upping the anti and Move Funds Fees
Hi I have kind of stoozed to an extent for many years, whereby I get 0% cards and spend day to day on them until the 0% period ends or I have maxed out. I then pay them off just before the 0% ends, close them off and apply for a new one. By doing this I save money and earn interest elsewhere (although typically in shares…
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Best mule / strategy for new player
I'm relatively new to this game, have been 'slow stoozing' i.e. pushing all my daily spend to a 0% purchase card (HSBC purchase plus) for a while but I'm looking to up my game as it's going a bit slower than I'd like. I hold a bunch of AMEX cards (nothing to do with stoozing, just for benefits/rewards) as well as a…
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Closing out a card
One of my card's 0% deal ends in December and I may have to pay off the full balance (if I can't shift it to another deal). It's my first time and I'm wondering how best to do it. - Change the existing minimum amount DD to the full amount (but need to time it right so the last payment before the deal ends does actually…
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Stoozing - time to move cards - BT or purchase help please
Hopefully a quick one. I've got a stoozed balance on a card, and have secured 2 new 0% / 0 BT fee cards to move it onto. We've also got the outstanding balance on next year's holiday to pay. Figured I might as well stooze that rather than paying it off now, and chuck the money in PBs. My question - the second card I've…
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Do "Curve Fronted" transactions count as "Purchases" on the underlying card?
Just opened a Halifax 0% Purchases card, with the intention of just "slow-stoozing" by using it for my day-to-day spending (plus a moderate amount of mnfrd. spend) until it's full. However, it just struck me that, with easy-access savings interest rates in excess of 5% available, it would actually cost in to cough up the…
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MBNA Mule Card - Offer removed?
I've noticed that my MBNA card is no longer offering zero fee money transters (instead just the 0% with x% fee option). Has anyone else had this? Is it just that these come and go or is it a wider change?
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0% Balance transfer and add to ISA
So, I've got 8k on a credit card at 0%. I could either: a) pay off the 8k or b) balance transfer to another card for a 2% fee for 20 months (I think works out at about 1.3% APR) and then use the 8k in an ISA earning ~5%. My parents would say pay off the debt before saving (and I can hear Martin saying it too), but to me it…
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2nd virgin card
Has anybody applied for a second virgin interest free credit card? If so, what kind of credit limit did you get compared to first one?
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Beginning to stooze
I think I can begin. I only have a credit card with lloyds and all I've done so far has been monthly spends and pay that back after the month's interest, so like £5 but I do have a money transfer with it which I've never used for 10 years. How do you apply for these massive amounts of credit MT?
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Snoozin woozing newbie
Hi All, i have applied for the 0% for 21 months purchase Barclaycard - does this mean (depending on the limit given) I have to make purchases online/in store and only pay off the minimum every month and pay off the balance as the 21 month anniversary approaches ? ( so if you spend only 2k, you owe 2k). What is the quickest…
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Do all banks/credit card issuers allow you to have more than one credit cards?
Do all banks/credit card issuers allow you to have more than one credit cards? If not, which ones will do? I am asking this because many years ago I applied for a second credit card with Tesco as they had a good balance transfer offer back then. At the time, I already had a Tesco credit card with a good credit limit and no…
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Tesco Credit Card MT & BT Offers
I have had a Tesco credit card for 10 years, never missed a payment, credit limit of £14000. Used to use it more when the clubcard reward vouchers were more appealing. Recently not used it much as have another o% 20 month spending card with Lloyds. I'm wondering if anyone else has any good offers from Tesco because all I…
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Stoozing - Next Step sanity check
Hi All I am nearly at the peak of my stoozing, in 22 months my mortgage deal comes to an end, and at 6 months prior too that point I want to clear all my stoozed credit. I have 4 cards, 2 which all last until just before the point id want to clear already. My issue is the 2 cards that 0% ends in September and October this…
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Stoozing - What's best thing to do next
Hello, I've just been approved for a Barclaycard 20 months at 0% with 1.99% fee balance transfer card offer with a £17000 limit. I also have an MBNA 0% fee money transfer with 6.9% P/A credit card. I was going to transfer £16000 of MBNA money from my MBNA credit card to my bank account and onto a 5.25% 90 day notice…
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Have I messed up?
I am new to stoozing I have a balance on MBNA card of around £5000 at 0 percent for about another year. I pay minimum amount and have the £5000 in a savings account. I have now taken the 0 percent fee offer of 21 months and MT around £7500 today and immediately did a BT of the same amount from another 0 percent card. I…
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Check your MBNA cards for a great MT opportunity
Hello, Thank you to all those that came before and inspired me to give this ago. I checked an old MBNA card I had for MT's and I had two offers one was with a 5% fee for 12mths at 0% and one was 0% fee and 6.9% p.a. for 24mths. I then applied for a Natwest BT card for 0% fee and 0% for 13mths. Did the BT from the MBNA then…
