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Stoozing - time to move cards - BT or purchase help please
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Bossworld
Posts: 426 Forumite


Hopefully a quick one. I've got a stoozed balance on a card, and have secured 2 new 0% / 0 BT fee cards to move it onto.
We've also got the outstanding balance on next year's holiday to pay. Figured I might as well stooze that rather than paying it off now, and chuck the money in PBs.
My question - the second card I've got, has both 0% on BTs and 0% on purchases.
Is there any benefit to using the new card for "purchasing" the holiday balance, or should I stick it on the old card and just increase the amount that needs to be balance transferred from it?
Thanks
We've also got the outstanding balance on next year's holiday to pay. Figured I might as well stooze that rather than paying it off now, and chuck the money in PBs.
My question - the second card I've got, has both 0% on BTs and 0% on purchases.
Is there any benefit to using the new card for "purchasing" the holiday balance, or should I stick it on the old card and just increase the amount that needs to be balance transferred from it?
Thanks
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Comments
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I usually go for 0% purchase cards as there is no fee and use them for all my purchases (big or small) and then save all the money in a saving account ready to pay the card of when I need.
With the BT cards, even though it is 0% for however long, isn't there usually a fee to stick the initial amount on it? If not, then I don't suppose it matters unless there are differing time periods for the different 0%s.Pink Sproglettes born 2008 and 2010
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.810 -
The Santander card is 0% fee for BT (12 month)
You're right though, looks like purchases are only 0% for 3 months, so that answers the question!
Cheers
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