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Renting a PO Box?
I want to rent a PO Box because a physical postal address is required for email marketing and I've heard that using a PO Box is an option. However, so far all the PO Box services I've seen require a driving licence or passport which I don't have. Are there any PO Box services in the UK that don't require this?
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Just noticed I'm not paying class 2 NIC's, confused...
Hi all, I've just submitted my self assessment online and noticed something strange. In my final calculation I've noticed I'm not paying any class 2 NIC's, not a penny. I've looked through my previous two self assessments and I've noticed the same thing. In each of these years I've earned at least £18,000 in profit so am I…
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Best software to file partnership tax return online
Can anyone recommend? Seems I made an error on the paper return and now the paper deadline has passed I have to do it through commercial software. Have looked at Andica which from the demo looks quite straightforward, but wondered if anyone could give an opinion? I only fill in the short form so it's literally just a…
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Can't delete my info as director on companies house, how can I alter it ?
Apparently I can't delete my info off the director info on companies house. I logged in and it enabled me to change my name, address etc but not my date of birth, how do I delete or change date of birth? I think it's awful that your personal info is on the web and you have to go to court to get it removed. What if someone…
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New small business owner, help regarding tax and possible expenses :)
Good Morning, happy friday :) Currently work a salaried job paying 40k for 26 hour week over 4 days with tax sorted via payslip etc Recently started a small business selling log, coal & kindling and delivering it locally - my main question is regarding tax & expenses (due to currently working another job too) Am i right in…
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Payment on accounts query?
I had a really good year just when covid was kicking in and my tax bill was a lot higher than normal. But this year due to covid it’s hit a lot harder and I’m feeling the sting a bit. I am on a 10 month payment plan with Hmrc to pay the payment on account I owe which is fine as I know what and when I need to pay. Ive been…
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Lease Reassignment - how long should this take a solicitor to complete?
I agreed to take on a commercial lease for a retail premises from an existing tenant who was looking to reassign. I accepted the terms in mid-june, made a payment of half a months rent to the current tenant as security and was told to expect the lease to sign in a few weeks and to begin paying the Landlord direct from the…
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How much would you expect/be willing to pay?
Imagine you're staycationing in a pleasant market town. The place is steeped in history.How much would you expect to pay - or how much would you be willing to pay - for a guided walk around the town?The tour will take 90 minutes and visit the well-known buildings and some less-well-known but interesting places as well. No…
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Sole Trader - Invoices
Hi everyone I have recently started my own business, I get my customers through social media. Its a party accessories business and customers tell me what they want to hire via the messaging systems on facebook etc. At the moment all terms are discussed like this then I ask for them to pay via bank transfer. The amounts are…
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Collecting direct debits - software recommendations welcome!
I'd like to make it easier for my business to collect direct debits. At the moment, this is a manual and timely process which just isn't practical as the business is growing (not that I'm complaining!) but it's definitely time to invest in some software. I've heard great things about Interbacs DDMS, but open to your…
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Tax Return for Sole Trader Off Sick
Hello I set up my own business in 2018 but since end 2019 I have been claiming ESA due to breast cancer and subsequent treatment. Im still unable to work. I cant see any relevant advice on DWP/HMRC websites about completing a tax return in my circumstances so I wondered if anyone had been in a similar situation and how…
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Business Credit Report
I'm self employed and have a couple of bank accounts open under my business name, these accounts don't show up on my personal credit report. Is there a credit agency that offers a business report? this is more to do with security reasons as with my personal credit report i can keep tabs on searches and such and in the…
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money saving
What small change for a company resulted in the most money saved?
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Free Quote Gberator for business?
I run a small business and some of my suppliers have recently sent me quotes with a button Inviting Me to "Accept Quote" and pay. I would like to introduce this as it seems a very neat way of encouraging customers to pay upfront. Does anyone have any recommendations for apps/websites that can do this, preferably free ones?
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Simple question about nominal share capital
Hi, This is a very naïve question - I am researching a historic company which was started with £10,000 nominal share capital. Does this mean that the company actually had £10,000 of capital or that they simply issued this many shares to the owner without any payment? Or is it not actually clear from this if either is the…
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Card processing fees
We are currently with Barclaycard taking £10-£11k a monthWe would like to get our fees down and see who has good deals but also good providerThank you
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Esty no refund policy, isnt that against the law?
I just bought something off esty and its the wrong size, I asked the seller to return the item and they said no. I thought consumer rights have upto 30 days to return anything, an when looking at the policy it says esty only refunds if item isnt delivered.Consumer Rights Act 2015 and the Consumer Contracts Regulations Isnt…
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business to business direct debt
Hi I want to know what happens if there was recurring payment where the service has been cancelled (given notice of termination) and has been acknowledged, but direct debit was left in place and the supplier has collected the payments since that time. I know standing orders are sent from my end so it's my responsibility,…
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The courts claim they didn't get our email.. CCJ
Hi guys A customer claimed against us under the grounds an item we had sold was not fit for purpose. We put together an extremely thorough and well organised defence and followed all the instructions to submit it to the County Court, following all the instruction we had. 30 days goes by and we receive a letter stating that…
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Self employed need advice
Hi all Looking for some advice as to whether my earnings are good or not. I'm a self employed gardener and struggling to find any more at the moment. I'm earning on average £300 per week on a roughly 16hr week. Is this a decent wage nowadays? I'm so out of touch with what is good or not. I have savings of 25k+, I pay ni…
