BEST BUSINESS CREDIT CARDS

Coolbeans

Currently looking for a new business credit card. I pay my card in full every month (Natwest Business Card)

Looking for better options  - Barclay credit card 3% cash back on travel and Capitalontap 1% cash back card seem to come up a lot on search engines.

Are these currently the best 2 cards available?

TIA

Savvy_Sue

I'm unclear if you're looking for a personal card that you'll use for business, or a 'company' card? More choice for the former of course.

Coolbeans

As it is for a limited company i would assume that it needs to be a company card?

Sandtree

Is it a limited company?
Are you the sole director/shareholder?
Do you have employees that'd have a card too?

My ideal card personally would be an AmEx Centurion Business meaning the crazy fee is at least tax deductible and its benefits are personal but the spending requirement is far above our revenue let alone business expenses that can be paid by credit card.

Things like cash back are company benefits but if you are the sole shareholder then clearly ultimately become your benefit net of taxes. Other cards that offer "points" etc may well be personal benefits and so untaxed and more valuable if you aren't the sole shareholder etc.

Savvy_Sue

This is by no means a recommendation, but we had a letter recently addressed to the business which is registered here from https://www.capitalontap.com/en/business-credit-cards/

They say unlimited no. of cards, no charge, 1% cashback. 

The only way to find out if you'd get one or not is to apply, apparently. Do your due diligence.