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Should I 'SELL' my GBP for USD?
Hello guys, Do you know of any banks based in the UK that let you open an account in US dollars? I am thinking of converting my GB£ savings into US dollars. Thanks for any info.
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KE/ING Gross interest
The OH's old KE account was registered to receive gross interest. She's just logged on to ING & noticed that the fixed term account will have 20% tax taken off at maturity. She'll no doubt get this sorted, but thought I'd give you all a heads up on it. I'd be interested to see what ING says for other ex KE savers.
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monthly paid intrest
Help please, I put my dad £100000 into a saga account, the interest is paid monthly which he needs to help pay home care fees. The account is coming to an end, I need an account that will pay the best interest and monthly. ideas please. Thanks Mark & his Dad.
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Minor looking to invest? Would appreciate advice.
Hi, I'm still a minor looking to invest (16 years old). I really want to invest ahead of time. I understand that if I invest some money into a custodial account, for example, I'm less eligible for Financial Aid because colleges see it as my asset (for the same reason as a 529). I was wondering what rules apply if my…
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How is daily interest calculated?
Could someone tell me how much interest I will earn if I pay 500 a month into a saver bond for 12 months at 5.00 Gross/AER if the interest is calculated daily please?
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National Savings and Investments...
Well, for quite some time, I have been looking at NS & I. And I was just wondering which Savings Certificates is better? I already maxed out my cash ISA with Lloyds TSB for this year and I do maintain an emergency fund of £3600+ in Investment Account with NS&I. But I have been wondering what to do with my surplus amount.…
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Help with some shares i bought years ago please....
Hi everyone... I was wondering if anyone could help me...i bought shares in a company called Geo Interactive Media in 2000. I think the company changed its name or was bought over and was then called Emblaze. Im not sure what happened to the shares at that time. Does anyone know or is there anyway to find out? Kind Regards…
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Bank shares - would you?
Would you invest in Bank shares, and if so, which, Banks? 10 year strategy.
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Intelligent Finance Rate Crash
Ive just discovered that the Direct Access Savings account i opened in August 2008 with Intelligent Finance (when it was paying 6.4%) is now paying a miserly 0.9% and that is before any reduction following 5th Feb cut in base rates. When i phoned to ask why i had not had any correspondence about the rate cuts their answer…
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CDS rates for US and UK banks?
Hi guys, Does anyone know where I can find a constantly updated list of CDS rates for major US and UK banks? I'm thinking about having a punt on a couple of them and I thought the CDS rate might be an easy way of telling which ones are deemed to be relatively sound. I remember seeing tables on various major banks during…
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4k to invest
I want to invest 4k in a unit trust. I honestly do not have the time to fully research this at the moment. I would like something that will give good long term returns. any tips would be great! thanks very much :j
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Cash ISA and Shares ISA with 2 different providers
Hi all, Can anyone tell me if its possible to have my Cash ISA and then a stocks and shares ISA with 2 different organisations? (Smile and Invesco) Thanks all S
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Transfering money: how long before it shows in c.account?
Bear with me - this is the first I've moved an amount of money from an ING account into my current account. On Friday the amount was showing as having been taken from the ING account, as requested. How long must I wait for the amount I transfered to arrive in my current account - it isn't there yet, balance showing nothing…
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14% interest two months tax free.
Do what I did Go to Superdrug Buy 25 booklets each with 12 Postage Stamps marked First Class. Pay £102.50 Keep the stamps until April 2009 when first class stamps will go up to 39p each. Your 300 stamps will be worth £117 Profit or interest on your investment £14.50. Percentage interest is [ £14.50/£102.5 ] * 100% =14.15%…
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Axa Investment Bond Distribution Fund
My 80 year old father has been advised by an Bank financial advisor that he should invest his savings of £28,000 in an AXA Investment Fund as this will be protected from being included in his assets should he need to move into a care home. The Fees seem very complicated but an upfront charge of £2,156 will be made on top…
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Trust funds for Australian nephew and niece
Hi, I want to set up a trust fund for my sisters children. I want to be able to set up a monthly direct debit. They are both Australian and I want them to have access to it when they are 18. How would I go about this ? Would I need their birth certificate ? Not sure of the tax implications if they are Australian (in…
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Best place for independant financial advice
Hi this is my first post so please be kind!! I have just moved my pesnsion pot of £180k from a Standard Life PP to a SIPP and asked my IFA if gilts were worth investing. The rely was they could not offer such advice and could put me in touch with a stockbroker if I so wanted. Am i wrong in expecting investment advice from…
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Peston pleads innocence...
See: http://news.bbc.co.uk/1/hi/uk_politics/7870240.stm I didn't realise that Peston had been hauled before the Treasury select committee... About bloody time, though. The media has acted irresponsibly and it should accept some responsibility for the fear and hysteria that has swept the nation in this recession. Thoughts?
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angloirishbank 3.95% 7day notice account any good ?
hi there have just noticed this account and seems a little bit better than the uk banks does anybody have an opinion of it and would your be quaranteed if the irish govt says its backing the bank ?? cheers http://www.angloirishbank.co.im/Personal_Savings/Privilege_Accounts/7_Day_Notice_Account_Issue_2/index.htm
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Best place for independant financial advice
Hi this is my first post so please be kind!! I have just moved my pesnsion pot of £180k from a Standard Life PP to a SIPP and asked my IFA if gilts were worth investing. The rely was they could not offer such advice and could put me in touch with a stockbroker if I so wanted. Am i wrong in expecting investment advice from…