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Little advise please :)
Hi there, I have savings of just over 11K. My renewal for my car insurance has come through, came through at over £1400 for 9months! i'm a youngster. So i phoned them and they came down to just over £1300 (+£80 interest), now do i pay it off lump meaning i can save the same amount i am doing now. Or do i pay it off monthly…
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Winterthur Life Warning!
Just a warning to any investors out there...steer well clear of Winterthur Life Endowment policies. I've just received the maturity balance on a 10 year £50 a month policy. The facts are: £50 x 12 x10 = £6000-00 paid in... Guess what i got back including annual and terminal bonuses? Well the grand sum…
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year end tax certificates
Can anyone out there help me please? I had an account with Kaupthing Edge which of course was taken over by ING. My problem is that I have not received an end of year tax certificate for the account so am having problems with my tax return.I didn't recieve any paperwork regarding this account when ING took them over…
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5k to INVEST !
Put the bulk of my savings in the recent newcastle bond, but have about 5k over to Invest ... Low to medium risk for a year or more..what / where would you put it ?? :beer:
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Cashing in Investment and transfer to where/what?
Hey, I have a trust fund which is currently set up with Sunlife of Canada, this was taken out when I was 6 months old and am now 21 so its worth roughly £10,000. I believe that it's something to do with stocks/shares but am not too sure about that. Thing is, now i'm 21, I can access it. I dont want the money, I dont have…
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Unit trusts - how to sell?
About three years ago I inherited some money which was all in the form of unit trusts. Now I want to sell them but I don't have a clue how to - as I didn't buy them in the first place. Can anyone help? And is there a cheapest way to do it? Sorry it's a very simple question but I'm a bit flummoxed by this!
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Saga Top 5 Tracker interest dropped to..
4.34%. :cool:
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Bonuses Back As Big Banks Make Billions
http://news.sky.com/skynews/Home/Business/Barclays-Bank-And-HSBC-Make-3bn-As-Bankers-Prepare-For-The-Return-Of-Bumper-Bonuses/Article/200908115352448?lpos=Business_Carousel_Region_1&lid=ARTICLE_15352448_Barclays_Bank_And_HSBC_Make_%3F3bn_As_Bankers_Prepare_For_The_Return_Of_Bumper_Bonuses :rolleyes:
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FSCS coverage on merged Building Socities?
I've just opened an 3x5 (yr,%) Fixed Term Deposit (FTD) with the Barnsley BS. The BBS merged with the Yorkshire BS in Dec '08. I've already got funds in a YBS FTD, so I've limited the deposit to total (BBS + YBS) under £50k. On the BBS webby it suggests (NOT states clearly) that you may have seperate £50k cover if you…
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Abbey First Home Saver Account
I'm interested in applying for an Abbey First home saver account. The interest rate is 5% which is decent and it also allows me to deposit up to £5k initially and then with a regular monthly saving of up to £300. Just reading the information on their website though and it states this: Does this mean that my account has to…
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Short Yen
Hi I'm looking for a way to Short Yen vs GBP to hedge my Japanese equity investments. Any recommendations? There are plently of Short Yen Long Dollar etfs but none I could find for Short Yen Long Pound. I guess I could use etfs and go Short JPYUSD and then Short USDGBP to get Short JPYGBP. Thanks
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Isa and housing benefit
I have been left some money in a will from an elderly relative and i would like to invest it into a cash isa. I am receiving housing benfit and would like to know how much i can have in savings before my benefit is affected. Can anyone help?
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Stock and Share confused
I am thinking it a good time to invest in stock and share via my ISA allocation, I currently have a cash ISA which I pump about £300 a month into I am considering either taking some of this or moving an additional value into a stock isa. I was thing £50 to £100 a month but I am not sure what is best, I currently have…
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High 5 Investec account question please
Hello Am I right in thinking that if we open a JOINT high 5 investec account , we can deposit £100,000 into it and be fully protected by the £50.000 person rule thanks
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Abbey Fixed Rate Monthly Saver ~
Sorry if I'm posting this in the wrong place, I only very occasionally frequent the boards. Anyway, I just wanted to drop by to say that I checked out the best current accounts, and am in the process of opening one with Abbey. Today during the opening process I was informed that as a new current account customer, as per a…
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Comparing charges on CTFs
Yes, I know there's a sticky on CTFs, but it's nearly 30 pages long! I just want to know if anyone has found a decent comparison site for the charges levied by different CTFs? I can find comparison sites, but they are all looking at either 'which type of CTF is for you?', or current rates. And since the thing runs for 18…
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Income from selling and buying shares.
Hello I am starting to buy and sell shares, buy them low one week, sell high the next. Need a little tax advice?? I am not sure about the capital gains tax?? Does that also take into account possible losses?? Also, I do get some tax credits and have to declare income like this over £300, so is this type of income classed…
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Firend provident maxidowment
:eek:We have just received notice of out FP Maxidwoment maturing - over the last 10 years we have invested £50 per month and now we have been informed it will pay an astonishing £5675 - which alas is less than we have invested in the item - surely this is a con - the hard times have not been around for the past 10 years -…
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post office loyalty bond
Hi all Have had a post office 12 month growth bond, which matures in a couple of weeks; (7.0 %, with bank of Ireland and covered by Irish deposit protection scheme). Got an offer to stay with them, (with a 12 month "Loyalty bond issue 2", which gives 4% for next 12 months), bearing in mind the Irish government is…
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Best live share site data?
I have moved from selftrade to halifax, and can't get on with the halifax data site. I keep going back to selftrade to look at the prices data. What recommendations do any of you have for the best sites for looking at prices and data??