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Lump Sum help!!!
Hi, I have a lump sum of £1,000 left to me and don't want to be able to touch it. However, with so many different saving accounts I really haven't a clue where to put it! Could anyone help me with my options please? Thanks, Darren
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Scottish Widows 5 year bond paying 5.25%
Scottish Widows have today launched a 5 year bond paying 5.25%: 5 YEAR FIXED TERM DEPOSIT: A fixed term post or telephone operated account maturing on 22.9.14 with a minimum investment of £10K paying 5.25% on anniversary (5.15% quarterly, 5.128% monthly). Earlier access on closure only subject to 365 days loss of interest.…
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Can someone please explain to me the nuts and bolts of investing in corporate bonds
Heya I have no problem understanding share investment but I still can't get my head round Corporate Bonds. For the most part I understand the mechanics of them - they are issued at a certain price. Normally 100p but AFAIK you normally have to invest in blocks of £1,000. They mature in a certain year (presumably on a…
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What can I do with 25 Grand and 3 months?
Would anyone be able to offer advice??? I have just sold my house and luckily pocketed 25,000. I would like to use this money as a deposit for another property in 3 months or so. I guess if the ideal poperty came up in 2 months then I might need access to the funds, but equally likelly maybe I will not find one until 6…
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Nationwide Champion Saver
This is Nationwide's version of the High 5 Account. 60 days access and currently 2.8%. http://nationwide.co.uk/savings/notice_accounts/championsaver/ Wondered what people thought of this. My instant reaction is that they have launched this but the Regular Saver remains at 2.5% making it pointless.
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Help regarding buying shares
Hi all, when buying share is a nominee account only good if you are a short term dealer, i.e if you are buying to sell on pretty quickly??? I am going to but some shares tomorrow (more lloyds) I will be holding them long term (2 to 3 years) so would I be better off getting them in a certificate form or in my nominee…
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Saving for child's future
Apart from the CTF (which I don't want to add to since the kid gets it at 18) what do people think about saving for a child's future? I want to put away a small but regular amount to be dipped into in either five or eleven years (private school if local schools not up to snuff) or eighteen years (university). The idea is…
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Child Trust Fund Limit
I have a child trust fund for my daughter, I paid in the £250 from the government and set up a dd paying in £50 per month. I have now increased this to £100 per month as teh limit is £1200 per year (after being pleasantly surprised by the first statement issued which showed a 12% return) My question is, does anyone know if…
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Saving for a grandchild abroad
apologies for posting this twice, inadvertently.
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Halifax Regular Saver 5%
Hi does anyone no how long "Halifax Regular Saver 5%" will be open http://www.halifax.co.uk/savings/regularsaver.asp
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Halifax Share Dealing Service
Hi All. I've opened a halifax share dealing account on Tuesday, they have duly taken £100 from my halifax current account on Wednesday. I can see the share dealling account number on my halifax logon but can do no more with it. Does anyone know how long it should take and if I need to wait for any passwords,etc in the…
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Russia?
Whats your thoughts on investing in russian markets? Is it too late or is it the perfect emerging economy? Any good funds that you could recommend?
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Best savings account for my holiday nxt yr??
Hi im planning to go to Turkey nxt July and I want the best way to save my money each week...any one has advice for the best savings account I should apply for?? :p THANX
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Will FTSE take off quicker than expected?
Despite the depth of the recession, I wonder whether the FTSE may take off and exceed the previous pre-recession high sooner than expected. Without trying to diminish the severity of the downturn, I wonder whether the medium-term result is that companies trim back costs, cut the workforce, streamline, and come out of the…
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Instant access savings towards wedding!
I am looking for an instant access savings account in which I can deposit varying amounts each month, but at least £50 - I want to start saving for my wedding :D It is likely the payments will consist of a regular fixed amount plus any extra savings made across the month. I have an ISA which has a measly interest rate…
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Best ISA in branch
hello there, can anyone please advise me which is the best ISA at the moment - it has to be in branch and a one year fixed rate. Many thanks
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urgent help needed
sorry if this is on the wrong thread, i recently enquired about buying some vintage wine and discovered a company called bordeaux wine company (not to be confused with the bordeaux wine trading company) i asked about placing an order on a crate of wine which comes to the sum of £3105 and received my invoice this morning.…
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At what level of savings does an IFA make sense and not take too much commission?
Sorry if this has been asked before but I have decided to sort out my finances this month. I have £15k in cash ISAs, £25k in unit trusts that i never "manage" and about £40k in cash. I'm self employed so need a cash buffer but not that much. I don't invest and it's not something I'd be good at. That's £70k leaving myself…
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A China "Tracker"
Hi guys, I've been doing a small amount of investing and thought I'd now do something a little more risky/speculative. As such, I'd like a cheap an easy way to invest in China. Perhaps something like a tracker on the Shanghai composite if such a thing is possible. Whatever it is, I'd like it to be relatively broad based.…
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Sainsbury's internet saver a/c
For Sainsbury's internet savers. Yet another increased fraction of percentage point rate from Sainsbury's. Now 2.9%. Easy to move to this, online, if an existing saver. Oh my! What a cat and mouse game this is. The banks and building societies hope existing savers won't spot a better deal. There is never any recognition of…