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UK holiday insurance
I have posted this on another board but I reckon you good folks may be able to help. My annual free travel insurance from my bank will run out in a few months when I am 65. I have booked a coach trip for next spring ( after it expires) with friends but without DH. The coach company requires you to be insured. Their…
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family breakdown
I am very afraid that my daughter's marriage may be on the verge of breaking down. As one who has been through that, many years ago, I know how hard it can be, and want to support her as best I can. Financially speaking it will be almost impossible for them to work out as they have committed themselves heavily with a house…
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Giving something back
I must have saved a fortune with MSE, and other internet money saving tricks. It's always made me a feel a bit guilty for all the people who don't have the technology or the patience, and therefore end up paying more than me for the same services. In particular, I've been thinking that the elderly could benefit greatly…
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Day out for 79-yr old - ideas please?
It will be my mums birthday at the end of september and I would like to take her out for the day. I have asked her if there's anywhere she would like to go, but didn't get much response except, not out for a meal. She's in middling health, tires easily, can't walk far but I sometimes take her for a walk in a wheelchair I'm…
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Finding a beneficiary
Can anyone offer advice to an executor trying to trace a lost beneficiary? I know his name and the address at which he lived over 20 years ago. I can find out his date of birth, but do not know whether he is still alive. At one time the Government Record Office would forward a letter to anyone registered with the NHS if…
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What happens to bills when someone dies?
I am trying to ‘put my affairs in order’. I have no reason to think I’m going to die (except that we all are!) but am thinking of leaving as few problems as possible were I to fall under a bus tomorrow. I have recently made a will, but now grappling with all the other logistics. I have read the sticky about what to do if…
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Moneysaving Wills
For anyone thinking of taking the plunge and making a will, the Willaid scheme this year runs during November. Info here http://www.willaid.org.uk/
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Contesting a will (Scotland)
Wonder if anyone can help, My wife`s father remarried after he was widowed and cut all ties to my wife as his new wife came with a new family. When he dies can my wife contest his will (it`s in Scotland) as when her mother died she also lost her only sibling around the same time and her father inherited money from their…
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Questions about a Will....
Hello guys, I am really sorry for raising this in the wrong section but I was hoping someone could help me out with a couple of definitions in a Will. My gran passed away and left her estate to my father as described in the following portion of the will: Section 1 1. I give devise and bequeath the following to my son…
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Unsecured Loans for the Retired
I'm a retired lady of 69 and looking for a unsecured (fixed rate preferably) loan. Will I face any problems because of my age? Can anyone advise me any financial organisation who offer these kind of loans or is it realitively easy to get a loan in spite of my age.
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Wills
Where a person has died and the estate was left (apparently) to daughter number 1 and they declared they where the only known relative even though daughter number 2 is alive and known to daughter number 1 should this have been declared when the will was actioned ? I know that daughter 1 was left everything in the will but…
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POA too late
My Father had a stroke in April and is now in a Nursing home, My Mum still lives in their home which they own apart from an Equity release. We now have POA for Mums finance in place along with joint tenants in common etc re the house they own. My Father would inherit 50% of the home if my Mum dies before him , I would…
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Gifting Money?
Any advice would be appreciated. My nan is now selling her home, when the sale has gone through is she able to give her 2 daughters a lump sum? She also wants to give us grandchildren some many. How much is she allowed to give by law? Someone told me we would have to pay tax on it? How do we work out how much tax? who do…
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Memory? What memory was that then?
I'm not even 60 yet and my memory seems shot to bits. I started a new job not long ago and have made so many mistakes - even when the boss tells me what he wants doing with something, and I make notes which at the time I think is enough to trigger off a reminder of what to do, I still get it wrong. I'm going to have to…
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NHS health care depends on where you live
We lived in wales for 35 years and dh had a problem that required a consultation, not life threatening but certainly hindering day to day living for an otherwise fit and active 60 year old. He then also had an injury and tore something in his knee so that was more of a handicap together with pain. That happened in january…
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Feeling low...
Hi, I was wondering if there is life after 50? Reason I ask is because even though I have worked from the age of 14 seem to struggle. I rent privately as a previous relationship broke down and well needed somewhere to live. Have tried to get social housing but I am not urgent so drop down the list. Recent years health…
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Who regulates executors?
Before my Dad was even in the ground my relatives were pestering me to renounce the bank as joint executors. I bitterly regret their pressure at a vulnerable time. They went through his flat the same day he passed away. I was not allowed a key to the flat, have not seen any documentation on his estate. I was the sole…
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bus passes at 60?
I was 60 recently and know and understand that due to the changes in pension age I won't be eligible to receive my state pension and my bus pass until 6th September. I have been told (at my local town hall) that my bus pass application will not be processed until 6th September which will mean that I won't get it until a…
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Equity Release
I wonder if anyone could point me in the right direction here. My parents are elderly - my dad is 82, fit enough but obviously getting on a bit. My mum is 80, has Alcziemer's but was physically ok until she fell and broke her hip a few weeks ago. She is now in a rehab unit, for another 5 weeks, and as they live in a 4…
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Social Clubs for over 50's/60's
Does anyone know any community or social clubs for the over 50's or 60's, I'm looking for relatively cheap/free places to take my mother out to meet people and do things, any suggestions and advice is greatly appreciated thanks.
