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MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

New punitive Child Support (Miscellaneous Amendments) Regulations 2018
This concerns the changes to child maintenance as result of the consultation which concluded in June. The outcomes are to incorporated in the forthcoming Child Support (Miscellaneous Amendments) Regulations 2018. It seems a bit to read but affects every parent who does not live with their child so is worth reading. It…
Homeless, Jobless & 2 Children
So 2 years back I had to move back in with my mum and her partner, during this time my ex was expecting our second child. I was working fulltime in a dead end retail job (which I hated). My mum and my current GF suggested that I went back to university and worked towards a career that I wanted. I quick my job and started…
How to get ex to take over bills?
I separated from my wife 18 months ago. I moved out of the family home I shared with her and my children. My question is: the energy supplier at the marital home will not accept that I have moved and take my name off the bill or close my account. They say that because my name is on the mortgage and my separated wife is…
Lawyer demanding 8% interest !!!
My partner and I are separating somewhat amicably, we have agreed on a price for me to buy out her share of the property, but I've just received a letter from her Lawyer INSISTING that I complete the purchase within 28 days, if I don't he intends to charge me 8% on the price that we have agreed on (just 7 days ago). This…
Child maintenance query
Hi all, I find this forum really useful, and usually if I have a query I will more often than not find my answer here! I just need a bit of advice if anyone can help me.... So my partner left his wife 3 years ago in October, they have 2 children- 14 year old boy and 10 year old girl. Shortly after leaving her we met and…
Child maintenance payments
I hope this is the right place to post this question. Me and my ex wife are divorced and I am full time employed and have always paid the full amount of child maintenance on time. I'm now in the situation where I may be doing occasional part time work at weekends, does anyone know how you factor this into the child…
17 Daughter moving out
My 17 year old daughter wants to move out as she can't live personally with the mother anymore (neglect). I am currently working abroad and I live 90 miles away from the children. What option does my daughter have and where could she get some advice from?
Partners ex won't leave us alone
Hi all, I'm new to all this forum writing but I need some advice! My partner has a son with his ex. While they were together she controlled him - he had no friends, could not go out. She left him (we believe for someone else), then came back, then left him again, then tried to come back. The last time she tried to come…
Ex closed down my CSA claim - how is that possible
hi all, just a quick one. I opened a CMS claim to get a calc and formal arrangement for payments as my ex has a tendancy to lie, cheat and steal where she can I was contacted yesterday and received a letter today to say that my ex has closed the cms claim a year after opened and in payment. How is this possible? Is this…
Life’s a mess and no idea how to change it
Hiya new here no idea where to start so sorry if it’s a bit long winded Back in April of last year me and my wife of 15 years decided to split due to several reasons one being we never saw each other. Another being my constant battle with anxiety & depression. I moved out of the family home back in April 17 lived with…
Working FT but want joint custody
is it likely and a reasonable thing to want joint custody while working full time? I current see them 2 nights per week. my ex is becoming unbearable with her behaviour about money and even to the point that she is lying to cms about my payments.. (proved via bank statements). I would love to see my kids half the week and…
Working Away From Home - Company Travel & Hotel booking
I frequently work away from home and use trains and hotels. The company have a sole Travel Agent we must use ( that the company pays direct ) , or else we buy the tickets / pay for the hotel ourselves then claim back. This sounds reasonable until you add in the following; 1. The Agent has 'Partner' hotels that it selects…
Divorced - new partner - Protecting assets (house) after death
Hello, My situation - 50 year old divorced father of two (daughter 21, son 19). In a new (very happy, long-term - 8 years so far) relationship (not married. May, one day). Partner is 38. Mother of one (daughter - 9). I own a house. Value approximately £1 million. Mortgage approximately £300,000. No other significant…
Advice needed re being ordered to pay a DD
Hello,not sure where to post this but need some advice. 3 months ago ex wife set up a direct debit to pay for something for son. This was never agreed- an email was sent by her with details of DD and the instruction to pay the money into her account to cover it. This was unaffordable and never agreed and this was explained…
Fines for 'unauthorised absence' from school
Dear all, My son turned 5 this May 2018 and he is in the Reception. We plan to go on holidays this july and requested authorisation for early leave from 9th of July. But we were granted only 3 days authorised leave.Therefore we will be taking 9 days of unauthorzied leave from the school as there last day at schoo wil be on…
Childcare vouchers - can monthly amount be increased after Oct 2018?
One of my children is about to finish nursery ahead of starting school in September. I have been using childcare vouchers as part-payment for the nursery fees so am enrolled for this. My other child is only 1 years old and we probably wouldn't put him into nursery until he gets some free hours at 3 years old - and possibly…
Family fund grant
Hi. We have applied for laptop for daughter through famiky fund Wsles..We have been accepted and told to get in touch with the firm they use.( we have ref numbers)The only issue is nobidy will tell us how much grant is for.They have offered us a notepad which is nit suitabke for a child in 6th form.They said to have a look…
Saving money problem
How not to let the kids down while saving more money on our future? I currently have two kids 13 and 16 y/o. Both of them are into Lacrosse and therefore, I have to pay for their coaching and equipment fees constantly. When it comes to tutoring, i started to teach them on my own using online resources like Khan Academy and…
Child maintenance help please.
My husband is currently working 37.5 hours a week, he is being ordered by child maintenance to pay £406 a month for his daughter who's 16, we have her every other weekend, he owes arrears , they rang to say theyve contacted his ex partner who won't take lower payment , they take the money directly from his wages, leaving…
Help please !!!129300;
Hi. Please can anyone advise me on this: Separated 2 years and no contest divorce going through, 2 children age 12 and 15 in marital shared ownership house. I have been paying £220 a week into a bills acc for the marital home every week without fail for the last 2 years and £80 for the kids every week for 2 years without…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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