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Desperate for a Loan
Hello all I'm in a really bad situation, and am desperately trying to find a loan of £3000 to save my life. Earlier this year I had to pay out a lot to cover expenses for a very unfortunate situation involving my brother. This meant that I was unable to pay all of my bills that month, so Ive been borrowing and scraping…
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Need some advice with a new lease purchase
Hi We have just bought a new holiday home (stactic carvan as they used to be known). Having done all the paperwork and sign the lease purchase agreement the guy told us the van could take upto eight-ten weeks to be built. On our way home i suddenly thought that this means i will have to make probably a couple of repayments…
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running away from loans...
just a question.. if someone had a personal loan of 5k and the moved to a different country, say america or south america would they be caught and how long would it be until they could come back? Would they be able to return to the uk, even for a holiday? or wouod interpol find them? please answer soon. thanks so much.
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Unsecured Loans vs Secured Loans
I need to procure a loan to fullfill my financial needs. But i m confused whether i should avail an unsecured loan or a secured loan. Can anyone help me in taking the above decision? If yes please give me a perfect guidance.
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My Halifax Loan. Is there a Better one?
My laon runs out on Nov 08 and im paying £319.14 back per month. The APR is 9.5. I have just spoke to someone at the bank who gave me an early settlemet figure of 5720.16 I would like to know if there is another Loan company i would be better off using to clear the existing debt off. I can pay £320 per month no probs and…
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Best way to buy/finance a car?
Apologies if this is in the wrong section, but as I suspected a load would be the best way to go I thought this was as good a place as any. I am about to move jobs, and will be receiving monies towards a car. However, I'm not a new car sort of guy so have only ever paid a maximum of £1300 for a car! Therefore, I have…
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Sold a refinanced loan HELP PLEASE!!
hi, i took out a loan about 3 years ago but i had been badgered by RBS to refinance the loan even though i have never been overdrawn. Supidly i relented and one hour later a courier arived with the application and i sighed. Realising i would be paying more back for longer and had made a big mistake i rang back to cancel…
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Car Finance Vs P-loan
Hi guys, im looking into getting a new car on finance but i think i would get a better deal through a bank loan, but im more confident about getting car finance as they dont seem to be as strict. Im worried if i apply for a personel loan and get rejected it might effect my chances with the finance. Any advce…
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What would happen if....
....somebody took out a £15,000 unsecured loan. Deposited it into a new account. Payments going out of the new account. Then left the country closing the account before they go. :eek: Can the lender pursue it through other accounts in your name still open in the UK? Will they bother? Are there certain countries that they…
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HSBC Flexiloan
Hi everyone I'm a newbie trying sort out mine and my partners finances (oh joy!) i wanted a bit of advice about my hsbc flexiloan, its £3500 and i never seem to be actually paying it back-always taking the money back out again tut tut! so i was thinking about getting a 'normal' loan out to pay it back. I'm only 20 (21 in…
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Debt Consolidation loans
Hello, I owe around 13k through credit cards (2 loans with Halifax) I havnt got a good history, altho the past 6+ months Ive been paying evry bill on time ect. I just want one loan to clear them all off. Most big companys wont give me a loan so am wondering if there are any good small companys that can help. I can pay…
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Help! Terms and conditions wording in car loan..
Have just been looking through my terms and conditions of my car loan and it says 'At the end of this agreement,provided you have paid all monies owing under this agreement and the agreement has not been terminated, you may buy the goods. You may exercise your option to buy the goods by paying the option fee together with…
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Car finance
I brought a car last year using Unique car finance. APR was 41%! Now trying my best to get out of it, thinking about trying to get the interest reduced but not sure how to go about it. Any advice appreciated
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Need a loan but on benefits
Hi guys i need some help. I was offered a loan by welcome of £2000- but i would like to get a loan of £5000, but the snag is i am on benefits and i have a bad rating on credit but it is nothing to do with me. please can someone help the money is needed to pay off scottish power and buy a new PC.. oh and possibly a short…
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Help I need £80k...!
I've been asked by a friend to help her organise a bridging loan for £80k. :eek: She's in the process of selling two flats to buy a house and needs to move quickly but she's not sure if both of the flats will sell in time. She really wants the house and so is prepared to take out a bridging loan to make up the shortfall…
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Interest
Hi I am a newbie - last year I bought a Laptop from PC World and used their Credit facilities of 48 months @ £12.30 to pay it off. I have now had a statement from the comopany who they do their agreements through, cos I wanted to pay off what I thought was about £150(I have been putting in extra payments to get the loan…
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Someone using my address to get credit
Can anyone please provide me with help and advice. A previous tennant of the house I own and have done for 4 years, seems to be still using this address for gaining credit. I get many phone calls and letters addressed to this person, I have even taken to phoning some of these companies up and explaining. I believe they…
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loan broker
My husband has a bad credit rating and we've been trying to get a consolidation loan for ages. We've found a company that says he been accepted to recieve a loan. Thy're called Yes loans. We called them up for more details and theysaythey are a broker and the final decision lies with the lender. They've also asked for an…
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Cheapest loan of £5000 to pay off o/draft - help please
Hi guys, Just wondered if you helpful people would point me to a best loan for 5k. We have an o/draft of 5k since we moved house last year, and now want to clear it with a loan. We can afford (just about) £100 month to do it. (looking at over 5 years roughly...) The halifax looks good, but wondered if you have any really…
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Please help. Someone is using my address not name for credit
Can anyone please provide me with help and advice. A previous tennant of the house I own and have done for 4 years, seems to be still using this address for gaining credit. I get many phone calls and letters addressed to this person, I have even taken to phoning some of these companies up and explaining. I believe they…