Debt Consolidation loans

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Hello,

I owe around 13k through credit cards (2 loans with Halifax) I havnt got a good history, altho the past 6+ months Ive been paying evry bill on time ect.

I just want one loan to clear them all off.

Most big companys wont give me a loan so am wondering if there are any good small companys that can help. I can pay 200-300 per month back.
It will just make things that lil bit easyer for me inthe long run.


Many Thanks
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