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Natwest E-Isa
Just got the forms through for the ISA and theres a section where it asks which account you want the interest paid to. Does this mean that if I want to keep this ISA open next year, this years interest does not get reinvested? I'm sure I've had ISA's in the past where the interest goes into the ISA account so in subsequent…
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ISA Woes
Hello, I’m new to posting on this Forum and would like some help In 2000 I opened two ISA’a with Sun Life of Canada - one in my name and one in my wife’s both of £5000 each. Just about as soon as I opened them the stock market dropped and they have not come back above the initial investment since! One is now at 4800 and…
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First Direct cash ISA?
Thinking of transferring my A&L ISA to this now that the bonus rate is almost up, has anyone had any problems or is this ISA all ok?
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Closing Natwest E-ISA
I've been trying to close this account now for weeks. I have a Natwest E-ISA that I opened a while back but then decided to go somewhere else. I wrote to them saying I want to close the account, however today I got a letter back saying as it's an online account I can only close it online. My local branch is not able to do…
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Opening of another Natwest account to get ISA
What is the process for getting a Natwest eISA if you don't currently have a Natwest Account? Natwest say you need to have a current account with them or instant access savings account to open the eISA. I do want the Natwest eISA but don't particuraly want another Natwest Account so which is best for opening, depositing £1…
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ISA Increase - Age Limits
Just heard that in the budget the chancellor increased the ISA savings rate for over 50s to £5,100 as of 6th October 2009. Can anyone tell me why it is that under 50s must wait until next tax year before being able to invest this? Seems rather unfair on younger savers....
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Information For Those Transferring To First Direct
I'm in the process of transferring two ISA's over to First Direct. On Monday the 28/04/09 I received a letter from Kent Reliance Building Society informing me that they had now transferred my money to First Direct. The letter was dated the 21/04/09, so I checked my First Direct account, but the money had not arrived. I…
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Quick question re opening ISAs
Hi all, I would like to open the Barclays ISA account for 2009/10, but as this doesn't allow transfer of old ISA can i also open a Natwest e-ISA to transfer in last year's allowance? Or can you not open two ISAs in one year? I realise i am only permitted to save £3600 during the year. Thanks! Gill
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How do I
Transfer from An Egg Cash Isa into another ISA?
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M&S Advantage ISA - Postal Application
Hi All, I was wondering if any fellow MSE'ers had opened an M&S Avdantage ISA by post, if so how long did it take? I sen my application off 10 working days ago and have not yet heard anything back. I'm used to openeing everything online so everything normally takes around 5 minutes. Thanks Fusela
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Confused about which ISA option to go with next
Dear All Last tax year I had my Cash ISA with Nationwide and had it with them a for a few years before that. I am now looking to change to a different provider because Nationwides rate is on the bottom end for Cash ISA's. So I have been looking at Barclays ISA (I am a current Barclays customer with their a account so this…
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Legal & General £85 cashback on S&S ISAs
Anyone else trying this for a third tax year running? I've put in for £50 per month - exactly the same funds as before using Cashback Kings and it has tracked. The only stipulation to qualify seems to be to keep the account open for at least four months (and hence make four months payments before stopping) but otherwise…
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Natwest ISA not paying me end of Tax year interest
I managed to transfer my Icesave ISA into Natwest in December and understood that they paid monthly interest AND interest in April. I called them up a couple of weeks after end of 2008/2009 tax year to ask after that interest and was told to wait for the Certificate. I have. Nothing coming. After asking in my branch I got…
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Anyone transfer from Abbey ISA to Natwest E-ISA?
I have opened a Natwest E-ISA as an existing customer this was straightforward and I have transferred in £3600 for this years allowance. I now want to transfer my Abbey ISA to Natwest. Can anyone who has done this with an Abbey ISA give indications on how long it took? As Abbey/Natwest are part of this new fast transfer…
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Advice on Cash ISA please
Hello everyone, I'll start with a bit of background information, i'm 17 yrs old (18 in Jan) and i have become a carer at a residential home in Kent, as well as a kitchen assistant at the same residential home. I get paid £3.53 ph for kitchen work i do this for 15hrs per week. I am also a flexi carer staff which i get paid…
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a quick question from a newbie
Just a quick question re ISAs - I'm planning to open my first one. The thing I want to know - should I have a real serious emergency and need to get all my money out (assuming I have easy access ISA of course), od I just withdraw all my monies like that? Do I transfer it to my current account or withdraw cash in the bank?…
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Heads up on Cash ISA Plus
If anyone is thinking of opening up a Cash ISA Plus, the last day for applying for one is Tuesday 12th May. Just thought I'd let you know :p
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Stock ISA lump or drip
Guys, I've maxed out cash ISAs for many years but held off this year to go for a maxi stocks ISA for long-term growth (say 13 or so years). I read that drip-feeding a Tracker (or Managed fund), for instance, was probably the best way of smothing out ups and downs but would it be wise to drip in the full £7K by the end of…
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Want to swicth my ISA, currently with Abbey
Hey I currently have a Easy ISA with Abbey, http://www.abbey.com/csgs/Satellite?c=GSProducto&cid=1127563083706&pagename=Abbey%2FGSProducto%2FGS_InfProducto However, I'm aware that this isn't the best rate i can get, but because i have a current account and savings account all linked on line its quite convenient. I'm in no…
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sterling stocks & shares ISA
anyone have any information on this ISA?.Charging 4% on each payment you make via an IFA.I am 51 and considering investing the maximum £10,200 in october.Thanks Gary,