-
Monthly premium overpayment on Mortgage coverplan
I would appreciate any advice on the following problem. In 2001 my wife and I took out a small mortgage to buy our home. With this mortgage we took out a Mortgage cover plan and essential protection plan, to give us a bit of extra protection whilst paying it off. We eventually paid the mortgage off in September 2006. The…
-
Contents Insurance - Build Date
Hello I am looking to take out contents insurance (buildings insurance is provided by the factor) for my home and I have a query regarding the build date of the property. The property is listed, built circa 1870, but converted to flats in 2004. Should I be putting 1870 down or 2004? I'm finding 1870 results in a lack of…
-
Car insurance and direct debit
Hi all I want to pay my premiums yearly by direct debit. Aviva won't let me, so I changed to Sainsburys but then discovered they won't either. This information is extremely hard to find. Does anyone know if this is standard practice? It doesn't seem much to ask - every other utility payment I make is made this way. Stephen
-
Car insurance ans auto renewal.
I've just taken out my annual car insurance with Swinton as a new customer and signed a credit agreement to pay for it over the next 10 months having paid a deposit by debit card. The agreement states I will be making 10 direct debit payments from 30/03/2010. Reading into the small print on the other documents sent with…
-
Can you choose your own supplier?
When claiming on a contents insurance policy for a replacement carpet due to flood damage (burst pipes), do you have to accept a replacement carpet from the insurance company's choice of supplier, or can you opt to choose your own supplier (ie local company instead of large carpet retailer)? I'm asking on behalf of someone…
-
Life Insurance Advice
I need some advice re life insurance as we've not long moved into our first house and have never had a life insurance policy before. We have young children so would require cover to pay off the mortgage, if we get level term life insurance does this mean if we took out more than what we'd need to pay the mortgage we'd have…
-
Anywhere to check whether there is insurance on a property?
I'm dealing with the estate of my late father and have not found any insurance policies for buildings or contents for his house. I can't believe my father did not have them. Does anyone know whether there is a registry I can check with or shall I just go online and get cover immediately even if we end up having two lots in…
-
Don't renew VS cancel
I just got my automatic renewal notice from Tesco car insurance but I don't want to renew. Can I just decline to renew or is this called a cancellation? (I.e. when my one year certificate runs out I don't want another.) Is this regarded as cancellation and will a fee be charged. I,e, is "not renewing" the same as…
-
insurance query - help needed
Hello Moneysavers I need your help. Two weeks ago I was burgled. The lowlife smashed a small 2ft by 1ft window in my much larger UPVC window frame to gain entry. I'm insured and the insurance co has agreed to pay £1,500 to replace the whole window frame. My query is this: The police have said to replace the window is…
-
Confused!
I've just been trying to renew my house and contents insurance and have found out that when previously I had selected 'pre 1850' for the age of my home (as it was the only option available on line) , although built in approx 1650, that my insurance has probably been invalid for the last year!
-
Help! The no claim discount for car insurance.
Please help! Very strange thing happened. I have only been driving for 1 year, I insured with tesco last year. However, on their renewal notice said: Premium with 2 years no claim discount. Now I want to change to another insurance company, does that mean now i have 2 years no claim bonus?
-
experience of car claims with Zurich and the Financial Onbudsman...?
Hi, I’d like to know what experience anyone has had of making a car insurance claim from Zurich...? Also what experience anyone has of the Financial Onbudsman...? Last October my car was written off, not my fault, and it took 10 weeks from the accident to the cheque arriving – I understand 4 to 6 weeks is more normal. Some…
-
Non fault third party insurance problem
Hi all, I realise that this may be a "Depends on what the T&C's say" question but was wondering if anyone had any general knowledge/experience with regards a claim on third party insurance by virtue of driving someone elses car. If that makes sense..... Ill explain. My sister in law borrowed my partners car last week, for…
-
Car insurance advice/rant
Hello all I had to claim on my insurance through their approved repairers because the claim was taking so long 10 weeks. There was a small dent on the subframe which was replaced & since I skidded there is a flat spot on the n/s front tyre which I am trying to get the insurance to replace. Anyway my argument with the ins.…
-
2nd car short term insurance
Hi Any ideas how to get the cheapest short term insurance for a second car? Basically we have bought a small car from a relative and want it for our son. We need to drive it home and work on it for three months then he will take it over. We don't want to pay for a year if we can help it. Our main car is with MoreThan…
-
swinton house insurance
:eek:does acedental damage claim afect your no claims?
-
Saga car insurance
I have got a fairly good quote for my car insurance from Saga, does any one know if there is cash back on any cash back sites? Thanks in advance
-
Confused with NCD Protection
Hi, received my renewal quote from Halifax, £652.79, buildings and contents, with 40% NCD protection. In May 2005 we made a claim for a burst water pipe. We're looking around for another provider as I feel this is too expensive, but they all ask if we've made a claim within the last five years, to which I've answered…
-
Tenants in Common Life Insurance
Hello all, My life partner and I (not married) have a mortgage together and we are Tenants in Common (50% each). My question is about our life insurance. If one of us dies, will the life insurance automaticly pay off the half of the mortgage of the surviving partner, (as well as the deceased?) Or does it have to be…
-
camper van insurance
Does anyone know of a good insurance company that will insure vans which have been converted to campers?