-
insurance claim
Hi , i hit another car whilst reversing out of a car park,it was my fault and we exchanged details . I had a call from the other guys insurance asking if i admitted liability to which i replied yes. This was in January , i heard nothing since until now when my insurance has gone up quite a lot. When i phoned to query this…
-
Car seat to be replaced following accident
Someone drove hard into the back of us a few weeks ago. Thankfully our girls were not in the car at the time although their car seats were fitted in the back. The other driver admitted all liability and repairs to our car are being paid by his insurance. Our insurance co told us that legally they have to replace all car…
-
Car insurance claim. Cat D but cant Cancel claim
my girlfriend had a crash on new years eve. the car has been at the body shop since awaiting instruction from the insurance company. on Monday i rang the insurance company to find out what was going on and to clear up some option. the car is a 316i bmw face-lift 2001 model and is worth about £4000. the cost of the repair…
-
Life Assurance cancellation and credit rating?
Hi there, I've recently been advised that I can get a better life assurance/insurance deal elsewhere that better covers my needs by my financial advisor. My currnet policy is with Zurich. He has told me simply to cancel my direct debit for this and ignore any correspondence so that they cancel my policy to avoid any…
-
Contents away from home - Should I claim or not?
We pay an additional premium to protect goods away from home. Thinking that our quite expensive skis were the main risk and advising the insurance company that we need cover when the skis are outside and we are inside a restaurant is one of the fundemaental questions I ask at renewal time. However, my daughter had her ipod…
-
Need car insurance, but changing jobs soon
I need to get car insurance for I car I bought basically for commuting to my new job. So what details do I put? Do I put down occupation & milage according to my current situation, only to ring them up in a months time that it has changed? Or do I put my future occupation & expected mileage? (I start 6th of April, need…
-
accident insurance bankruptcy
hi, does anyone know what happens in the event of me dieing in an accident , during my bancruptcy? will any insurance money be taken as assets ??
-
Car Written-off, What happens with my policy?
Hi, I have just had my car written off and would like to know what happens to my policy now. I paid roughly £900 (as a young driver) in Oct 09 for the full year premium. I have read other threads and assumed that I would be able to transfer the policy to a new car (obviously with an adjustment to the premium). Indeed I was…
-
non-fault accident 1yr 7 months ago - how get repair costs back?
Hallo, In July 2008, my car was hit and after a long time the insurer closed the case as non-fault and repair cost equal to my excess so no money given to me either. I contacted my manufacturer accident helpline as I wanted Mazda to do the repair, long story short is that car has not been repaired and insurers have closed…
-
Car Insurance -help!!
Hi folks Ive bought a 2nd hand car and picking it up on Monday. Rang my insurance company earlier for a quote to see what the difference would be to change. All was fine until I mentioned there were optional extras (fitted at factory) which are sat nav, parking sensors and a bluetooth kit on the new car. The guy on the…
-
life assurance newby
I am 29 years old with no dependants and bought a house with a mortgage last year. Am interested in getting life assurance cover as opposed to a specified term. I also want cover for critical illness as well. Can anyone recommend any good companies and what the costs would be?
-
Car insurance firms refund you?
If I state I'm unemployed the insurance premium is £200 more than if I'm working. If I am working a month after the policy starts would they then refund most of that £200? Thanks
-
Alternative accommodation who pays
Our buildings insurance is with Zurich and the contents are insured with Aviva. My understanding is that both companies should pay jointly for the alternative accommodation that we will need while we are unable to stay in our home. (We had a fire). Am I right? The Aviva Policy includes alternative accommodation but on the…
-
Car insurance Co to be informed?
There is a pothole outside my house, approx 3m from the end of my drive. Last Monday I reported this hole to the council - it was 60cm x 40 cm and rather deep, and then chased them up on Wednesday as it had 'grown' by about 50%. This morning I went to get in my car and noticed two chunks of tarmac by my car - about the…
-
Car insurance - no address???
Hi I'm currently living in a womens refuge, it has no registered address and so the only address we can give out is the head office address which is roughly 20 mins drive away, in a different area. I'm worried about my car insurance as I'm not going back to my old address, would the insurance company accept this 'care of'…
-
Declined PHI Aviva
I have heard today that my application for PHI (that is the insurance that pays out a set amount each month after my company sick pay runs out if I were to be unable to work due to illness) has been declined. My IFA rang me to tell me he'd received a letter and I would have one at home the same. The letter doesn't give any…
-
Contents Insurance
We get our building insurance paid by our Housing Association as we have a shared ownership property but can anyone recommend a decent and good value Contents insurance policy? We are currently with Halifax and pay £16 per month. We got our last insurance (Life) through L&G on Quidco and got £50 cashback so something…
-
car insurance Question
Hey hope someone can give me some help my sister is a carer for my disabled mother, now when she applys for other insurance quotes she puts in unemployed yet she does what is classed as a full time job meaning through claiming carer's allowance she has to be with mum at least something like 24 hours For her now its…
-
Car Insurance do i start from scratch
Decided to car share with my OH 18 months ago but his working patterns have changed and i need to get my own vehicle again. I have a letter from my last insurers dated Feb 2009 saying i had 6 + years no claims. Will i be able to use these no claims or will i have to start from scratch and build them up again. Thanks
-
Life insurance problem
Would appreciate some advice on the following problem. My husband has had life insurance with the same company for 17 years; we've recently changed bank accounts and had the usual problems with the odd direct debits not being restarted - the life insurance company being one of them. The bank insists that everyone was…