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Don't renew VS cancel
I just got my automatic renewal notice from Tesco car insurance but I don't want to renew. Can I just decline to renew or is this called a cancellation? (I.e. when my one year certificate runs out I don't want another.) Is this regarded as cancellation and will a fee be charged. I,e, is "not renewing" the same as…
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insurance query - help needed
Hello Moneysavers I need your help. Two weeks ago I was burgled. The lowlife smashed a small 2ft by 1ft window in my much larger UPVC window frame to gain entry. I'm insured and the insurance co has agreed to pay £1,500 to replace the whole window frame. My query is this: The police have said to replace the window is…
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Confused!
I've just been trying to renew my house and contents insurance and have found out that when previously I had selected 'pre 1850' for the age of my home (as it was the only option available on line) , although built in approx 1650, that my insurance has probably been invalid for the last year!
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Help! The no claim discount for car insurance.
Please help! Very strange thing happened. I have only been driving for 1 year, I insured with tesco last year. However, on their renewal notice said: Premium with 2 years no claim discount. Now I want to change to another insurance company, does that mean now i have 2 years no claim bonus?
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experience of car claims with Zurich and the Financial Onbudsman...?
Hi, I’d like to know what experience anyone has had of making a car insurance claim from Zurich...? Also what experience anyone has of the Financial Onbudsman...? Last October my car was written off, not my fault, and it took 10 weeks from the accident to the cheque arriving – I understand 4 to 6 weeks is more normal. Some…
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Non fault third party insurance problem
Hi all, I realise that this may be a "Depends on what the T&C's say" question but was wondering if anyone had any general knowledge/experience with regards a claim on third party insurance by virtue of driving someone elses car. If that makes sense..... Ill explain. My sister in law borrowed my partners car last week, for…
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Car insurance advice/rant
Hello all I had to claim on my insurance through their approved repairers because the claim was taking so long 10 weeks. There was a small dent on the subframe which was replaced & since I skidded there is a flat spot on the n/s front tyre which I am trying to get the insurance to replace. Anyway my argument with the ins.…
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2nd car short term insurance
Hi Any ideas how to get the cheapest short term insurance for a second car? Basically we have bought a small car from a relative and want it for our son. We need to drive it home and work on it for three months then he will take it over. We don't want to pay for a year if we can help it. Our main car is with MoreThan…
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swinton house insurance
:eek:does acedental damage claim afect your no claims?
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Saga car insurance
I have got a fairly good quote for my car insurance from Saga, does any one know if there is cash back on any cash back sites? Thanks in advance
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Confused with NCD Protection
Hi, received my renewal quote from Halifax, £652.79, buildings and contents, with 40% NCD protection. In May 2005 we made a claim for a burst water pipe. We're looking around for another provider as I feel this is too expensive, but they all ask if we've made a claim within the last five years, to which I've answered…
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Tenants in Common Life Insurance
Hello all, My life partner and I (not married) have a mortgage together and we are Tenants in Common (50% each). My question is about our life insurance. If one of us dies, will the life insurance automaticly pay off the half of the mortgage of the surviving partner, (as well as the deceased?) Or does it have to be…
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camper van insurance
Does anyone know of a good insurance company that will insure vans which have been converted to campers?
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Car Insurance claim......quite long post!
I'm with Churchill and on the 3st Jan at around 2:30pm, my neighbour reversed out of his driveway straight into my car which I had parked 5 minutes earlier across the road. As I had just sat down for my dinner and was loking straight out of the window, I saw the collision. He had the decency to stop and I got his insurance…
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Small Business Insurance.
I want to be able to bake/cook in my home kitchen and sell the produce to local shops. Does anyone know of any good insurance deals? Thanks.
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who can insure us
Last year our insurer decided to cancell our home content insurance policy due to disagreements and issues are still outstanding. You can imagine no one would insurer us. However we did get insured by brocker at a crazy price. Our policy is now due for renewal and we now have 1 year non claim. Having searched on web site…
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Advice needed about my rights regarding a 50/50 claim please
In November of last year I was involved in a crash on a roundabout. Both insurance companies initially decided on a 50/50 liability, though the third party were not happy with this any wanted to go to court. As my excess was £500 on the car I decided to pay for the repairs doing out of my own pocket. In court the judge…
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Gap Insurance Advice Needed.... Thanks :)
Hello, I bought a Fiat Panda 2008 from a VAT registered dealer today and picking it up tomorrow. I bought the car for £4990 and it still has until July 2011 Fiat Manufacturer Warranty. I have changed my insurance to fully comp etc. They offered me GAP insurance for 5 years at £200. I new i would get it cheaper, the finance…
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Ambulance chasers on telly now!
Just watching dispatches on ch4. Scams claims and compensation. The Star Trek mad solicitor says he is hurt when he's called an ambulance chaser, yet he's just took over 5k in costs for a kid stubbing his toe in a playground, and is now trying to sue for a man cutting himself shaving. You just couldn't make it up:eek:
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PHI and MPPI and CI ???? order of importance,?
Hello all Basically im 31 self employed and am about to buy an house with partner and baby,. From the research ive done. Is it a good idea to have PHI and ONLY the uneployemnt side of MPPI,? As this only lass 12months anyway. Definateley life assurance for the both of us? and only CI cover if i can afford it? So in ordr of…