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Owning two houses
Would like some thoughts if possible from anyone regarding the future of the housing market. I own my house outright and i am toying with the idea of purchasing a second property for investment. I have a gut feeling that in the very near future, local authorities(Government) will target all those with second homes by…
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Property Auctions
I'm struggling to sell my house and have been informed by my very disinterested agent that the market above 250k is dead in the area. As such, I am considering alternatives and someone mentioned selling the property through an auction. Have any of you experienced either buying or selling through an auction? Is there…
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Reminder: buying a house is a financial decision
Thought it appropriate to give that reminder given some of the things I've read and heard about the housing market lately. Actually, I think the cliche about buying a house being a lifestyle decision rather than a financial one has been around for years. But lately - perhaps because of all the conflicting info that we read…
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Prudent Graduate seeks advice on Property
Hello all, After a fair slog, I've finally made it out of university, clutching my 2.1 with pride. I've only been working for 6 months, but I'm on a reasonable salary, living at home with my parents (Minimal rent! No bills! hooray!) and I'm eager to get a foot on the property ladder a.s.a.p. I'm fairly prudent with my…
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Who owns a particular property
Hi, I am really finding it hard to get a foot on the property ladder, and have watched some home improvement shows and stuff where they purchase run down properties and spend like 20K on them to modernise them, then they are great cheap houses to live in or sell. I think I would enjoy the challenge of this and know a great…
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eastendannie
Hi, hope someone can help me. Hope I am in the correct forum. I inherited half a house in London, the other half having been inherited by my sister, who lives in another country. Anyway, she has agreed for me to buy her out and I will need to raise the money to do this. Does anyone have any ideas about how I can raise the…
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Can I change Estate Agents??
Hi I have had my house up for sale for a few weeks and I know I/m impatient but I have only had one viewing - I have seen a house I want to buy but obviously can/t do anything until I sell mine! The Estate Agent who has my property sold it in three days last year but the market has changed and I am a little concerened that…
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One account - help me work this out
Maybe I could work this out if it wasn't late in the evening, but I'm struggling. I'm trying to work out whether an offset mortgage might be a good idea in this circumstance: My mortgage consists of the initial loan and a further advance of 30k. The further advance is on a fixed rate with 2 years to run and repayment fees…
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Ground RENT/APPARTMENTS
Hi thinking about buying a 2 bedroom appartment in the city. Ground rent is £1000 a year, and a 999 year lease. Is this Rent likely to ever go up ? will it still be only £1000 in 999 years time? or would it be liable for rent review? I have no problems about paying this as it pays for the insurance of the building and…
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Right of way covenant
We have seen a property we really like which a right of way covenant over next doors land. The property next door has a drive onto the main road, the property we are interested in has a right of way covenant for entry into and out of the premises using this drive (i.e there is no other way to get to the main road on foot…
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Removal costs
I'm in the process of getting some quotes on how much it would cost for removals of stuff our of my house as I'm moving in a few weeks. Could anyone give me a guideline of how much it should cost and any recommendations of firms to use? I'm quite happy to pack all my stuff myself (don't own very much thats breakable) but…
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property query
well i believe ti to be the right section but feel free to move if not i hope i can get soem replies as i woul really lik to pass this info on to a mate who asked me for this info i havent told him that i would be putting this info on a forum but im not going to mention names heres the situation my mate has been livign at…
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How to make some money from moving home tips
This maybe be obvious to alot of peole but i'll post my expericences so far! I am going to be moving in the near future and when i researched all the charges involved i was quite taken back, so to lessen the blow I thought about all the junk in the attic and contents laying around the home that I really did not need or…
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People who get greedy.
A family I know bought a house about a year ago. On the face of it iwas a lovely house, but has since shown several faults. They could not afford it and took out a self certified mortgage and lied about their earnings. Six months later they were grumbling about having dificulty with paying the mortgage. Now they are…
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Hornsey / Archway???
I am thinking of buying my first flat in Hornsey / Archway area. Can I have some views please? I am not familiar with the area at all and don't know if I should avoid it or jump at the chance of living area...Help...Please...
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George Wimpey New Homes..financial advisors
I have just reserved a house with George Wimpey and the sales rep is insisting i have to get a mortgage via there Independent Financial Advisor (New Homes). I have my own IFA and want to use them instead as they i have a strong relationship and they are aware of my investments, savings, outgoings etc. The George Wimpey…
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do housing associations buy houses?
i have a house which i would like to sell on.it is a back to back terrace currently let out to students. i am wondering if housing assciations buy houses off the public for their own tenants. any thoughts welcome Yoshii
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Check House Prices
HERE Tried a search and couldnt find it listed - hope it helps people :)
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Release capital from house
I wonder if anyone would be able to help me out with some advice. My in-laws have recently paid off their mortgage on a house worth about £450K. My sister-in law and her husband are currently in rented accomodation and are looking to buy a house but have no deposit to put down. They have heard of a scheme where my in-laws…
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Conveyancing costs for buying a £150k freehold 3-bed semi?
Just to follow up on my reply re solicitors and deposits. ;) What is the likely conveyancing fee for a FTB getting a freehold 3-bed semi worth £150k? It's a repossessed property so that maybe less straightforward.