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Estate agents!
We are havig 6 different estate agents coming around to price our current property in the next week and i want to have to hand a list of questions i should ask them, any advice on the questions i should be asking apart from there commision, percentage or fixed rate? I want to be prepared so we can decide :) Thanks again
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tax rebate
My boyfriend wants to sell his house. He lives with me and has been renting his old house out for sometime. He has had to do a lot of renovating since the tennant moved out, new bathroom, windows etc. someone has mentioned to him about a tax rebate on work done. I this true. i phoned inland revenue and they were not very…
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Ground rent. £450 a MONTH? what do you pay?
I am in the process of buying a house. £120k 2 bed semi. I have got my valuation back from Bristol and West. The property is Leasehold it has 954 years left. Under that it says ground rent £450 !! Surely this cant be yearly? Or is it likely to be divided by the 1000 year lease making it 0.45p a year? What do you pay ground…
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home owning or letting??
Hi Could anyone give me their opinion on my situation. I bought a 3 bed semi in Nov 2003. The place needs a complete face lift. Although I live by myself and do not really think I need all this space at the minute. So my idea is to cut my monthly outgoings by renting a room at my parents place and letting my house out. I…
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Buying your freehold
This is my first post so I hope its in the right place. Apologies if its not. My wife and I have just borrowed some extra money on our mortgage to pay for an extension. The builders are due in at the end of the month and as yet I have not informed the people we pay ground rent to (currently less than £4 a year) that we are…
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Second Charges On Property
A freinds of mines step father helped her buy a home some 15 years ago but was put on the legal documents as a second charge on the property. He recently passed away, what happens to the second charge on the mortgage, is it now defunct ?
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mortgage information
Having nosied at https://www.nethouseprices.com to see what price houses have sold for, I was interested to hear that it is possible to find out the amount of mortgage held on a property but don't know where to find this...is it some kind of trade secret to keep us nosey parkers away? Lets face it, if the media can find…
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House buying and that feeling of poverty
Just done the sums for the next house move and have found that we are going to be well and truly broke when we do finally get the house we're looking for. The last time I was this broke was when I bought my first house (8 years ago). I'd like like to find out whether this is pretty common or do others leave plenty of money…
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help
Hi, am in need of some advice as my head is spinning. Here goes: We are wanting to move to a house which is on the market at £5000 more than ours. Current mortgage with B&B @ 0.65% off their SVBR until 01/04/07 so currently 6.19%. No ties after this. Redemptions - 3% of balance repaid before 01/04/05 2 % upto 01/04/06 1 %…
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Landlord help required - Insurance
Hi I have recently purchased a buy to let flat. I am starting to get everything arranged such as tenancy agreements etc. Does anyone that currently has any buy to let property have any good advice or links to good websites? Also - What are your thoughts/experience on insurance? Do you simply have a buildings insurance…
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To sell or not to sell?
Hi Everyone, I'm not really sure what to do. My husband has given up his day job to do his own business full-time and I'm a stay at home Mum with 3 young children and I also do admin for the business. We have a house which was valued nearly a year ago at £300k and a mortgage of about £135k. Obviously we have lost our…
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House purchase in France, whats my best bet for.depositing money in the interim
"Greetings fellow travellers", I'm looking for some sound advice. I am currently selling my property in the uk for approx 200k, with the intention of moving to France as soon as I can find a suitable replacement, we are probably talking on a 6-8month period between selling and repurchasing. The advice I need is , are there…
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Leaving the house empty and keeping costs low?
Hi, I'm in the process of buying a house (contracts to be exchanged in the next week or so) and I won't be moving in until September or October (travelling abroad). I am concerned at the fact that I will be leaving the house empty until the day I move in and keeping costs low? In view of the fact that there are no…
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Property Auctions
Hi all, I have been using this site to find property at auction. It might have been mentioned before forgive me if it has but you can search through up and coming auctions go through previous auctions via the auctioners website. Most auction catalogues are downloadable and there are still some bargains out there at £20K .…
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moral dilema
We have had an offer of 180k for our house, 10k under the asking price (but nothing to sell), having lost a buyer just before xmas we decided to continue marketing the property until we felt secure that the buyer would proceed, i.e arranged the survey and finances arranged. the offer was made on the 17th and they were due…
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Which new house company
Hi all, I have been looking at new and old houses recently, since i have done a lot of work on my current house I don't fancy having to go through all that again, especially with our new baby daughter! I like the idea of buying a new house so it's built to spec and to be honest the price compared to existing houses of…
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How Much A House Actually Sold For
There was a web site mentioned recently on moneysupermarket.com where one could actually find out just how much a particular property in a particular street/area had actually sold for. I have mislaid this web site and would appreciate someone letting me know the web site address as soon as possible. Thanking all in…
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Buy to let Property Company
Hi Everyone I'm after some general advice. I am in the process of purchasing my second property (I currently live in my first property). The new property is a flat which I will be letting on AST. I obviously have done all the maths for rental income, and having to cover the mortgage if I am without tenants for a number of…
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Will I ever be able to get a mortgage?
Myself and my husband had our house repossessed 15 years ago. Since then we have been living abroad. We have been back in England for a year and we are renting a house. The problem is our rent is £700 a month plus £120 council tax. We can manage on our wages but cannot really save much. Even flats where we are (Kent) are…
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Property video wanted
I am looking for a couple of videos of property in the U.K. just a general tour of an average house. Video must be in wmv, mpeg, avi or jpg format, dont worry about compressing etc. We are incorporating video onto our free property for sale website and need to do some testing before going live. Please leave me a private…