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Elderly widowed mother and IHT planning strategies?
Hello all. I posted several questions over the past couple of months relating to IHT & Probate following my father's death in November. And I am extremely grateful for all the replies received by Forumites. These helped me to navigate my way through the IHT and Probate process without having to involve solicitors or…
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First time Help Needed/ Bit Of A Mess
Hi all, hoping for some advice please. Background history Parent A haven't seen for 30 odd years Parent B bought own house after splitting. After some time remarried Parent B has passed away approx 2 months ago. Getting no information from current partner. Don't know if tell once has been done, banks informed etc. Partner…
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Which bank is best for an Executor account with 3 names on the account
Hello I have tried to open an executor account for myself, father and sister with Halifax. Halifax only allow 2 names on the account. Which bank permit 3 people names on the account (we need this to execute sale of property) and are helpful and make the process simple? Thanks in advance for your advice.
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Probate - how long?
Hi, I know it's been asked before but on this cold and wet afternoon I've nothing else to do but think..... Probate submitted end of June, straightforward, just bank accounts, how long can it reasonably take? Apologies again for repetition, just wanted to hear some real experiences (recently) thanks
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House clearance
House clearance to prepare a house for sale after a death in the family is a minefield and an almost impossible for any of us to manage through the pain and fog of grief. It's a horrible experience when not done with care but its not something I've heard peope talk about here. I've just seen a video by the company…
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Probate, POA and Executors
Hi My mother in law has just passed away at 94 and my wife has joint POA for financial and health and property with her sister and they are both named sole beneficiaries and executors in the will She owns a house but has minimal other assets and approx £3000 in a current account which will disappear when her liabilities…
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How to go about updating a will
My wife and I had our will drawn up by a solicitor in 2018, but we'd like to make a change - specifically regarding the guardianship of our children if we both die. Is that something that could be dealt with in a codicil, or does it mean a whole new will? My wife has also changed her surname since the original will was…
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IHT Probate and excepted estates
I am hoping you can advise Mother passed away 2023 will left all to her husband. 300k house jointly owned and father also has 110k in normal bank account and 12k in shares. Gifts may be below allowances. We will have to go through 7 years statements and bank stubs to check. We had to use our Amazon for all needs and goods…
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Confirmation Scotland (C1) and transfer of Nil Rate Band from predeceased spouse.
I am currently completing the C1 for my late Mum's Estate and we wish to make use of the full NRB which is available from my Dad - as her pre deceased spouse. He passed June 2023. I have checked using the gov.uk website calculator and there is no tax to pay on mums estate. It is an excepted estate. At Q21 and Q22 of the C1…
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Lodger died with almost no assets
My friend's brother has just died. He's a lodger in someone else's house. He didn't have much and I think his landlady has already picked over his stuff (she took his booze and cigarettes while he was still lying dead in his bed.) From what we've read, his rent might still be due. My question is this. How is she supposed…
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Probate delays and risk of losing property sale - any remedy?
Hi, we applied for probate for mum's estate (second death) in early August. In Sept they requested additional info which we submitted on Sept 26th. They won't give us any sort of insight into where it is in the process, whether there's an issue or what the general timeline is. This is a problem because Mum had actually put…
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Reporting a Simple Estate to HMRC
Hi all, I'm a rare poster as the answers I need are usually easy to find on here, but some extra clarification on this would put my mind at rest. Mum died last summer, and had let out her home whilst battling cancer. Probate's granted and as executor I'd like to tie in reporting the simple estate with the tax year end and…
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Do I have a valid complaint against pension provider?
Hi all - my FIL died suddenly Sept 2025 but thankfully had everything 'sorted out': all pension beneficiaries specified, wills, etc. My wife is executor, we have had probate etc However for some reason he had a very small pension pot (under £5k!) with Fidelity and the process has been long-winded. 16 page form to fill out,…
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Death of a father, married with young children and debts
Hello, I would be very grateful if anyone can offer any advice or
help to us following the sudden death of our brother-in-law. He passed away unexpectedly at the beginning of December at
the age of 38, he leaves behind his wife and three young children (4,10,14). There
is no Will in place. I am trying to help as much as I…
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LPA
I am assisting my Mother with writing her LPA. She wants myself and 2 siblings to be attorneys. Can siblings witness each others signatures ?
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Claiming deceased spouse IHT relief
Hi, I am trying to get my head around IHT especially any unused relief from my deceased wife (Nov 2021)She left everything to me, so no IHT relief used. I now read that I should have claimed her relief within 2 years of her death. My estate, currently possibly £700,000, will be left to my 2 sons. Will they have to pay IHT?…
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C1 Confirmation in Scotland
I have completed the C1 document and the net estate is less than £300k and not liable for IHT. Q1. I have noted £8k of family cash gifts on the C1 in boxes 23, 24 and 25. (Boxes 9, 11, 15 plus inventory are all £8k less) Do I need to note an expanation / breakdown of the cash gifts on the C1 or any other document to…
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C1 Grant of conformation help
My Mum recently passed away and I am trying to help my Dad save money in solicitors fees by completing the C1 form for Grant of conformation. My Mum had several cash ISA accounts in her name and one of them is requesting grant of conformation. They have a joint will and the property has a survivorship clause, and…
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Will / trust
My dad has recently passed away and I am confused about the will. Mum and dad had mirror wills. They were tenants in common. Mum died in 2018 and left her share of the home in trust for 3 daughters (all over 18 / left home) with dad having a life interest to remain living in the property. Her residuary estate passed to…
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Deed of Variation
My father recently passed away.My sister and I are both executors to the will. We would both like to make a deed of variation to pass our entitlement to his cash to my niece and nephew (My sisters children). Can anybody point me in the direction of a form we could use to do this? Would we need 2 forms or just one?When we…
