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MSE Forum poll: Is dynamic pricing a good or bad thing?
Some services (Uber, for example) have a dynamic pricing system, raising prices on the fly when demand is higher and reducing them when demand is lower. It's a double-edged sword, but it can mean getting a cheaper deal if you've found yourself buying/booking when there's a lull in customers. On the whole, how do you feel…
Forum performance issues - thanks for your patience
Hi everyone, We know the Forum’s performance has been sub-optimal over the last few weeks, and for that we can only apologise. The site’s been experiencing stability issues, resulting in the ‘Gateway Timeout’ messages you may have seen. The Cloudflare ‘Verifying you’re human’ checks have been temporarily put in place at…
NEW FEATURE: Get sent trending Forum threads by email
Hello fantastic Forumites! We're excited to announce a new feature that has recently gone live on the Forum for all our users - a regular round-up of trending Forum threads delivered straight to your email inbox! Simply head to your Notification Preferences, scroll down to Email Digest, et voilà! You can choose to receive…
Forum Ambassadors list 2025/2026
Here you’ll find the full list of Ambassadors and Senior Ambassadors (SA) across the various Forum boards. Senior Ambassadors and Ambassadors are there to support on certain boards. But if you have a question or query on any of the boards, you can always email forumteam@moneysavingexpert.com. BOARD AMBASSADOR(S)…
Forum Highlights 11th July: Badgers, basil & beetroot
Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
Forum Highlights 4th July: Tablets, budgeting tips & tackling weeds
If your menu planning needs a boost, the MSE Forum community can help with budgeting tips for your supermarket shop, motivation to make the most of what's already in the cupboard and pictures of tasty low-cost meals cooked up by fellow MoneySavers. Read the full blog post Seen something on the Forum we should include in…
MSE Forum poll: Have you already booked a summer holiday?
Cultured city break? All-inclusive with the kids? Exploring the countryside? With the smell of sunscreen in the air, many people's thoughts turn to a summer getaway. Have you already sorted your plans, still seeking inspiration, or looking to nab a last minute deal? Let us know below!
Forum Highlights 20th June: Fishing, flight snacks & flogging your books
It may have been a hot week, but when you need cool-headed MoneySaving wisdom, the MSE Forum is the place to turn. Let's explore what Forumites have been talking about this week. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
Forum Highlights 13th June: Pasta pots, pet-sitting & planning a cruise
Whether it's making the most of surplus food you've bought cheaply or planning an expensive river cruise, the MSE Forum is a great place to come for MoneySaving wisdom. Read on for some of the week's highlights. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
MSE Forum poll: Would you have a microchip installed in your hand to pay for things?
From chip and pin to contactless to tapping your phone on a card reader, the ways we're able to carry out transactions are always evolving. Some people have even had a chip implanted in their hand that lets them pay for things. At the very least, it would potentially mean one less thing to carry with you (and lose!). Would…
Forum Highlights 6th June: Shoes, singing & solar panels
What's the best charity shop bargain you've picked up? The MSE Forum is a great place to share your success stories. Let's explore some of the recent highlights from our MoneySaving community. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
MSE Forum poll: Have you cancelled a subscription or membership this year?
Subscriptions and memberships are often one of the first things to go when people think about tightening their belts, and given the sheer number of them available (and the ease of signing up) the costs can quickly add up. Have you cancelled one since the start of 2025?
Forum Highlights 30th May: Second cars, secret fares & simple TVs
Whether it's a frugal family excursion to France or a once-in-a-lifetime trip to Florida's theme parks, you'll find MoneySaving wisdom to aid your travel plans on the MSE Forum. Read on for more of the week's highlights from our online community. Seen something on the Forum we should include in next week's highlights blog?…
MSE Forum poll: What do you tend to do if an ATM charges you to withdraw money?
You're out and about, you're looking to get some cash out, the first ATM you find charges you a fee to withdraw...what are you most likely to do in this situation?
Forum Highlights 23rd May: hobs, homes & Highland cows
Making choices for the long term has been one of this week's themes on the MSE Forum. Let's explore some of this week's highlights from our MoneySaving community. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread. (Yes I know today is 22 May, but we're getting ahead of…
MSE Forum poll: Have you made a will?
Thinking about one's own mortality isn't necessarily the most fun subject, but making a will can help you plan for what happens to your money and property when you pass away. Still, it can sometimes be one of those things that we put off for various reasons, and even those who've made one can neglect to keep them up to…
Update: New Read-Only Board for Coronavirus and Debate House Prices & the Economy
Hi everyone, We've made a small reorganisation to help keep the forum tidy and easier to navigate. The 'Coronavirus' boards have now been merged into a single board, which is now closed to new posts. Alongside this, the 'Debate House Prices & the Economy' board has also been moved. Both boards are now located under a new…
New MSE Links Section – Helping you find the best MoneySaving guides and tools
Hi everyone, We’ve just added a new area at the top of most boards to show MSE Links This new section highlights some of the most useful guides, tools, and resources that MSE has to offer. Some of you, who've been around a while, might remember the older version - a much larger section with lots of links to helpful…
Forum Highlights 16th May: Laundry, lodgers & allotments
With not much rain for most of the UK over the past few weeks, MoneySavers are wondering how best to tend their gardens. Keep reading for more on that and the rest of the latest MSE Forum highlights Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
MSE Forum poll: Do you find it easier to spend less when paying by card or cash?
Some people say that using notes and coins helps them to keep better track of their spending, but others reckon that a card is the best way to stop splurging. What works best for you?
Forum Highlights 9th May: Lawnmowers, leather & living in a bungalow
It's been a busy week on the MSE Forum, with MoneySaving questions about home and garden appliances, travel plans and upcycling coming thick and fast. Let's explore some of this week's highlights. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
MSE Forum poll: Have you ever asked an employer for a pay rise?
Among all of the employment advice out there, one nugget that crops up every now and then is the brave suggestion that you should simply ask your employer for a pay rise if you haven't had one for a while and think you deserve it. It's a bold move, so we're interested to see how many of you have ever actually attempted it…
Forum Highlights 2nd May: Central heating, civil partnerships & cordless cleaners
Each week brings a new array of MoneySaving queries, dilemmas and success stories to the MSE Forum. Let's explore some of the cream of this week's crop. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
MSE Forum poll: When going into a coffee shop etc just to use the loo, do you buy something?
At one point or another many of us have been caught short while out and about, so it can be a relief to find a nearby pub or café with a toilet. While there are occasionally establishments that stipulate their lavatory is for 'paying customers only', many often don't. Do you feel obliged to make a purchase, or just use the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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