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Financial Education in Schools
I’m currently a secondary school student in the UK who has produced a report on financial education in schools which has today been featured in The Times. Obviously financial education is a very pertinent issue on MSE and is something I have become passionate about recently too. What does everyone think?…
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Cost of living and profit
I don't know where this belongs, it's a question............I left school at 15 so not as clever as you lot so I have a question..... There is a cost of living crisis because everything is going up so the government is going to raise the interest rate to try to control it. But it's going up because the makers of stuff (or…
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Online Safety Bill
Couldn't see any discussion on this. I’d appreciate your thoughts on the online safety bill - specifically the open letter below... https://blog.whatsapp.com/an-open-letter There isn’t a way to change it in just one part of the world so we may end up having WhatsApp blocked.. Some countries have chosen to block it such as…
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Local bank closing
After watching recent videos on a YouTube channel it was inevitable that my local bank branch is closing in July and although I don't go in there much is was just nice to have a branch around the corner from not just me but a lot of oap's used this as well, so now I/we have to go into the city centre to do any over the…
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Credit Reference Agencies NEED greater Independent control.
They are a Law unto themselves and consistently stonewall any corrections that they are made aware of. Are any of you having similar issues? Let's get together. There is strength in numbers. I have had enough. I am looking to sue them and demand compensation. Let me explain:- I have major issues with all four Credit…
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Make energy suppliers pay interest on Direct Debit monies in accounts
Recently had struggle with my energy supplier to refund me back some of excessive monies in my account in the end had £500 refunded back still leaving plenty with future DD’s to cover next bills. Got me thinking of how much money energy supplier companies are holding in peoples accounts must be billions and the money they…
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PAYG charges levelled
So thats a great result and its interesting to see how some energy companies are now promoting PAYG meters as an optiontional method of payment for supply. I pay my bill monthly by card payment. I would now like to see users like me charged at a level rate too. We pay a premium on each unit used for this I believe this…
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Petition inquiry into private parking industry conduct and practices
This industry refuses to acknowledge and accept responsilbity for their past and present failings and continues to cause misery and financial difficulties for many motorists. Please support my petition if you agree Many thanks petition.parliament.uk/petitions/621695Hold a public inquiry into the private parking industry's…
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MSE News: BNPL regulation confirmed – but vital protections still won't be in place for months
Draft laws which will bring buy now, pay later services into regulation and give borrowers crucial rights and protections, have today (14 February) been published by the Government. But the new rules, which will be overseen by the Financial Conduct Authority, won't come into effect for at least several months. Read the…
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Stop government using the words "Low Income" when referring to benefits & financial support schemes
Irrespective of who's in power (a Labour or Conservative government), the politicians have a canny knack of overstating their announcements and declarations (though i feel their not as bad as the media who sensationalise everything to help increase their readership and their advertising profits - the dirty beggars).…
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Prescription charges
I've just been reading an article of Martin's about prescription charges and it has raised a question again in my mind. This is not about me, I'm of an age where I don't pay for prescriptions but I just cannot understand how English residents accept paying for prescriptions when no other part of the United Kingdom pays for…
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Appliances Direct
Has anyone had order/delivery issues with Appliances Direct recently? I ordered dehumidifier on 15th which was sold as "in stock" for delivery on 23rd December but when I checked on 22nd to confirm delivery details, it comes up as out of stock and due 28th December. That said they're advertising on their website on 24th as…
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Why do we stick with % pay increases?
Why do we stick with % pay increases? Does this not mean that the rich get richer and the poor get poor #% increase of 100, 000 is surely going further way from an income #% increase on 10,000 Why is not everyone just gets a flat rate i.e. £100 increase to all Or is my maths just very bad
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Get the Bank of England on TV?
Hi Guys, I'm not 100% sure where to post this, but I thought I'd start here and see what you thought. Personally, I would like to start a campaign to get the Bank of England on TV once a week during this cost of living crisis to get them to stand up and explain the decisions that they're making - in the same way that the…
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DVLA - Road Tax - Feeling Swindled
Today is 22nd September. I picked up a (new to me) vehicle. The dealer had taxed it for me earlier in the day, however, the start date for road tax is 1st September. DVLA don't have systems set up to deal with daily entries. I think this is ludicrous in this day and age when computers should be able to facilitate this…
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Missold Electricity
We were on a Green Tariff where we paid extra to support renewable energy on the basis our electricity was from a renewable source. Were we missold? Was this just marketing green wash crap? Was anyone on one of these when that company went bust because of wholesale prices went up? Surely renewable sources as sold are not…
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Can Building Control be held responsible for subsidence?
Hello, Long story short... We (a small building company) erected a porch, through a local authority, back in 2018. There was an existing upvc one there already which we dismantled. We informed building control, they came and inspected the foundations/slab that was already there, and told us than rather excavating and…
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Refund from Shyster Site
I needed an ETA for Canada. I’ve done them before and so entered “Canada ETA” into Google and inadvertently selected a Shyster Site (Evisa Express), rather than the Canadian Government site. I filled in what looked like the familiar questions on the familiar looking form and entered my credit card details. It was only…
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Amazon Prime More Expensive in UK than Europe's Sites ???
Just would like to inform everyone Tha Amazon treats British members with contempt . Price of UK Amazon Prime £75 to £94 Spain members from 36 EUROS to 49 EUROS . I have just received my bill from Amazon. This is pure contempt for British members at a time of credit crisis . Would like the Trillion dollar company AMAZON to…
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Coming off the grid. What if 1 million households stopped taking gas and electric from October?
Could you live without mains electricity or gas? I’m thinking I could live using 12v or 5v battery storage and use a log burner for heat. Having saved £3400 a year on electric and gas supply, could we all cease taking Ofgem provided energy service. Go back to my grand parents time when you rented your battery from the…
