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£6.35 Charge Natwest
Hi, Don't know if I've posted this in the right place. I have logged into my natwest today and have found I have had a bank charge for £6.35. It doesn't say what the charge is for, I have not been overdrawn so have no idea what this charge is for. Does anyone have any idea? Thanks Lyn
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New Barclays Account
Hi I recently applied for a new current account with Barclays and after my online application was told I would receive a decision in 4 days. 4 days later I get a letter saying I need to go into a branch with my passport and proof of address - fine. But does this mean they have done their checks and my account will be…
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BACS Question
I recenty moved a significant sum from a matured fixed term bond to my current account at another bank. A quick calculation suggested it was not quite worth the CHAPS fee so I used the free BACS. Interestingly I was phoned on Friday by the current acc bank to say that they had spotted that this money was "on its way".…
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Halifax - how long will they give you credit?
Don't really want credit, but just out of interest, how long do you need to manage your account with Halifax current accounts, until they give your overdraft (update your overdraft) or a credit card. And how do they give you credit do you need to apply? I only just got my first current account with them (yes, I am…
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Current Account interest rates slashed to 0%
Apparently HSBC have done this as thats what its customers wanted or so my friend told me. :rotfl: I was laughing so much I thought I'd rub his nose in it and show him that my Nationwide current account is actually paying ... ... also 0% as of today! Well thanks for the notice. I have noticed however that my old Lloyds…
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abbey account
hello i filled in an online application for a current account with abbey i ticked the box that said if i did not qualify for the current account they would open a basic account i have recived an email saying they have opend an account for me but it does not state which account they have opened tried ringing them all day…
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A & L Premier Current Account and £100
I was told in the A & L branch that if someone will refer me to open account (to get £25 each) I will not be eligible for a £100 when opening Premier Current Account. I couldn’t find anything about that in terms and conditions. Does anyone know more about it?
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WARNING - Exeter / DEVON Cash Machines (ATMs)
If you've used an ATM in Exeter or in the County check your statments: "Officers have seized the device used to steal bank card details — but warn cashpoints across the county may have already been hit." Article click here: There is one small piece of misinformation in the article: ""Because most cards are chip and pin in…
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Opening a US bank account.
I used to live and work in the US, but closed the account when I moved home to the UK. I'd like to reopen one as I visit the states at least 2 - 3 times a month and think it would be a good option. Anyone know the best way of opening one - can it be done online, or would I have to go into a branch. I have a US social…
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Problem with the account??
Hi Guys, I have a Lloyds account, usually I pay my rent through this account by a standing order. Yesterday I cancelled the standing order because I am going to pay the amount through a different way. Also I must stress there is no money in this account as I have maxed it to the overdraft, so the balance is at NIL. When I…
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Current account for a 2yo
I have recently split up with my ds father. I am now in the process of trying to get maintenance paid to me. We have decided not to go down the csa route. (Both of us working so no benefit fraud or anything like that) But I don't want him to pay straight into my account. I'm in the process of changing my bank details and I…
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First Direct - Statement Folders / Cheque Book Holders etc
Does anyone know the official line on whether they provide these items on request? A reply to a secure message I sent says they provide statement folders, cheque book holders, and card wallets on request, but they must be ordered through internet banking's "order items" link - which doesn't offer any of the items... ...on…
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Electronic transfer
We all know that cheques can bounce even after they appear to have cleared and sometimes a long time later. Are electronic transfers safe in can they be cancelled after the event and if so does anyone know how long after they can be reversed?
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Can we set up a joint account online?
Hi All, Partner and I have recently bought a house together. Before we get all direct debits set up in our own current account, we wanted to get a joint account to pay £X in each month, then set up all the direct debits for household bills to come out of that. However, my partner works weird hours. Anyone know of anywhere…
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Bank account problem
Hello im new here and i just wanted to ask if anyone had any idea of how i can open a bank account when i havent got any ID with my picture on it.The bank said it HAS to be photo ID, but i dont have anything. anyone got any ideas e mail me [EMAIL="tootsie21@btinternet.com"]tootsie21@btinternet.com[/EMAIL]
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stopping direct debit
Does anyone know how long it takes to stop a direct debit, i stopped a direct debit online with alliance and leicester the day before it was due, so not to incurr a charge as i didn't have the funds, i did advise the organisation of this, as i would set up another one but the next day it went out and then back in my…
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Debit Card used ?
For some reason while checking my bank statement, there seems to be £60 taken out for a company ive never heard off or dealt with. I feel this has been done fraudulently as my laptop and wallet were stolen on a train last week What can I do as I cant get a charge back like a debit card. I would seem someone has used my…
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BOS account query
Hi all, I graduated in 2004 and since then have somehow managed to keep a 0% overdraft facility on my BOS current account. My current limit is £750. I have visited my branch twice since graduation to confirm that I am no longer entitled to the 0% overdraft facility. However, for whatever reason (I suspect just a glitch in…
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Bank cancelled my business overdraft by mistake now they want me to reapply!?!
My business account overdraft has been cancelled apparently following a meeting I had with them. This never happened. Head office say they received a memo from my branch asking for it to be cancelled. My branch have no idea about this. Anyway they have asked me to reapply for my overdraft in the mean time this leaves me…
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Halifax Visa Debit card - cheque guarantee?
Having sorted out my debt problems and got my credit rating back up to a decent level, I recently opened a Halifax high interest current account, and today I received my Visa Debit card... on the back it says "this is not a cheque guarantee card", which surprised me; I thought the Visa Debit cards were all cheque guarantee…