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Jim Rogers the UK is FINISHED !!!!!!!!!!!!!!!!!!!!!!!!
http://www.youtube.com/watch?v=XbLfje8_jgI&feature=related http://www.youtube.com/watch?v=m-Z3awCv1hQ&feature=related
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Lloyds TSB Overdraft
Hi, I am currently 17 and will be 18 on the 21st February. I want to setup an overdraft on my Lloyds TSB current account. I will want to be able to use this facility on the day of my 18th however. Is it possible for me to apply for an overdraft whilst still 17 to become active on the day of my 18th? Or will I be able to…
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Best Euro English Bank Aocount?
hi everyone, am hoping someone can help I am expecting a regular income from ireland and want to keep the amounts in euros to make life simpler for me. I dont want to use a foreign bank as i want to make sure that if the worse comes to the worst, then my money will be safe. Does anyone know how good the english euro…
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No-one will give my son an account!
My son is 20, he has a Flex cash card with Nationwide. He would like to upgrade to an account with a debit card. No-one wants to give him one. He is not earning a regular wage because he cannot get a regular job at the moment! He is just working as a labourer at the moment when there is work available. He has no credit…
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Bank Account credit interest
When recession ends, do you think banks will begin to give customers credit interest again on balances of £1 or more? Latest bank to offer no credit interest after Nationwide is Barclays.
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HELP! The Bank is destroying me & my family
The bank is charging me fees for going just a few pounds into my overdraft but I can’t afford the fee’s so therefore it makes me go further into my overdraft. So then I have no money in my account which makes me incur more charges when the bills are due. This has been a viscous circle for about 4 months now and it is…
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Halifax current account owners Experian report
Hi all, Due to reasons, Experian can't verify me, and can't be bother giving them my precious ID details. Anyways, for you Halifax Current Account owners with/without overdraft, what does it show up on your experian files? Does it only show up as current account or does it indicate credits? And how long did it show up…
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HSBC Plus - You can cancel before 12 months
Just to let others know (I've seen a few posts saying 'I can't downgrade my Plus account until the year is up), you can cancel within the year for a £13 fee. I phoned today and got my account downgraded to a standard current account for a £12.95 fee. You can only do this as long as you haven't used the breakdown cover or…
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What to do when short changed by ATM
2 weeks ago I went to draw £50 from a Barclays ATM. My account is with Citibank and there is no branch so I always use this Barclays machine on my way into town. When the money came out it was £20 short. I checked my receipt just in case I accidentally keyed in £30 but no my receipt said £50. I didn't know what to do. I…
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A bit stuck for cash for 2 months - overdraft or credit card?
Due to poor budgeting and being on holiday when I was mistakenly overpaid (and spending it all and now it is being deducted from my pay over 2 months), I know that I will need some extra cash over the next couple of months. I have never had a credit card (I just cut up my one from Halifax so I do have a credit card account…
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Alliance & Leicester twisting statements?
Hi, I have an Alliance and Leicester online current account and recently have noticed that on days where my child allowance or tax credits are deposited into my account (I use this money as Housekeeping and diesal money, money for school expenses etc, I have 6 children so these are frequent and many,lol!) that when I check…
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Halifax vs. Smile/Co-Op
Hi all, I currently bank with First Direct, I have nearly everything with them, bank account, credit card, savings, ISA etc. They are very nice on the phone but I use internet banking all of the time and can count on my hand how many times I have called them. So I am looking at switching my accounts to get something more…
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Found Cheque
Hi there this is my first post and I hope this is in the right place. Sorting out our chest of drawers this morning and I found a cheque for my oh for £160. OH had totally forgot about it. The only problem is it dates back to march 07 can we still cash it? Thank you in advance.
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free banking
I currently bank with lloyds and halifax and have a current account with both banks. I maintain credit balances each month therefore i never incur any bank charges or interest. Do you think it likely that banks will end free banking for those that keep an account in credit. if free banking did end, would they charge for…
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International Payments
Hi, I have been awaiting a payment into my account from Ireland. I gave my details such as the name of account, IBAN and BIC. The person paying the money said their bank needed my bank's address as the BIC i gave was a couple of digits out, which i found odd as sites i have visited said this wouldnt be required. My BIC…
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help with my credit history and current account
Hi, I have recently been tracking done the 'missing' data on my credit report and it turns out NATWEST my current account holder does not want to share my main account. I wanted to ask if anyone has any good ideas how I can improve my credit score for a future mortgage & loan? I keep a debt free simple life which might be…
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Who does my son shout at for being paid late?
My son has just rung me very distraught that his wages have not gone into his bank account. He is supposed to get paid on the 8th of each month but as that was yesterday he expected his wages to be there today. His company told him they had a problem with the internet (or something like that) and his wages will be there…
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Halifax Giving Money Away For Nothing, Wow
Hi every one, I needed to change my bank and out of curiosty popped into nearest Halifax. Could not believe new account they are offering from today 9.1.9. Open a REWARD CURRENT ACCOUNT and they WILL PAY YOU £5 every month providing you deposit £1000 per month into your account, even if you go overdrawn. The overdraft…
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Barclays Bank, Irresponsible banking or what!
Hi, Yesterday (5th Feb) I received my Bank Statement from Barclays, I have a simple current account, and as it is virtually inactive, but with a balance, I do not get statements last one beng this time last year, due to a last years transaction, I noticed my statement showed I was £231 overdrawn, (plus £74 of bank charges)…
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NatWest
Hi, I have had a Step Account for around 2 years, never overdrawn etc etc, and have recently opened a HSBC plus account. The Step account hasnt really been used very much at all for the last year or so, but a few days ago, i applied through internet banking to open a Full Current account. My question is this - IF i am…