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Current account suggestions please
I receive my salary of just over £1600 a month net by cheque and it is not always convenient get into town to pay it in early in the month. Are there any banks which offer a freepost paying in facility these days? My only other requirement (apart from DD and SO facilities) would be a cheque book.
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Bank account reqs £1500 a month - can I just trans in and out?
Looking at First Direct's 1st account. £100 bonus if you put in £1500 a month. I only earn £900. Can I just transfer the whole amount out to my old bank account every month, then stick it back in. Thus £1800 is actually paid in? Also does anyone know if any cashback site has First Direct. Quidco doesn't and that the only…
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(First post, long) I need budgeting advice, please help!
Hi everyone. I am a young father of one with two other kids from my girlfriends last relationship. My girlfriend and I are 30 - 29 and our 3 kids are 1, 7, and 9, and we have 3 cats. We just moved into a lovely new 3-bed rented home, the first home we have had together as a proper family. Previously we were living in…
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current or savings?which is easier?
Hi.The question is, i have quite low credit score, i'm not working anywhere at the moment, but i have quite a lot to put to the account, which one is easier to open current or savings account?Thank you
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First Direct Account Reward Offer Question
So I was reading on the main site: "New First Direct 1st account customers get a £100 bonus, earned by depositing at least £1,500 for at least three months. There's a second £100 on offer if you switch away from First Direct within a year, if you've maintained the monthly £1,500 deposits." Technically can I just pay in…
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Joint Bank Account and Divorce.
Hi all, When I was married I had a joint bank account with my former wife, the account had an overdraft facility of £6000. However, my wife withdrew £5000 from this account the very first day after we were legally divorced. The bank statement clearly shows that this (£5000) money was transferred into her separate account…
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Transfering To Halifax Reward Current Account
I wonder if anyone will be able to help. I am considering transferring my Nationwide Flex Account to take advantage of Halifax's Reward Account. I gave Halifax a call today to see if there was an interest free overdraft during the transfer between my current bank and theirs for the first month or so. I was told this was up…
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Bank messed things up lots - what can I claim from them?
Hi, I'm really just wanting some advice on what I can ask for in my compaint to Abbey. In April I called up and cancelled a standing order I had going out for a sports club. It went out again and after calling Abbey I found out it seemed their adviser had taken no action on my account. They said they had no record of my…
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Is it possible to register a second address?
I'm looking at ordering a laptop from Dell. Problem is, the block of flats where I live is a nightmare for having things delivered, as whoever built it cunning installed permanently locked gates around the building without any doorbell or intercom. Dell says they can deliver to an alternate address, but only if its…
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Not going well first direct application
We have been meaning to set up a first direct account for many years now but as we are looking for a joint bank account as we have just got married so we finally got around to applying last week. We got our paperwork signed it and popped it into the post. I have been reading some posts on here about first direct…
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Fraudulent transaction...
I've just logged into my online banking and I was massively overdrawn with a £1900 withdrawal by a name I've never heard of. Definitely 100% fraudulent. I just called my bank and they closed at 8pm. Any ideas on the best course of action? The transaction is dated today... I e-mailed the bank but no idea how soon I'd get a…
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Nationwide say I am to blame for chip and pin theft
Hi, I would really like to get some advice about appealing a decision by Nationwide not to refund the money that was taken out of my account after my bankcards were stolen. I had my wallet and phone stolen at around 2am in a bar. I was chatting to friends and clearly not paying enough attention. When I put my hand in my…
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Nationwide BS Only Offering 75.00 for Current Account Switch
http://www.nationwide.co.uk/current_account/account_benefits.htm?source=nationwide&campaign=winterevent&execution=FlexAccount_info_22122008 FlexAccount Make our FlexAccount your number one current account today Terms and Conditions:* This Offer runs from 22 December 2008 to 28 February 2009 but is limited to the first…
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Help... I'm not a fraud!
Hi all Wondering if anyone knows how long CIFAS entries stay on your credit report? I have two entries - from a genuine application from me, I might add, there's never been any fraud involved - from Halifax bank. I spoke to Experian who couldn't tell me and referred me back to the bank. Halifax bank don't keep records of…
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Faster payments FROM Yorkshire bank?
Question is no longer relevant so removed it from forum
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HSBC Debit Card Mystery
I have a HSBC Plus account. I phoned HSBC and asked for a Cheque Guarantee Card. They posted me one. I activated and all was great. I withdrew cash, it was fine, however when I went into any store/shop, it said 'Incorrect Pin' anytime I used a chip and pin. Works fine at any cash point or online though. Phoned HSBC, they…
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Please help me with dilemma of overdraft and fees on bank account
I have an Alliance and Leicester account. I have a £100 overdraft on it.I was made redundant for the second time a few months ago and am currently living on JSA £64.30 per month. I rearranged with creditors to pay them into there banks direct per month by paying cash. Meanwhile on my Alliance and Leicester account which…
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handling budget when paid 4 weekly
how the heck does anyone handle their budget when paid 4 weekly? I've just started a new job and my pay days are as follows: 4th June 2nd July 30th July (2 payments in July, not bad) 27th Aug 24th Sept 22nd Oct 19th Nov 17th Dec Now if I have a direct debit come out on say the 15th each month then there are varying numbers…
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Barclays
It appears their whole banking system has gone down . I tried to make a payment over the phone and it couldnt be authorised. On phoning the bank it appears that they can not access their systems , online banking is down and ATMs arent working either
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Offsetting Advice Please
Hi I have a personal account with A&L with a £300 o/d that I intend to place into my DMP, so obviousley I have had to open another basic bank account elsewhere to avoid offsetting. Anyway I also have a business bank account with Abbey and I am just a bit worried that with Abbey and A&L both being part of Santander that A&L…