-
Universal credit advice
Hi Newbie here Need a little help about UC. My son an I are in the process of being transfered over to Universal credits from ESA. I am pretty clued up on the process, apart for the savings part. We both are migrating from ESA, and are both disabled. My son is a non dependent. With regards to our savings, as i am the house…
-
Tax free childcare and child benefit
Recently had my first baby! My plan was for my partner to claim the child benefit as I earn just over £50k so would be subject to the tax charge, however we also plan on using the tax free childcare account when I return to work in Nov and I was going to put that in my name, can I do that or do both need to be in the same…
-
Council tax exemption
Hi, I'm asking on behalf of a friend. Her step dad has parkinson. They are pretty well off financely live in Wales, Does anyone know if the will be entitled to a reduction with there council tax, Ie. Is it means tested? Has it is at the moment they are paying full council tax They are in their 60s/ 70s Thanks
-
£0 Universal Credit Self Employed
Firstly - apologies - I have a feeling this question will have been asked many times but I haven’t been able to find a thread that matches our situation. I would appreciate some advice to help me make sense of our recent £0 award for universal credit. My husband and I run a business together. In general, we get by on a…
-
Is home considered an asset in this case?
Hi all I'm trying to help my friend who has some (hypothetical at this moment) questions around her mums finances. Mum owns her own property in own name only, in in receipt of Attendance Allowance and Pension Credit. Mum lives with a 'companion '. They have lived together 30+ years in the same property. Their finances have…
-
DWP Chasing Overpayment Incorrectly
I need advice on a situation with the DWP regarding my 90-year-old grandfather. Recently, he received letters stating he owes £16,621.99 due to overpayment from 12/11/12 to 02/10/22. This stems from a period when he was hospitalized in 2012, and my grandmother received the Underlying Carers Premium, which enabled him to…
-
No money for over 18 months
I injured my leg in September 2023 and up losing my job worked all my life for 50+ years never claimed the benefit run out of money went to the job centre wouldn’t help me Told had to wait six months cut a long story short we’re now in March 2025. Had no heating since 2023 I’ve had no income since September 2023. I’ve been…
-
Marriage allowance
after the new pension rise in April, I will be eligible for tax myself. Will this mean I can no longer give my wife my £1200 allowance or do I take it back which would mean I no longer have to pay tax or should I leave it with my wife or am I not allowed either way?
-
Anxious about news on benefit cuts
Does anyone know which benefits will be cut? My son gets pip due to epilepsy and we are worried about the news disabled people will have benefits cut. His pip was renewed last year until 2029.
-
Flexible support fund
There is no set amount of money you can be given. It depends on your situation, circumstances and needs. Could someone apply for £1000 for special clothes to get back into self employment?
-
Marginal Tax rate calculator
I built this website: https://www.marginalrates.uk/ It shows the effect of Income Tax, NI, Universal Credit withdrawal, the High-Income Child Benefit Charge, the free childcare scheme, tax-free childcare scheme, student loan repayments, pension contributions and (to an extent), Council Tax Reduction, on your take-home pay…
-
SMI
i have been getting mortgage SMI since february 2008 My SMI is 180.58 they say based on a mortgage of 59,210 . My mortgage has never been 59,210 and never will be My mortgage is 102,000. I have disputed this when the original house was bought by cash there was no mortgage then the mortgage was taken out by my husbands…
-
Missed something off original asset declaration for UC
I asked a few weeks ago about my husband owning half of his mom’s house. I found the regs which say because she is a pensioner and he doesn’t get any money from it it is disregarded for UC. We transitioned from tax credits 6 months ago and just realised my husband didn’t declare it. How do I go about putting this right? Do…
-
£0 self employed UC award
Hi I'm hoping someone can clear up my confusion that UC don't seem to understand/explain! Myself and my partner have been running our own business for a couple of years, we hit a financial issue in December. I won't go into detail but we're currently not making any money, it's very much a temporary situation but we thought…
-
Carers allowance overpayment when paid calender monthly?
Hi first post,I've been claiming carers allowance about 4 years and I also have a part time job 12.5 hours a week minimum wage (I dont claim anything else). Yesterday I noticed I hadn't been paid carers allowance so I phoned them. They say my claim was suspended as I had earned about £10 over the monthly limit. I work 12.5…
-
Are Premium Bond Winnings Classed As Earnings/Income on Universal Credit?
Hi All, Hoping to find some answers here please. I'm on Universal Credit and I have capital that is over £6000, but under £16000. I have informed universal credit about my total capital and they have deducted my benefit accordingly. Part of my capital includes savings in Premium Bonds. What I can't seem to find an answer…
-
Overpayment of Working Tax Credits
I got a letter from DWP Debt Management in Trafford claiming that I owed an overpayment of Working Tax Credit dating back THREE tax years! They have now set up an Attachment of Earnings order with my employer. I do not owe this amount, and so have emailed HMRC a Subject Access Request via their website. Is this the right…
-
Child turned 18 and UC
What kind of proof is needed that a child is staying in full time education? one child I hear started full time education but apparently had very poor attendance and I was wondering if UC finds out?
-
Proof of savings scanning bank statements
Hi We have had to take in proof of savings to the job centre before for checks and they haven’t kept a copy. They are now saying they need to scan it, can they do this? I’m worried from a financial security point of view having all account details of where savings are which anyone at the job centre and DWP can access Thanks
-
question about arrears and the £6000 limit adjusting based on arrears
I know there's a limit of £6000 cash one can own, at which point benefits get reduced somewhat. If I had £4,125 in my bank account and I get arrears of £3000 (that are disregarded in terms of effect on benefits). So then I have £7,125 in the bank account. Then that would mean that the equivalent to the £6000 limit, is now…
