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Student MoneySaving

Archives for July 2016

Is postgraduate loan a no-brainer?
I'm going to start a masters in September but I'm currently in full-time employment with a good credit history (will quit job to start study). My masters will cost just over £8000 and I was planning on applying for the full £10k postgrad loan. However the idea of paying 4.6% apr (RPI + 3%) on the loan is a bit annoying.…
student loan -
Hi, My son goes to university this September to do a 4 year course in Chemistry. We estimate that by the end of his course this will have cost him about £70 - 80k !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Hopefully when he graduates he will be able to secure a job with a decent salary. Money that he has inherited from his…
Wait till end of tax year to get refund on student loan???
i just called up SLC today. Woman goes "we cannot issue any refund unless HMRC tell us you've overpaid and that won't happen till the end of the tax year". Brilliant. So what, that's it? I have to wait until next year April to get my £500 back? my situation is i still have 6k balance to pay, but i don't care - i left my…
Utility bills conundrum
Hello. I will be moving into a house with friends for my second year at uni but have a question about paying utility bills and joint accounts. I have decided not to be part of the joint account my friends are setting up to pay for the various bills in case of default payments as I want to keep my credit history clean. If…
Santander Student Account - Railcard
Per the top student account article..... Santander 123 student account gives a free 4 year railcard but subject to conditions including ..... "You can only apply if you've an unconditional uni place, or you're already a student.". I assume therefore that the vast majority of students applying for university this September…
Postgraduate Banking
Hi there I graduated from Durham University last summer (2015). I had a student bank account with the Co-Op, which was changed into a Graduate account this year. On August 31st, this will turn into a Current account. This year, I am starting a 1 year MRes course at Nottingham University. I am taking a £10k postgraduate…
Music courses
I didn't know where to put this so if this isn't the right place can someone please move it? There is a problem with understanding what some music courses are because you can't always tell from the name what you are going to be paying for. I have raised this with a member of staff at one of the institutions that seems to…
Hi
I am new on this forum. But I was wondering if anyone of you was using any online writing services?
University Fees in Poland
How do I get help with tuition fees to study at a University in Poland??
Have your say on changes to the student loans agreement
Hi Everyone, On Monday 18 July at 4.30 pm, MPs will debate in Westminster Hall the e-petition relating to changes to the student loans agreement. The Petitions Committee invite you to share your comments on this topic with them and inform the debate. Your comments will be shared with Members taking part in the debate.…
Grant or Loan for mature student on Access course?
Morning all, I'm 33 and about to start down the path of an Access to Higher Education course with distancelearning.co.uk. I'm wondering if there are any loan or grant options available to me? I'm working full time and get paid just enough above minimum wage to be ineligible for tax credits and anything else while my…
What do you think of 2 year degrees, and easier switching courses/unis?
The Government is asking for your views on accelerated degrees, which give students the opportunity to complete a full 3 year degree in 2 years. This would mean the possibility getting a full time job sooner, and should save money spent on expenses like rent. These degrees do already exist, but there are only a few, so the…
Part time student loan funding for OU?
Hi Could anyone tell me whether there is a minimum number of credits you need to do with Open University to be eligible for the student loan funding? My friend already has a HNC in the subject he wants to study and according to the info pack should be able to do credit transfer this for 90 credits meaning he will only need…
Question
Hello everyone! Me and my boyfriend came to UK in 2013. We decided go to the university this year and applied for maintenance grant but unfortunately we're working less then 36 months (I started in October 2013, my boyfriend December 2013) so we can't apply yet for non-repayable maintenance grant. We don't have any…
help dropped out of uni after three classes they are charging me £750 for entire term
i attended university to do my pgce after attending four classes (at different points over a two month period) i dropped out as the course wasnt for me. The university said i have to pay £750 for the entire first term, student loans wont pay it as you have to be going for 3 months. I queried what legal right they had to…
Student Loan Statement
Has anyone got their Student Loan Statement for last year? I'm trying to get mine as I'm hoping to clear the remaining balance on my student loan, which I've been paying off since I graduated in 2002. 14 years to pay off £16k :(
Off to Uni in Sept. Start buying now!
My DD is now home after 3 years away and I'm selling lots of bits I bought her for uni cheap so look on work notice boards if you are packing your child off in Sept or if you are a student and packing yourself off. I am now the proud owner of 2 of the following!* slow cooker * Laundry basket * Iron * Ironing board * Shoe…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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