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Utility bills conundrum

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Hello. I will be moving into a house with friends for my second year at uni but have a question about paying utility bills and joint accounts.
I have decided not to be part of the joint account my friends are setting up to pay for the various bills in case of default payments as I want to keep my credit history clean.

If my name is listed on the utility provider's bill, and a payment has been missed, will I still be liable/blacklisted for this missed payment even though I am not part of the joint account?

Hope someone can help with an answer! Thanks.

Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Yes you will, the method of repayment is irrelevant. The simple answer is to make sure no payments are missed - it sounds like there are only two payment sources, the joint account and yourself, so it shouldn't be difficult to ensure.
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