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Student MoneySaving

Archives for May 2008

What should I do to get Railcard offer from Natwest.(I already got a student account)
I have a student account with NATWEST and now it is become "a current account". I will start my Master degree again this september. Can I just apply for student account at NATWEST again to get their freebie (i heard it will be Railcard for 5 years). Or they will not allow?!?!?!? What should I do? Should I close the current…
Student Loan Repayments not showing on statement - help!!!
I've just got my student loan statement through for the year to April 2007 and it shows my total repayments to be a big fat zero!!! This is completely wrong - I graduated in 2003 and have been making repayments since April 2004 (due to dropping out, so needed to start before everyone else!) I have always earned over the…
Council Tax Over the Summer
Hey Guys I was wondering if I would have to pay council tax over the summer? Me and my girlfriend are renting an apartment over the summer while we both work full time. My girlfriend is a full time student and will be inbetween her 2nd and 3rd year while I will be inbetween graduating from my BSc degree and starting a MSc.…
Summer work
Hello everyone, looking for fairly general advice on a few points so bear with me. I've just finished my first year as a History undergraduate, or will have in 2 weeks time, and with the summer looming I'm going to have to get some work. For money, mainly, since I have to pay rent over the summer and can barely afford that…
Halifax overdraft deadline?
i must be running out of time to pay off my halifax overdraft. does anyone know if you get a warning? or do they just start charging the arsse off me?
Graduating this year - when do banks give you a grad account?
I'm due to graduate in July... I was set to graduate last year but I took a year out, so I got a letter from my bank (Natwest) at some point last summer saying they were changing my account to a graduate one. This means less of an interest free overdraft I think, which is a problemo because I havent a job yet! Does anyone…
student + job = tax????
Hello MSE peeps. I am a student at Teesside Uni.....I am now on my summer hols. I am currently working for a recruitment agency. I am on minium wage working less than 30 hours a week. It would seem I am getting taxed...... my tax code is W1543L. As a mature student should I be getting taxed? and if so how can I go about…
how long does student overdraft last?
morning good folks. i have the max overdraft on halifax student account. ive not used it all but wondered how long it will last before it becomes interest bearing? anybody got any experience? my loan and ctc are paid into this account as well as my nhs bursary which will soon stop when i graduate(god willing) in july
Looking for Cheap Good Quality Business Cards and Leaflets
Hi Does anyone know of a good site that I can use to design my business cards and order some leaflets? I am looking for good quality and of course at a reasonable cost. There are so many out there that I don't know which one is best! Thanks J
Do you think am making the right choise? (Future Career)
Hey guys, Well as a future career I want to go in Business & Finance, maybe into Accountancy.... So i was thinking I have 2 options how I can get there & reach my dream... Option 1 Go to college and do 4 A-Levels in Accounting,Business,Economics and Mathematics and then get a Placement with one of the top accountacy firms…
cheapest way to borrow money
My daughter is just coming to the and of a five year dentistry course. She is very money saving and has tried to work as much as she can over the past 5 years despite a very heavy workload with her course. She was receiving a loan of £1600 a term but for this 5th year they have cut this to £600 a term because of an NHS…
Disabled Student Allowance
Hi there, I received a disabled student allowance grant this year and wondered if I had to have another assessment to claim funds for the next year of my course. My needs haven't changed. Any ideas how it works please?
Cheapest place for stationery?
Hi all Just wondered where the cheapest place to buy paper etc is? I go through loads, and I also use lots of 'Quink' ink for a fountain pen. It's quite expensive in WHSmiths. Can anyone recommend anywhere online? Thanks :)
worth nagging parents?
hi, i'm in my last year at school, about to go to uni. it's a private school, and altho i'm on a 75% scholarship my parents have been paying upwards of £5k/yr. this means they could afford most of the university fees, but say since the student loan is effectively interest free i may as well pay them myself. should i try to…
One student account per person?
I've read somewhere (probably on this website) that students are only supposed to open one student account but how would the banks know because Im sure there are students out there who opened more than 1 to get all the freebies :D . What would happen if you were found out?
Help - Havard refing when complicated.
Hi, Nothing to do with money saving apart from maybe helping me get a decent degree :j I have a load of refs and I dont know what order to put them in when it gets complicated... ie ... Lagerspetz, K. M. J., Björkqvist, K. & Peltonen, T. (1988). ..... and Lagerspetz, K.M.J and Bjorkqvist, K (1994) .... as the fisrt two are…
ucas?
Hi, I have put in my choices for ucas and both my prefered and my insurance require the same grades, If I get the grades can I decide to go with my insurance or do I have to stick with my prefered? Many thanks
Registering to graduate?
Do you need to do this at every university? It seems a bit odd, why would anyone not want to graduate?
Graduating student and benefits
I live on my own and completely independently and will be 25 in august. Im a nhs student so receive a bursary my final one being third friday in august. However, I finish my training on 1st August and cannot register with the health professions council and therefore start work properly until beginning of October and I…
Entitlements for graduating students
My daughter is due to graduate this summer and intends to come back home to live with us. She does not have a job but will obviously be looking for one. Does anybody know what financial assistance she/we will be entitled to?

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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