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Student MoneySaving

Archives for October 2007

Tesco Graduate scheme + telephone interview
Hya Folks I've just applied to Tesco's graduate scheme and been invited to have a phone interview, has anybody been through this processs with Tesco, and if so what type of questions will i be looking at, obviously i want to be best prepared. Is anybody currently on a Tesco scheme, if so, how is it? Cheers Steve
Dilemma: Medsim conference
Hi there everyone, i have a slight dilemma which concerns money! Back in July i booked a 3 day medical conference (Medsim) which was being held in Nottingham the cost was around £300. Anyway i attended for most part of the first day and had to leave because i was feeling unwell. please note that i left without signing out…
Graduates CV
Hi, i looked around on other forums but i couldnt find anything, please feel free to re-direct me if there's information elsewhere on the moneysaving forums. Basically i graduated with a first class degree in June in Business Information Systems. I am startin to look at graduate jobs now but the big problem is my CV, it…
SLC overpayment
Hi, Problem with the student loans company. My wifes loan was thought (and confirmed by SLC) to be paid off. She overpaid and refunded a large amount of money back to her. SLC were dreadful and didn't provide a proper statement including money paid off (replayments via inland revenue). Now 3 odd years later they have…
Can Anyone Help Me??????????????
hi this is my first time on here. i am a single parent with a five year old daughter, i am renting my house, im on income support and child tax, i am also a mature student at college doing a full time course futher education level 2 i was just wondering if anybody knows if i would be able to get any financial help i have…
Opening Nat West account
My daughter opened a Nat West student account as it was supposed to be one of the best. Since mid September she has not received an ATM card or Rail card. Anyone else had this problem? They managed to send her the credit card though??!!! Spoke to someone from Nat West and they said it should take 7-10 days. The bank branch…
Desperate Times
Hi - I am beginning to lose my rag with struggling to get by financially and really need some advice. I am a postgraduate student in Cambridge. I don't qualify for a student loan/grant and Cambridge is a damned expensive place to live. Technically as a student here I'm not allowed a job, but I've been trying to get one…
DSA application advice required.
Has anyone applied for DSA with the disability being mental health? Do the Student Finance Direct usually request a full professional report on how mental health affects study and life in Higher Ed? I have already sent them a diagnosis way back in April when I first applied for finance and they have just informed that they…
WTB Psychology Books (For Uni)
My girlfriend is at Uni and needs a few books for her course, I was just looking around for the best deals on them, here's the list: Understanding and Using Statistics in Psychology: A Practical Introduction (http://www.amazon.co.uk/Understanding-Using-Statistics-Psychology-Introduction/dp/0761943978) Developmental…
Postgraduate Open University Courses - help!!!
:eek::confused: I'm keen to do a postgraduate degree. The Open University seems to be offering the best course for my needs. However, it seems very expensive, (1200 or 980 per module) with a masters degree requiring 8 modules. I've read that postgraduate grants aren't given so much anymore. I also know that the OU doesn't…
cheap legit copy of word and powerpoint
My son at Uni desperately needs a copy of word and powerpoint for a presentation he is working on. Are there are any legit deals out there for uni students or can anyone suggest a good source. Thank you
wanting social work books urgently
i am desperatly wanting and needing any social work, pychology and sociology books. does anyone have any they want to sell or know of any codes or places i can buy them cheap please!!! cheers
what do u lot reckon? :/
hi, im 21 just started a full time art and design course at local college(been working full time fr last 4years). i have £3000 worth of debt £1200 bank loan and rest on two credit cards. i worked out my statment of affairs and worked out i have £18 to myself a MONTH!:eek: i work part time and decided to go to the bank and…
Bank account for college student
I was just wondering since the student accounts guide seemed to be aimed more towards university students? I'm 18 and am only on a 1 year course, gonna go to university within the next couple of years...:jWhat kind of account would you recommend for me?
Graduated and still no job..getting desperate
I graduated in July with a First in Social Policy. I am looking for a job that will fit in with childcare, so no evenings or weekends. I also only want to work part time. I have applied for over 70 jobs and had 1 interview. I am willing to do anything. I am mainly applying for low skill jobs, but getting nowhere. I have…
Man after death
Hi there everyone, i think imay have decided on a potential dissertation topic! Exploring the physiological changes of the human body after death. I know a bit grim however its an intresting topic dont you think. I would appreciate some feeback about the chosen area and any further suggestions.
student independent status help
I have started uni again this year aged nearly 23. I have worked for the last 4 years earning only around 5k a year, lived at home can anyone tell me what the minimum amount would be to be classed as independent for the L.E.A I really need financial help.. or advice.. thank you
ATMs who dispense fivers
Hi I've read that there are ATMs in student areas that actually still dispense five pound notes, but I'm damned if I can find one in the vast swathe of Manchester student land...... can anyone pinpoint one? cheers.
Cheeky cost saving
I popped into Tesco yesterday to get some own brand 'value' plain yoghurt and 'value' tinned fruit: the yoghurt is dirt cheap, and means you can make your own varieties of yoghurts or those fruit-corner type things. Anyhow, while I was there I gave into temptation and bought one of those large fill-your-own salad pots for…
Students New UK Bank Account?
Hi there, I am an International Student and have come here for pursuing my Masters, what I am looking for is a Bank that I could open an account without spending any monthly fee. When I went to open my account with Barclays, they are charging me 5 Pounds/Month or I should have minimum of 2000 Pounds balance to get my…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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