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Small biz MoneySaving

Archives for June 2012

Registered company address - Barge
Hello, This is a bit of a strange one, and I wasn't really sure which section is belongs in. But here we go: My father in law is looking to move and live on a narrowboat/barge and has asked the question if he can use our address as a correspondence address for his bank/bills and everything as apparently it isn't possible…
Streamline card processing
It seems that Streamline (as customers of RBS/NATWEST) are having major problems too. I was expecting transactions to credit my HSBS Business acoount today but nothing went in. I have been on to Streanline and they explained that as customers of Natwest they are badly affected too. This may pose cashflow problems to us…
Becoming self employed UK - a few questions.. accounts? name?..
I'm about to register as self-employed, i'll be selling items on ebay, I really don't expect to make much. I have a few questions, any help would be much appreciated: 1) I will not be registering a business name, as this is the case I realise that my name will be the 'business name'. Does this mean I will become searchable…
Hello, would like some advice please!!
Hiya, I lurk more than I post but for a while now I have been wanting to start a sweet business & just wondering if anyone has any advice about what you need to do to start doing this? I'm always looking at wholesale sites, have joined a few but cant take the leap...I have done a stall at the school in the past with jarred…
work from home - rent & tax as allowable expenses
Hi folks, Having read the following pages from the HMRC website, I am a bit confused as to what portion of my rent/council tax is allowable. I rent a 1 bed house (Band A with single occupancy discount). It has a bedroom, living room, kitchen and bathroom. I have turned the bedroom into a dedicated treatment room for my…
Selling Handmade Online
I would like to start selling some of my craft items online but I'm not sure what sites are any good. I've heard of etsy, folksy, misi and eBay. Would you recommend any of those or are there others I should be looking at? Many thanks.
Selling to Jersey??
Hello, Does anyone know about VAT in relation to sales to Jersey, please? Someone mentioned recently that things had changed for Jersey but I'm not so sure? If I'm selling £500 of VAT-able goods to a Jersey shop, can I still charge VAT? Because I'm not sure that the business over there even has a VAT number :cool:.
Commercial Mortgage Help
Hi, My partner and I are keen to start a new business in our town offering 3 main services: Sunbeds, Laundry and Sports Supplements. There is nothing at all in our area which offers all three under one roof and we believe that the 3 services compliment each other and will help maximise footfall into the shop. We have found…
Where to find people to answer my market research survey???
It is all in the title really! I would like to start a business selling nightwear to a niche market. Ive done a free survey on survey monkey (although i think i might upgarde to the paying version if i want to be able to download the results and manipulate them to) Ive publicise my survey on mumsnet and got some answer but…
Recommend a good place of business cards prints
Hi I'm looking for a good value place to have good quality glossy print for business cards. Can people recommend me a place or two, thanks.
Business Bank Account - Ltd company but I have a bad credit history
Hi, I really need to open a business bank account for my Ltd company but I have a very bad personal credit history (trying to correct!). Already been turned down by Santander and by the looks of Co-op eligibility criteria there's no way I would get one with them either? Any where that would accept me?
Council Won't Accept Cheques
The council here (Highland) won't accept cheques. They wish on-line banking or bank credit transfer, or by debit or credit card - which they charge you 2% on. It's tricky for our business as we deal with the council lodging Planning Applications & building warrants & were getting clients to write a cheque to the council…
Grants for Small Businesses Hiring graduates
Does anyone know if there are grants for Small Businesses hiring graduates (after uni) or students on a year long work placement? I have searched online and there is alot of information but none that really answers my question. Maybe I am just tired and missing it!!!!
Sage Act
I work for a small recruitment and training business and we were looking at creating an access database of candidates and clients but someone has recommended Sage ACT to us. It looks good (maybe too big for us) but I just have a question on reporting. Does anyone know how flexible the reporting tools are? Can Search or…
service only sole trader,should i register for vat?
hi,i am a mobile service only soletrader under the vat threshold. i supply no physical goods. i have the usual business costs for a mobile service..insurance,fuel,equipment,stationery and so forth. i am trying to work out when and if it is worth me registering for vat. i am now fully set up and will be purchasing very…
One mobile handset with two different numbers?
I have posted this in the mobile section but thought I'd post my query here, too. Are there any mobile phone operator tariffs, or adaptors or multi/dual sims or handsets that would enable me to run two telephone numbers from a single mobile phone handset? I want to run my business from one line and make personal calls on…
Supposed crazy returns in transport businesses in Uganda, Botwana and Angola
Several hard working colleagues of mine are desperately trying to save money to buy a coach or HGV unit to send to Uganda, Botswana or Angola. Back of the envelope calculations on what returns could be made, had my greedometer in overdrive. Colleague A: believes £480 (after overheads, running cost and tax!) a day could be…
Just a question... hmmm
Can anyone set up as a letting agent- or are the3re any legal prerequisits? Kind regards Sarh.
Vat free purchases for charity use
Hi, I manage a youth club for young people with disabilities and am also a trustee for a seperate Charity no 1139205. We have raised money to buy an unadapted MPV 7 seat vehicle, to be used to transport disabled members to/from youth club, take disabled members on shopping trips, and on the canal holidays, IF we buy a NEW…
Craft Stalls Advice
Hi Folks, I am looking at doing craft stalls selling hand creams, foot creams, bath bombs and the like. Can any one give advice or links to an appropriate website on relevant law or general advice on setting some thing like this up. Many moons ago I found a website that advised on setting up craft stalls/farmer market…

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MSE News

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Small biz MoneySaving

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