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reclaiming money from closed ns&i account
Hi all, Wondering if there's anyone out there who can help me... A couple of years ago, my sister lent me all the money in her ns&i account and then closed the account. I then (very carelessly) moved house and lost the cheque in the process. To further add to the problem, my sister has not kept any documentation relating…
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Low cost tracker that is NOT in an ISA
Hi everyone, As I don't live in the UK, I'm unable to open an ISA. I'm looking to make regular monthly savings and would prefer to do so in some kind of low-cost tracker than in cash but does anyone know if any such trackers exist that are not ISAs? Thanks, MFW in Madrid.
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Joint account investments
I've found Virgin unit trusts a good investment in the past. However, are there any similar investments for joint accounts (spouses) that anybody has found?
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How to check for deceased's bank accounts?
I am an administrator for a relative's estate and am nearing the end of the process. He was single, lived alone, did all his banking online (and rarely bothered to print anything out!) so, although I have administered his current account, the details (a bank card) of which were obvious, and one savings account (only clue…
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PE Ratio For Major Indexes
I am looking to get the current P/E ratios for the worlds major stock indexes but for some I am struggling. I was wondering if anyone has any suggestions where to find them, I really don't want to have to go through all the constituents of the individual index and average the P/E ratio for all companies. I have no problem…
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Nationwide reducing Esavings plus to a paltry 0.9% from 1st April
Nationwide reducing Esavings plus to a paltry 0.9% from 1st April
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Tesco(?) Account for Direct Debits
Hi. I've seen mention somewhere in the forum of a Tesco account that can be set up to draw 2 DDs on another account. I've searched the forum as best I can but cannot find the mention I've seen. I'm looking for something to draw on a Club Lloyds Current Account. Can anyone please advise me on which Tesco account this is (or…
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What to do with £39,000?
[FONT="]Hi,[/FONT] [FONT="]I’m looking for advice about what to do with nearly £39,000. I’ve buried my head a bit when it comes to this money and most of it (£20,500) is in a no interest Co-operative current account. £18,000 of it is in a Co-operative cash ISA, though I haven’t added anything to it this tax…
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Power of Attorney Taking money
Hi long story short my partners nan has 2 sons, my partners dad and his uncle, his uncle has cleared out one of her bank accounts, there is on a few thousand left. They are taking his nan to the bank this morning for them to explain to her what has happened, they are then going to confront the uncle. he is currently living…
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re hsbc save together
Hi Guys, Does anyone see any reason why I cannot open the save together on April 14th with a transfer from Halifax for £12K, thereby entitling me to £10 bonus, and, transferring another Halifax Isa in July,when it matures, then topping up in december with "015>16 £15k allowance, keeping it tidy under one roof. Already got…
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Best way to make my money work
Hello all thanks for your help in advance. Any advice (funds,providers etc) would be greatly appreciated as I am a complete novice , I have tried to research myself but to be honest I am a bit overwhelmed by all the information and choice there is. Im 61 years old retired /married no mortage in the happy position of having…
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Kansas B2 project
Anyone know anything about this company or the company Adan Ross who introduce you to invest in this project? Many thanks
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Savvy Savings!
I never thought I would be able to save, but well I have and now have 10K surprisingly! I'm not wanting to get involved with stocks and shares and the like and I'm not convinced ISA's are the way to go because of the poor rates. As I have a First Direct current account, I've opened one of the savers accounts at 6% and will…
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Recommended platform for monthly Vanguard LS ISA contributions...
Hi there, We opened ISAs a couple of months back with Fidelity to aallow regular monthly contribution to Vanguard LifeStrategy (60%). It would appear that I might have been a bit hasty, and didn't research the fees fully - their 0.35% annual fee (in addition to the LS fund fee obviously) isn't that great when compared to…
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Leaving HL
Hi guys, I've got a small-to-moderate sized fund which I hope to continue to grow over the next year. HL is obviously quite expensive at this level so I am looking to move to Cavendish. Is there any way around the HL £25 exit fee? I only have one fund (VG LS) so I can take it if need be. Is Cavendish suitably "safe" for my…
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financial advisor advice
Hi How much could i expect to pay to see an independant financial advisor ?? I want to go through quite a few things from Pension, life insurance, mortgage etc thanks
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What to do ith £100K
Hi All, my first post on here but I've been thinking I should seek some advice from this forum. My girlfriend and I have accumulated £100k in savings, we currently have it split in 2 savings accounts that offer instant access and a 1.3% apr of interest. We want to keep it semi easily accessible and also very (very?) low…
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Another Good Reason To Open and ISA
The latest monevator just now has prompted a little question. Hopefully you can help - http://monevator.com/get-an-isa-life/ Background We have filled our SIPPs and ISAs for the year with enough time on the clock to open a taxable account for this years investments. Please note for the next few years, we will only be…
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savingISA
I have £20000. I don't have an ISA at the moment. If I open an easy accsess ISA at 1,5% before the tax year ends and put 15000 in. Will I gain £225 interest even though it will of only been opened 1 month?
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CHAPS payment delays at Santander
I just would like to share my recent experience with Santander bank with you. I think potentially, it can happen with other bank as well. So be careful when you use CHAPS payment service. It is simply not a guaranteed next day service, as you bank can only guarantee money arrived at the agent bank of payee, but not payee's…
